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ICICI Prudential Life Insurance Interview Questions and Answers for Freshers

Updated 9 Jul 2025
Popular Designations

20 Interview questions

A Management Trainee was asked 1w ago
Q. What is term insurance?
Ans. 

Term insurance is a type of life insurance that provides coverage for a specified period, offering financial protection to beneficiaries.

  • Provides coverage for a specific term, typically 10, 20, or 30 years.

  • If the insured passes away during the term, beneficiaries receive a death benefit.

  • No cash value accumulation; it's purely for protection.

  • Example: A 20-year term policy for a 30-year-old may cost less than $30/mo...

View all Management Trainee interview questions
A Management Trainee was asked 2mo ago
Q. What are the different types of insurance offered by ICICI Prudential?
Ans. 

ICICI Prudential offers a range of insurance products including life, health, and general insurance to meet diverse customer needs.

  • Life Insurance: Provides financial security to beneficiaries in case of the policyholder's demise. Example: ICICI Prudential Life Insurance Plan.

  • Health Insurance: Covers medical expenses for hospitalization and treatments. Example: ICICI Prudential Health Insurance Plan.

  • Term Insurance:...

View all Management Trainee interview questions
A Senior Financial Service Manager was asked 2mo ago
Q. What are your future plans?
Ans. 

I aim to enhance my leadership skills, drive innovation in financial services, and contribute to sustainable growth in the industry.

  • Pursue advanced certifications in financial management to deepen my expertise.

  • Lead initiatives that integrate technology and finance, such as implementing AI-driven analytics.

  • Mentor junior team members to build a strong, knowledgeable team for the future.

  • Focus on sustainable finance p...

View all Senior Financial Service Manager interview questions
A Senior Financial Service Manager was asked 2mo ago
Q. What defines a good client?
Ans. 

A good client is engaged, communicative, and values the partnership, leading to mutual success and satisfaction.

  • Clear Communication: A good client articulates their needs and expectations, ensuring alignment with service providers.

  • Timely Feedback: They provide constructive feedback promptly, allowing for adjustments and improvements.

  • Trust and Respect: A good client trusts the expertise of their financial manager a...

View all Senior Financial Service Manager interview questions

What people are saying about ICICI Prudential Life Insurance

View All
pleasantfox
1w
works at
ICICI Prudential Life Insurance
Layoffs - Shall I escalate, Is it worth
I was working for a company for 20 years, i did not have any HR or risk issues. Suddenly I am told to join sales sourcing role, I want to escalate to senior management. Is it right. We have 10-15% employee cost cut across all verticals. Company eventually wants them to resign
Got a question about ICICI Prudential Life Insurance?
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A Senior Financial Service Manager was asked 2mo ago
Q. What is your best product?
Ans. 

Our best product is a comprehensive financial planning tool that integrates investment, savings, and budgeting features for clients.

  • User-friendly interface that simplifies complex financial data.

  • Real-time tracking of investments and savings goals.

  • Customizable budgeting options to fit individual client needs.

  • Integration with various financial accounts for holistic management.

  • Example: A client used our tool to save ...

View all Senior Financial Service Manager interview questions
A HR Intern was asked 10mo ago
Q. What is the HR pyramid?
Ans. 

The HR pyramid is a visual representation of the hierarchy within an organization's HR department, with different levels of roles and responsibilities.

  • The HR pyramid typically consists of entry-level HR positions at the base, moving up to mid-level managers, and ultimately the HR director or chief HR officer at the top.

  • Each level of the HR pyramid has its own set of duties and responsibilities, with higher levels ...

View all HR Intern interview questions
A Business Trainee was asked 12mo ago
Q. What are your thoughts on life insurance?
Ans. 

Life insurance provides financial protection for loved ones in case of unexpected events.

  • Life insurance is important for providing financial security to dependents in case of the policyholder's death.

  • It can help cover funeral expenses, outstanding debts, and provide income replacement for beneficiaries.

  • There are different types of life insurance policies such as term life, whole life, and universal life.

  • Premiums f...

View all Business Trainee interview questions
Are these interview questions helpful?
A Relationship Manager was asked
Q. Describe life insurance.
Ans. 

Life insurance is a financial product that provides a lump sum payment to beneficiaries upon the insured's death.

  • Life insurance provides financial protection for loved ones in the event of the insured's death.

  • Premiums are paid regularly to maintain coverage.

  • There are different types of life insurance policies such as term life, whole life, and universal life.

  • The payout from a life insurance policy can be used to c...

View all Relationship Manager interview questions
A Life Insurance Agent was asked
Q. What do you know about the market?
Ans. 

The life insurance market is highly competitive and constantly evolving.

  • The market is driven by factors such as demographics, economic conditions, and regulatory changes.

  • There are various types of life insurance policies available, including term life, whole life, and universal life.

  • Insurance companies use various underwriting methods to assess risk and determine premiums.

  • Technology is playing an increasingly impo...

View all Life Insurance Agent interview questions
A Life Insurance Agent was asked
Q. What is customer relationship?
Ans. 

Customer relationship is the interaction between a business and its customers, built on trust and mutual understanding.

  • It involves understanding the customer's needs and preferences

  • It requires effective communication and timely response to queries and concerns

  • It involves building trust and loyalty through consistent delivery of quality service

  • It requires maintaining a positive attitude and being empathetic towards...

View all Life Insurance Agent interview questions

ICICI Prudential Life Insurance Interview Experiences for Freshers

61 interviews found

HR Intern Interview Questions & Answers

user image Anonymous

posted on 10 Sep 2024

Interview experience
2
Poor
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Referral and was interviewed in Aug 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. What is the Hr pyramid ?
  • Ans. 

    The HR pyramid is a visual representation of the hierarchy within an organization's HR department, with different levels of roles and responsibilities.

    • The HR pyramid typically consists of entry-level HR positions at the base, moving up to mid-level managers, and ultimately the HR director or chief HR officer at the top.

    • Each level of the HR pyramid has its own set of duties and responsibilities, with higher levels often...

  • Answered by AI
  • Q2. Difference between recruitment and selection?
  • Ans. 

    Recruitment involves attracting candidates, while selection involves choosing the right candidate for the job.

    • Recruitment is the process of identifying and attracting potential candidates for a job opening.

    • Selection is the process of choosing the most suitable candidate from the pool of applicants.

    • Recruitment focuses on creating a pool of candidates, while selection focuses on evaluating and choosing the best fit.

    • Recru...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
  • Q1. Knowledge for current company
  • Q2. Clarification of current job role
  • Q3. What is your best product
  • Ans. 

    Our best product is a comprehensive financial planning tool that integrates investment, savings, and budgeting features for clients.

    • User-friendly interface that simplifies complex financial data.

    • Real-time tracking of investments and savings goals.

    • Customizable budgeting options to fit individual client needs.

    • Integration with various financial accounts for holistic management.

    • Example: A client used our tool to save 20% m...

  • Answered by AI
  • Q4. What is your future plan
  • Ans. 

    I aim to enhance my leadership skills, drive innovation in financial services, and contribute to sustainable growth in the industry.

    • Pursue advanced certifications in financial management to deepen my expertise.

    • Lead initiatives that integrate technology and finance, such as implementing AI-driven analytics.

    • Mentor junior team members to build a strong, knowledgeable team for the future.

    • Focus on sustainable finance practi...

  • Answered by AI
  • Q5. What is good client
  • Ans. 

    A good client is engaged, communicative, and values the partnership, leading to mutual success and satisfaction.

    • Clear Communication: A good client articulates their needs and expectations, ensuring alignment with service providers.

    • Timely Feedback: They provide constructive feedback promptly, allowing for adjustments and improvements.

    • Trust and Respect: A good client trusts the expertise of their financial manager and re...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Positivity is always win
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I appeared for an interview in Oct 2024, where I was asked the following questions.

  • Q1. Are you introvert or extrovert, prove it
  • Q2. Different types of insurance offered by Icic prudential
  • Ans. 

    ICICI Prudential offers a range of insurance products including life, health, and general insurance to meet diverse customer needs.

    • Life Insurance: Provides financial security to beneficiaries in case of the policyholder's demise. Example: ICICI Prudential Life Insurance Plan.

    • Health Insurance: Covers medical expenses for hospitalization and treatments. Example: ICICI Prudential Health Insurance Plan.

    • Term Insurance: Pure...

  • Answered by AI
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Products related
  • Q2. Abouts customers

Interview Preparation Tips

Interview preparation tips for other job seekers - Please help employees and motivate.
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Sep 2024, where I was asked the following questions.

  • Q1. Why sales? About Internship? Wht do u prefer sales? Sell a pen?
  • Q2. Can you provide information about yourself? What is the difference between marketing and sales?

Business Trainee Interview Questions & Answers

user image Ashmit Sharma

posted on 22 Oct 2024

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Apr 2024. There were 2 interview rounds.

Round 1 - Group Discussion 

Gd on AI in current work scenerio

Round 2 - HR 

(2 Questions)

  • Q1. Prefer location
  • Q2. Tell about your self

Interview Preparation Tips

Interview preparation tips for other job seekers - Worst experience as an employee

Business Developer Interview Questions & Answers

user image MANOJ KUMAR BARIK

posted on 24 Feb 2025

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Math, reasoning,english

Interview Questions & Answers

user image Ankshuman Dey Purkayastha

posted on 1 Dec 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Elaborating calculation

Round 2 - Assignment 

Technical test with three rounds

Round 3 - HR 

(2 Questions)

  • Q1. Speak about yourself
  • Q2. Calculations elaborately

Sales Manager Interview Questions & Answers

user image Anonymous

posted on 24 Jun 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Campus Placement and was interviewed in May 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. About yourself , Introduction about background
  • Q2. SWOT anlaysis what is sales and all about sales

Interview Preparation Tips

Interview preparation tips for other job seekers - Well manner dress and need good communication skills
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview before Feb 2024.

Round 1 - One-on-one 

(1 Question)

  • Q1. What factors influence the profit margins of a life insurance company?

Interview Preparation Tips

Interview preparation tips for other job seekers - For a finance role, it is essential to understand the fundamentals of the insurance industry. Review their financial reports and make an effort to comprehend the terminology, as financial reports for insurance companies differ from those of other sectors.

ICICI Prudential Life Insurance Interview FAQs

How many rounds are there in ICICI Prudential Life Insurance interview for freshers?
ICICI Prudential Life Insurance interview process for freshers usually has 1-2 rounds. The most common rounds in the ICICI Prudential Life Insurance interview process for freshers are One-on-one Round, Resume Shortlist and HR.
How to prepare for ICICI Prudential Life Insurance interview for freshers?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at ICICI Prudential Life Insurance. The most common topics and skills that interviewers at ICICI Prudential Life Insurance expect are CCTV Monitoring, Regulatory Reporting, Automation Testing, Business Planning and Expense Management.
What are the top questions asked in ICICI Prudential Life Insurance interview for freshers?

Some of the top questions asked at the ICICI Prudential Life Insurance interview for freshers -

  1. How to achieve a target? You know about Icici prudential life insurance? Insura...read more
  2. If there are two data sets each with 100 variables and having 10000 and 12000 p...read more
  3. What is India's GDP and its growth rat...read more
What are the most common questions asked in ICICI Prudential Life Insurance HR round for freshers?

The most common HR questions asked in ICICI Prudential Life Insurance interview are for freshers -

  1. What are your salary expectatio...read more
  2. Why are you looking for a chan...read more
  3. What is your family backgrou...read more
How long is the ICICI Prudential Life Insurance interview process?

The duration of ICICI Prudential Life Insurance interview process can vary, but typically it takes about less than 2 weeks to complete.

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Overall Interview Experience Rating

3.8/5

based on 32 interview experiences

Difficulty level

Easy 26%
Moderate 70%
Hard 4%

Duration

Less than 2 weeks 91%
2-4 weeks 5%
More than 8 weeks 5%
View more

ICICI Prudential Life Insurance Reviews and Ratings

based on 6.9k reviews

4.0/5

Rating in categories

3.9

Skill development

3.7

Work-life balance

3.9

Salary

4.0

Job security

3.8

Company culture

3.6

Promotions

3.6

Work satisfaction

Explore 6.9k Reviews and Ratings
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