ICICI Prudential Life Insurance Deputy Manager Interview Questions and Answers

Q1. Tell me about your self
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Q2. Family background
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Q3. Product knowledge
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Q1. Tell me about your self
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Q2. Tell me about your previous experiences
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Q3. What are benifits of insurance
Ans. 
Insurance provides financial protection against unexpected events, peace of mind, and access to quality healthcare.
• Financial protection against unexpected events such as accidents, natural disasters, or theft

• Peace of mind knowing that you are covered in case of emergencies

• Access to quality healthcare through health insurance plans

• Helps in managing risks and uncertainties in life
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Q4. Types of insurance
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Types of insurance include life, health, auto, home, and disability.
• Life insurance provides financial protection to beneficiaries in case of the insured's death.

• Health insurance covers medical expenses for illness or injury.

• Auto insurance protects against financial loss in case of accidents or theft.

• Home insurance provides coverage for damage to the home and belongings.

• Disability insurance offers income protection in c
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Q5. What is insurance
Ans. 
Insurance is a financial protection against potential losses or risks.
• Insurance is a contract between an individual or entity and an insurance company.

• The individual or entity pays a premium in exchange for coverage against specific risks.

• In case of a covered loss, the insurance company compensates the insured party.

• Types of insurance include health, life, auto, home, and business insurance.

• Insurance helps individuals ...read more
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Q6. What are the languages and interview done in local language
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Q1. What do you know about insurance
Ans. 
Insurance is a financial product that provides protection against financial losses.
• Insurance is a contract between an individual or organization and an insurance company, where the individual or organization pays a premium in exchange for financial protection against specified risks.

• Types of insurance include life insurance, health insurance, auto insurance, property insurance, and more.

• Insurance policies typically cov...read more
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Q2. Family background check
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Q3. Salary expectations
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Q4. What is advantages of insurance
Ans. 
Insurance provides financial protection against unexpected events, peace of mind, and helps in managing risks.
• Financial protection against unexpected events such as accidents, natural disasters, or theft

• Peace of mind knowing that you are covered in case of emergencies

• Helps in managing risks by transferring them to the insurance company

• Encourages savings and investment by providing a safety net

• Can cover medical expenses
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Q5. Previous experience
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Was provided with 50 question whiuch need to be answered within 30 mins

Q1. Insurance laws in india and the change needed
Ans. 
Insurance laws in India need to be updated to keep up with changing market dynamics and technological advancements.
• Insurance laws in India are governed by the Insurance Regulatory and Development Authority of India (IRDAI).

• There is a need for more stringent regulations to protect policyholders and ensure fair practices by insurance companies.

• With the rise of digital insurance platforms and InsurTech companies, laws nee...read more
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Q2. Constitution validity of 3rd party claims
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The constitutionality of third party claims refers to the legality and validity of claims made by individuals or entities not directly involved in a legal dispute.
• Third party claims can be valid if they have a legal basis and are supported by evidence.

• Courts will consider factors such as standing, jurisdiction, and the nature of the claim when determining the validity of third party claims.

• For example, in a contract di...read more
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Online Assessment. Good.

Q1. Share your experience.
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Q2. Why are you willing to work here
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Q1. Ehat is the menaing of Cot tot
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Q2. What is the meaning of Mdrt
Ans. 
MDRT stands for Million Dollar Round Table, an international association for financial professionals.
• MDRT is a prestigious organization for top financial advisors and insurance agents.

• Members of MDRT must meet certain annual production requirements to qualify.

• MDRT provides networking opportunities, professional development, and recognition for its members.
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Q1. Your family details
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Q2. Your education details
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Q1. What are your salary expectatio.
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Q2. 25% growth required
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Q1. Basic questions about self and and why absli
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Q2. Indroduction about you self and reason to join absli
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Q1. Some situation will be given and how you are going to ptich the product
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Q2. You have to do it your according to your self
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Q1. Two yrs exclusion, permanent exclusion
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