ICICI Home Finance Vice President Interview Questions and Answers

Basic question and that can be found in web

Q1. What is dilution
Ans. 
Dilution is the process of reducing the concentration of a solute in a solution by adding more solvent.
• Dilution involves adding more solvent to decrease the concentration of a solute.

• The formula for dilution is C1V1 = C2V2, where C1 and V1 are the initial concentration and volume, and C2 and V2 are the final concentration and volume.

• Dilution is commonly used in chemistry labs to prepare solutions of a desired concentra...read more
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Q2. What are fixed income instruments
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Fixed income instruments are investments that pay a fixed interest or dividend income until maturity, such as bonds and certificates of deposit.
• Fixed income instruments are debt securities issued by governments, corporations, or other entities to raise capital.

• Investors receive regular interest payments at a fixed rate until the instrument matures.

• Examples include government bonds, corporate bonds, municipal bonds, and
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Q1. Introduce yourselves
Ans. 
We are a team of experienced research analysts with expertise in data analysis, market research, and trend forecasting.
• Combined experience of over 20 years in research and analysis

• Proficient in statistical analysis tools such as SPSS and R

• Track record of delivering actionable insights to drive business decisions

• Strong communication and presentation skills

• Example: Conducted market research for a Fortune 500 company to i
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Q2. Are you comfortable in any shift ?
Ans. 
Yes, I am comfortable working in any shift.
• I have experience working in various shifts in my previous roles.

• I am adaptable and can easily adjust my schedule to accommodate different shifts.

• I understand the importance of flexibility in the workplace and am willing to work in any shift required.
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General aptitude with finance questions

Q1. Full finance topics
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Included combination of quants and financial markets

Q1. What is index fund?
Ans. 
An index fund is a type of mutual fund or exchange-traded fund (ETF) that tracks a specific market index, such as the S&P 500.
• Index funds aim to replicate the performance of a specific index by holding the same securities in the same proportions as the index.

• They are passively managed, meaning they do not require active decision-making by a fund manager.

• Index funds typically have lower fees compared to actively managed...read more
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Q2. Merger vs aquisition
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Merger involves two companies combining to form a new entity, while acquisition is one company buying another.
• Merger involves two companies agreeing to combine their operations and assets to form a new entity.

• Acquisition is when one company purchases another company, often resulting in the acquired company becoming a subsidiary of the acquiring company.

• Merger can be seen as a more equal partnership, while acquisition t...read more
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Q1. If internet went off, how will you manage a meeting?
Ans. 
I would switch to a phone call or video conference using a mobile device or landline.
• Switch to a phone call or video conference using a mobile device or landline

• Inform all participants about the change in communication method

• Ensure all necessary documents or materials are available offline

• Consider rescheduling the meeting if internet outage persists
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Q2. Requirements for an online meeting?
Ans. 
Requirements for an online meeting include a stable internet connection, a device with a camera and microphone, and a meeting link or ID.
• Stable internet connection is essential for smooth video and audio transmission.

• A device with a camera and microphone is needed for video conferencing.

• A meeting link or ID is required to join the online meeting.

• Optional: Screen sharing capabilities for presentations or demonstrations.
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Q1. How was the experience?
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Q2. Salary expectations?
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About capital markets

Q1. About capital markets, mutual funds, corp actions
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Q1. Professional experience was asked , skills , roles and responsibilities
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Q1. Difference between Open Ended and closed ended funds.
Ans. 
Open-ended funds allow investors to buy and sell shares at any time, while closed-ended funds have a fixed number of shares and trade on the stock exchange.
• Open-ended funds allow investors to buy and sell shares at any time, while closed-ended funds have a fixed number of shares.

• Open-ended funds are priced based on the net asset value (NAV) of the underlying securities, while closed-ended funds are priced based on supp...read more
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