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HDFC Life Credit Manager Interview Questions and Answers

Updated 23 Jan 2024

HDFC Life Credit Manager Interview Experiences

1 interview found

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jul 2023. There were 2 interview rounds.

Round 1 - Aptitude Test 

Aptitude test and written

Round 2 - One-on-one 

(1 Question)

  • Q1. What is the role of credit manager
  • Ans. 

    A credit manager is responsible for assessing and managing the creditworthiness of customers and ensuring timely payment of debts.

    • Assessing the creditworthiness of customers by analyzing their financial statements, credit history, and payment patterns

    • Setting credit limits and terms for customers based on their creditworthiness

    • Monitoring and reviewing customer accounts to ensure timely payment of debts

    • Negotiating paymen...

  • Answered by AI

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Apr 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(3 Questions)

  • Q1. Details of your resume and credit specific questions
  • Q2. How do you analyze a company profile
  • Q3. How to calculate leverage
  • Ans. 

    Leverage is calculated by dividing total debt by total assets.

    • Total debt includes both short-term and long-term debt.

    • Total assets include both tangible and intangible assets.

    • The formula for leverage is: Total Debt / Total Assets.

    • A high leverage ratio indicates a company has a high level of debt relative to its assets.

    • For example, if a company has $500,000 in total debt and $1,000,000 in total assets, its leverage ratio

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and be clear on what you say. It takes time for process to get over.

HDFC Life Interview FAQs

How many rounds are there in HDFC Life Credit Manager interview?
HDFC Life interview process usually has 2 rounds. The most common rounds in the HDFC Life interview process are Aptitude Test and One-on-one Round.

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HDFC Life Credit Manager Salary
based on 4 salaries
₹4.2 L/yr - ₹9.5 L/yr
18% less than the average Credit Manager Salary in India
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HDFC Life Credit Manager Reviews and Ratings

based on 3 reviews

4.0/5

Rating in categories

4.2

Skill development

4.0

Work-Life balance

3.6

Salary & Benefits

4.4

Job Security

3.5

Company culture

3.6

Promotions/Appraisal

3.6

Work Satisfaction

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