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HDFC Life CAM Interview Questions and Answers
HDFC Life CAM Interview Experiences
2 interviews found
Anonymous
(2 Questions)
- Q1. What is IRDA in and how work?
- Ans.
IRDA stands for Insurance Regulatory and Development Authority. It is a regulatory body that oversees the insurance industry in India.
IRDA regulates the insurance industry in India to ensure fair practices and protect the interests of policyholders.
It issues licenses to insurance companies, monitors their financial performance, and enforces regulations.
IRDA also promotes the development of the insurance sector by intro...
- Q2. Ulip plan minimise how many ammount
- Ans.
ULIP plans can help minimize the amount of taxes paid by individuals.
ULIP plans offer tax benefits under Section 80C of the Income Tax Act, allowing individuals to save on taxes.
Investing in ULIPs can help in long-term wealth creation while also providing insurance coverage.
ULIPs offer flexibility to switch between funds based on market conditions and risk appetite.
ULIPs also provide the option to invest in equity, deb...
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I applied via Recruitment Consultant and was interviewed before Jun 2020. There were 3 interview rounds.
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1 Question
- Q1. Life Insurance से आप क्या समझते हैं ?
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2 Questions
- Q1. How many typs charges in ulip plan
- Ans.
There are various types of charges in a ULIP plan.
ULIP plans have different types of charges such as premium allocation charges, policy administration charges, fund management charges, mortality charges, etc.
Premium allocation charges are deducted from the premium paid by the policyholder and are used to cover the initial expenses of the plan.
Policy administration charges are levied for the administrative services prov...
- Q2. How many plan insurance
- Ans.
The question is unclear and lacks context.
Please provide more information or clarify the question.
It is not clear what 'plan insurance' refers to.
Without further details, it is difficult to provide a meaningful answer.
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