HDFC Credila Financial Services Design Engineer Interview Questions and Answers

Q1. Job description and process etc
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Q1. What is your knowledge of documentation and KYC (Know Your Customer) procedures?
Ans. 
I have extensive knowledge of documentation and KYC procedures, including verifying customer identities and reviewing financial documents.
• Experience in reviewing customer identification documents such as passports, driver's licenses, and utility bills

• Understanding of AML (Anti-Money Laundering) regulations and procedures

• Ability to identify red flags and suspicious activities in customer transactions

• Knowledge of verifyi...read more
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Q2. What soft skills do you possess, particularly in areas such as typing and computer proficiency?
Ans. 
I possess strong typing and computer proficiency skills.
• Proficient in touch typing with a speed of 70+ words per minute

• Skilled in using Microsoft Office Suite and other relevant software

• Familiar with data entry and database management

• Quick learner when it comes to new software or technology

• Strong attention to detail and accuracy in data input
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Discussion on a movie .Basically they check your communication skills

Q1. Please give a Self introduction ?
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Q2. Tell us about intership ?what did you learn during your internship ? Sales pitch on any one product ? Family background ?
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Q1. About past job Will you able to sell Will you travel How will you do business
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Q2. How yo will sell product
Ans. 
I will sell the product by understanding the customer's needs, building trust, and showcasing the benefits of the product.
• Identify customer needs and pain points

• Build rapport and trust with the customer

• Highlight the unique features and benefits of the product

• Provide personalized solutions to meet customer's needs

• Offer demonstrations or trials to showcase product effectiveness
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Q3. Sell me this pen I dont want to buy it still sell me
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Q1. Basic qestion related to joining date and salary part
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Q1. Information introduction with CEO
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Q1. What challenges do you see in this role?
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Q2. Are you able to relocate ?
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Q1. Tell me about your self
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Q1. About work experience
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Q1. Education and work experience
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Q1. What will be home loan?
Ans. 
A home loan is a type of loan specifically used to purchase a home or real estate property.
• Home loans are typically long-term loans with fixed or adjustable interest rates.

• The property being purchased is used as collateral for the loan.

• Home loans can be obtained from banks, credit unions, or other financial institutions.

• The borrower makes monthly payments to repay the loan amount plus interest.

• Failure to repay the loan
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Q2. What is Ready recknor rate?
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Ready reckoner rate is the minimum rate set by the government for a property in a particular area for the purpose of calculating stamp duty and registration charges.
• Ready reckoner rate is also known as circle rate, guideline value, or collector rate.

• It is used to determine the market value of a property for taxation purposes.

• The rate varies from area to area and is revised periodically by the government.

• It is important...read more
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Q1. Are comfortable to relocate?
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Be confident

Q1. Be confident and knowledge about companies work
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Q2. What do you know about company?
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