HDFC Bank KYC Associate Interview Questions and Answers

Q1. Tell me about yourself
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Q2. What are your strengths and weaknesses
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Q1. What is the difference between OD and VC?
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Q2. How you determine drawing power?
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Q3. What is DLOD?
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Q4. What is Leverage ratio?
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Q5. Why do you what to switch job?
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Reasoning, quantitative skills, and English language proficiency.

Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
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Q1. Can you provide some information about yourself?
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Q2. What is your experience related to this field?l
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Q3. Your achievements
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Reasoning, logical, and mathematical skills.

Q1. What is your current salary, and how would you like to discuss it?
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Q1. Do you have knowledge of banking industry
Ans. 
Yes, I have knowledge of the banking industry.
• I have a degree in finance and have worked in banking for 5 years.

• I am familiar with banking regulations and procedures.

• I have experience in credit processing and loan approvals.

• I have attended industry conferences and workshops to stay updated on industry trends.
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Q2. Do you know the market
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Yes, I am familiar with the market trends, competitors, and customer preferences.
• I regularly research market trends and competitor activities to stay updated

• I analyze customer feedback and preferences to understand market demands

• I attend industry conferences and networking events to stay connected with market influencers
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Q3. Do you belong to commerce background
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Yes, I have a commerce background with a degree in Business Administration.
• I have a Bachelor's degree in Business Administration

• I have taken courses in accounting, finance, and economics

• I have previous work experience in a financial institution
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Q4. Have ever seen audited financial statements
Ans. 
Yes, I have seen audited financial statements during my previous role as a financial analyst.
• Yes, I have reviewed audited financial statements as part of my job responsibilities.

• I have experience analyzing financial data and ensuring accuracy in financial reports.

• I am familiar with the process of auditing financial statements to ensure compliance with regulations and standards.
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Q5. Do you know banking terms
Ans. 
Yes, I am familiar with banking terms.
• I am familiar with terms like APR, overdraft, collateral, and interest rates.

• I understand terms related to credit processing such as credit score, credit limit, and credit utilization.

• I am knowledgeable about terms like debit card, savings account, checking account, and loan.

• I have experience with terms like mortgage, compound interest, principal, and escrow.
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Q1. About experiences
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Q2. Knowledge on ratios
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Q3. Training skills
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Q4. MS office knowledge required
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Q5. Market knowledge
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