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HDFC Bank Banking Assistant Interview Questions and Answers
HDFC Bank Banking Assistant Interview Experiences
1 interview found
Anonymous
Interview Questionnaire
4 Questions
- Q1. Why do u want to make a career in the banking sector
- Ans.
I want to make a career in the banking sector because of its stability, growth opportunities, and the chance to work with diverse clients and financial products.
Stability: The banking sector is known for its stability, even during economic downturns.
Growth opportunities: Banks offer various career paths and opportunities for advancement.
Working with diverse clients: Banks serve a wide range of clients, allowing for exp...
- Q2. What are the common ways to operate your banks account?
- Ans.
Common ways to operate a bank account include online banking, mobile banking, ATM transactions, and in-person transactions.
Online banking through the bank's website or mobile app
Mobile banking through the bank's mobile app
ATM transactions for deposits, withdrawals, and transfers
In-person transactions at a bank branch or through a teller
Direct deposit for regular income
Automatic bill pay for recurring expenses
- Q3. What's a charge off?
- Ans.
A charge off is a debt that a lender has given up on collecting and has written off as a loss.
A charge off is a negative mark on a credit report.
It typically occurs when a borrower fails to make payments for several months.
The lender will then write off the debt as a loss and may sell it to a collection agency.
The borrower is still responsible for paying the debt, but it may be more difficult to negotiate with a collec...
- Q4. Whatvia the line credit
- Ans.
A line of credit is a flexible loan that allows you to borrow money up to a certain limit.
It is a type of revolving credit
Interest is only charged on the amount borrowed
The borrower can withdraw funds as needed
The credit limit is based on the borrower's creditworthiness
Examples include credit cards and home equity lines of credit
Interview questions from similar companies
I appeared for an interview before Sep 2019.
Interview Questionnaire
8 Questions
- Q1. 1 tell me about your self?
- Q2. Why you want work at this company?
- Q3. Why should I hire you?
- Q4. If you are experience person----why are you looking for a job company change?
- Q5. What are your salary requirements?
- Q6. What is your ambition?
- Q7. How could be you contribute to our company if you're selected?
- Q8. Finally do you have any questions to ask me
Interview Preparation Tips
* Clarify your are selling points ex:-(good
communication skills)
* And reason you the job
* Prepare for common interview questions
* Practice---practice---practice and be confident
At the time of interview time.
I applied via Naukri.com and was interviewed in Dec 2020. There was 1 interview round.
Interview Questionnaire
2 Questions
- Q1. Tell me about yourself
- Q2. What do you know about banking/credit cards
- Ans.
Banking involves managing financial transactions, while credit cards allow users to borrow money for purchases.
Banking involves depositing and withdrawing money, managing accounts, and providing loans.
Credit cards allow users to borrow money for purchases and pay it back with interest.
Credit cards often come with rewards programs or cash back incentives.
Credit card debt can accumulate quickly and lead to financial diff
Interview Preparation Tips
I applied via Walk-in and was interviewed in Mar 2021. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. What qualifications
Interview Preparation Tips
(2 Questions)
- Q1. What is hypothesis testing?
- Ans.
Hypothesis testing is a statistical method used to make inferences about a population based on sample data.
It involves setting up a hypothesis (null and alternative), collecting data, and using statistical tests to determine the likelihood of the null hypothesis being true.
The null hypothesis typically states that there is no effect or no difference, while the alternative hypothesis suggests there is an effect or diffe...
- Q2. What are ways through which credit card companies earn revenue?
- Ans.
Credit card companies earn revenue through interest charges, annual fees, interchange fees, and late payment fees.
Interest charges on balances carried over from month to month
Annual fees charged for card membership
Interchange fees paid by merchants for processing transactions
Late payment fees for missed or delayed payments
I applied via Recruitment Consulltant and was interviewed in Aug 2024. There was 1 interview round.
(2 Questions)
- Q1. Why do you want to join us?
- Ans.
I am impressed by your company's reputation for innovative solutions and strong team collaboration.
I am drawn to your company's commitment to excellence in analytics
I am excited about the opportunity to work with a talented team of analysts
I believe my skills and experience align well with the challenges your company faces
- Q2. Where do you see yourself in five years?
- Ans.
In five years, I see myself as a senior analyst leading a team and making significant contributions to the company's growth.
Leading a team of analysts
Making significant contributions to company growth
Continuing professional development and learning new skills
Building strong relationships with colleagues and clients
Interview Preparation Tips
General topics on current budget
(1 Question)
- Q1. What is your name
Interview Preparation Tips
47 Suhail Basha .S
Selected
I applied via Newspaper Ad and was interviewed in Jan 2024. There were 2 interview rounds.
Nothing just normal.
(3 Questions)
- Q1. Just they went with flow
- Q2. Self introduction
- Q3. Situational questions
K
This content pertains to basic joins in SQL queries.
(2 Questions)
- Q1. What are your salary expectations?
- Q2. When are you available to join?
I applied via Recruitment Consulltant and was interviewed in Apr 2022. There was 1 interview round.
(2 Questions)
- Q1. Regarding previous work experience
- Q2. Expected CTC and job description
- Ans.
Expected CTC and job description
Expected CTC is negotiable based on job responsibilities and experience
Job description includes managing team, developing strategies, and achieving targets
Salary range for similar positions in the industry is between $X and $Y
Interview Preparation Tips
HDFC Bank Interview FAQs
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HDFC Bank Banking Assistant Reviews and Ratings
based on 23 reviews
Rating in categories
|
Deputy Manager
15.1k
salaries
|  ₹2 L/yr - ₹10 L/yr |
|
Manager
10.2k
salaries
| ₹5 L/yr - ₹14.7 L/yr |
|
Assistant Manager
9.4k
salaries
| ₹1.7 L/yr - ₹7.5 L/yr |
|
Senior Manager
6.3k
salaries
| ₹8 L/yr - ₹25 L/yr |
|
Relationship Manager
6.2k
salaries
| ₹2 L/yr - ₹12.5 L/yr |
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