Harel Insurance Investments & Financial Services Interview Questions and Answers

General aptitude test

Q1. Why do you choose our concern?
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Q2. Can you explain your previous work experience step on step?
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Q3. The role you choose is irrelevant to previous one what makes believe you that you can survive
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Q4. We have 6 months of probation period for all the payroll staffs,post the probation only you will be a confirmed payroll employee, is that ok for you?
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Q1. About previous role and duties
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Q2. Why do you left the organisation?
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Q1. Introduction, Profile & performance of each previous organisation
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Q2. Product knowledge & Achievement
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Q1. Communication skill, confidence
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Q2. Leadership Level questions on Team Handling & team growth
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Q1. On Max Life values understanding level
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Q2. New role Handling questions
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Q1. Tell me about yourself
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Q2. Salary expections
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Q1. What do you know about stock market??
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Q2. Can you deal presure
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Q3. Compulsary field work?
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Q1. Can you handle pressure
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Q2. All Saturday are working are you comfortable ?
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Q1. Tell me about yourself
Ans. 
I am a recent graduate with a degree in Business Administration and a passion for leadership and strategic planning.
• Graduated with a degree in Business Administration

• Passionate about leadership and strategic planning

• Completed internships in marketing and finance

• Strong communication and problem-solving skills
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Q2. Why did you choose this job
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I chose this job because of the opportunity for growth and development in a dynamic industry.
• Opportunity for growth and development

• Interest in the industry

• Alignment with my skills and career goals
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Q3. Why you want to do sales
Ans. 
I am passionate about building relationships, meeting new people, and achieving targets through effective communication and negotiation.
• Enjoy interacting with people and building relationships

• Excited about meeting new challenges and targets

• Skilled in communication and negotiation

• Thrives in a fast-paced and competitive environment
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Q4. Explain the different types of insurance
Ans. 
Types of insurance include life, health, auto, home, and disability insurance.
• Life insurance: Provides financial protection to beneficiaries in case of the insured's death.

• Health insurance: Covers medical expenses and treatments for illnesses and injuries.

• Auto insurance: Protects against financial loss in case of accidents or theft involving a vehicle.

• Home insurance: Covers damage to a home and its contents due to even...read more
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Q5. Who is the CEO of hdfc life
Ans. 
The CEO of HDFC Life is Vibha Padalkar.
• Vibha Padalkar is the current CEO of HDFC Life.

• She has been associated with HDFC Life since 2008 and has held various leadership positions before becoming the CEO.

• Under her leadership, HDFC Life has seen significant growth and expansion in the insurance sector.
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Q1. Walk me through your resume. About insurance process what is policy life cycle.
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Q2. Tell me about your previous role.
Ans. 
I was responsible for analyzing and improving processes to increase efficiency and productivity.
• Led process improvement initiatives to streamline operations

• Identified bottlenecks and implemented solutions to optimize workflows

• Collaborated with cross-functional teams to gather data and feedback

• Utilized data analysis tools to track performance metrics

• Developed and implemented process documentation and training materials
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Yet to complete the test

Q1. Asked about Gallagher.
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Q2. What do you know about Gallagher.
Ans. 
Gallagher is a global insurance brokerage, risk management, and consulting firm.
• Founded in 1927 by Arthur J. Gallagher

• Headquartered in Rolling Meadows, Illinois

• Provides insurance, risk management, and consulting services globally

• Offers services in areas such as commercial insurance, employee benefits, and personal insurance

• Has a strong focus on client relationships and personalized service
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Q1. Situation based questions were asked.
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Q2. How would you built the trust with the stakeholders
Ans. 
Building trust with stakeholders involves open communication, transparency, and delivering on commitments.
• Establish open lines of communication with stakeholders to address concerns and provide updates

• Be transparent about project progress, challenges, and decisions

• Deliver on commitments and follow through on promises to build credibility

• Seek feedback from stakeholders and incorporate their input into decision-making pr...read more
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Q1. Claim process is bad
Ans. 
The claim process can be improved by streamlining procedures and increasing transparency.
• Implementing a digital platform for submitting and tracking claims can improve efficiency.

• Providing clear guidelines and instructions to claimants can reduce confusion and errors.

• Regularly reviewing and updating the claim process based on feedback can help address any issues.

• Training staff members on the claim process can ensure co
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Q2. Very bad experience
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Q3. Even after I targeted 50% business, the company terminated me in a single day and withheld my salary for 45 days in full and final settlement. Emp cod Pnbmetlife - 8036724
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Q4. Very bad experience with HR and management team
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Q5. I will become unemployed due to sudden loss of job
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Q1. Tell me about yourself.
Ans. 
Experienced professional with a background in project management and team leadership.
• Over 5 years of experience in project management

• Strong leadership skills demonstrated through successful team management

• Proven track record of delivering projects on time and within budget

• Excellent communication and interpersonal skills

• Passionate about driving results and exceeding expectations
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Q2. Why should we hire you?
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I have a proven track record of successfully managing teams and projects, with strong leadership and communication skills.
• I have X years of experience in project management

• I have successfully led a team of Y individuals to achieve Z goals

• I possess strong communication and interpersonal skills, which are essential for effective team management
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Q3. What are your salary expectations?
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I am looking for a competitive salary that reflects my experience and skills.
• Research industry standards for Associate Manager salaries

• Consider cost of living in the area

• Factor in your years of experience and qualifications

• Be prepared to negotiate based on benefits package
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Q1. Tell me about yourself?
Ans. 
Experienced professional with a background in project management and team leadership.
• Over 5 years of experience in project management

• Strong leadership skills demonstrated through successful team management

• Proven track record of delivering projects on time and within budget

• Excellent communication and problem-solving abilities

• Passionate about driving results and fostering a collaborative work environment
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Q2. Tell me about family background?
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My family background is diverse and has greatly influenced my values and work ethic.
• My parents are both immigrants, which has taught me the importance of hard work and perseverance.

• I come from a large family with strong ties to our cultural traditions.

• Growing up, I learned the value of education and the importance of supporting one another.

• My family has always been supportive of my career goals and encouraged me to pur
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Questions from arrays and strings and some aptitude questions

Q1. How to merge 2 csv files
Ans. 
To merge two CSV files, you can use software like Microsoft Excel or programming languages like Python.
• Open both CSV files in a software like Microsoft Excel.

• Copy the data from one CSV file and paste it into the other CSV file.

• Save the merged CSV file with a new name.

• Alternatively, you can use programming languages like Python to merge CSV files by reading both files, combining the data, and writing to a new file.
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Q2. Basic questions on arrays
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Q1. 3 reasons why u choose this company
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I applied to this company because of its reputation in the industry, opportunities for growth, and company culture.
• Reputation in the industry - I have heard great things about the company's innovative projects and successful track record.

• Opportunities for growth - The company offers various training programs and career advancement opportunities for employees.

• Company culture - I value a positive work environment and the...read more
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Q1. Questions on python
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