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I applied via Referral and was interviewed in May 2022. There were 2 interview rounds.
Legal and Technical refer to the two aspects of credit analysis that are considered while evaluating a borrower's creditworthiness.
Legal aspect involves analyzing the legal documents related to the borrower's business such as MOA, AOA, Partnership Deed, etc.
Technical aspect involves analyzing the borrower's financial statements, cash flow, profitability, etc.
Both aspects are equally important in determining the borrowe...
Customer business analysis involves evaluating their stock, sales, and purchases.
Collect and analyze data on customer's inventory levels and turnover rate
Evaluate sales trends and patterns to identify opportunities for growth
Assess purchasing habits and patterns to identify potential risks or opportunities
Use financial ratios and other metrics to evaluate the customer's financial health
Develop strategies to mitigate ri
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I applied via Company Website and was interviewed before Jun 2020. There was 1 interview round.
I applied via Naukri.com and was interviewed in Oct 2020. There was 1 interview round.
I applied via Recruitment Consultant and was interviewed in Aug 2017. There were 3 interview rounds.
I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.
To canvas gold loans and other products, we need to identify potential customers and offer them personalized solutions.
Identify potential customers through market research and customer profiling
Offer personalized solutions based on their needs and preferences
Leverage existing customer base for referrals and word-of-mouth marketing
Use digital marketing channels to reach a wider audience
Train and motivate sales team to e...
I applied via Recruitment Consultant and was interviewed in Nov 2019. There were 3 interview rounds.
I applied via Naukri.com and was interviewed before Oct 2019. There were 6 interview rounds.
Yes, I have experience in gold valuation.
I have completed a course in gold valuation and have experience in assessing the purity and value of gold.
I am familiar with the different methods of gold valuation such as acid test, XRF analysis, and fire assay.
In my previous role, I have conducted gold valuation for customers and provided them with accurate assessments.
I keep myself updated with the current market trends and ...
We can accept gold loans of any carat.
We accept gold loans of all carats, including 24 carat, 22 carat, 18 carat, etc.
The carat of gold determines its purity, with 24 carat being the purest form.
Different carats of gold have different levels of purity and value.
We assess the value of the gold based on its carat and weight.
Customers can avail gold loans regardless of the carat of their gold.
Yes, hallmarks are distinctive characteristics or features that are used to identify or recognize something.
Hallmarks are often used in the context of identifying or recognizing the quality, authenticity, or origin of a product or item.
In the jewelry industry, hallmarks are small marks or stamps on precious metal items that indicate the metal's purity or quality.
In the legal field, hallmarks can refer to significant or...
I will ensure effective communication, set clear goals, provide training and support, and recognize and reward achievements.
Regular team meetings to discuss progress and challenges
Setting individual and team targets and monitoring progress
Providing training and support to team members to improve their skills
Recognizing and rewarding achievements to motivate the team
Encouraging teamwork and collaboration among team memb...
I applied via Referral and was interviewed in Dec 2019. There were 5 interview rounds.
I have over 5 years of experience in banking, with a focus on customer service and team management.
Managed a team of 10 customer service representatives
Implemented new sales strategies that increased branch revenue by 15%
Responsible for daily operations, including cash management and compliance
The finance and banking sector lacks stable growth due to various factors.
Economic instability and fluctuations affect the finance and banking sector.
Regulatory changes and government policies impact the growth of the sector.
Technological advancements and digital disruption require constant adaptation.
Market competition and consolidation affect stability.
Risk management challenges and financial crises hinder growth.
Con...
based on 9 reviews
Rating in categories
Branch Manager
168
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Relationship Officer
105
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| ₹1.2 L/yr - ₹4.5 L/yr |
Assistant Manager
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Business Development Officer
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Audit Officer
70
salaries
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