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Fusion Microfinance Branch Credit Manager Interview Questions and Answers

Updated 8 Jun 2022

Fusion Microfinance Branch Credit Manager Interview Experiences

1 interview found

I applied via Referral and was interviewed in May 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. 1. What's know about Legal and Technical
  • Ans. 

    Legal and Technical refer to the two aspects of credit analysis that are considered while evaluating a borrower's creditworthiness.

    • Legal aspect involves analyzing the legal documents related to the borrower's business such as MOA, AOA, Partnership Deed, etc.

    • Technical aspect involves analyzing the borrower's financial statements, cash flow, profitability, etc.

    • Both aspects are equally important in determining the borrowe...

  • Answered by AI
  • Q2. 2. How is analysis customer business, stock, sell, purchase etc.
  • Ans. 

    Customer business analysis involves evaluating their stock, sales, and purchases.

    • Collect and analyze data on customer's inventory levels and turnover rate

    • Evaluate sales trends and patterns to identify opportunities for growth

    • Assess purchasing habits and patterns to identify potential risks or opportunities

    • Use financial ratios and other metrics to evaluate the customer's financial health

    • Develop strategies to mitigate ri

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be Positive and confident
Well knowledge this field

Interview questions from similar companies

I applied via Company Website and was interviewed before Jun 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About my portfolio and communication skill in pitching products

Interview Preparation Tips

Interview preparation tips for other job seekers - Speak bold motivated and practical

I applied via Naukri.com and was interviewed in Oct 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Where we are found my CV .
  • Ans. Yes I am trakle allready 24 employees so no problem I trakle the branch.
  • Answered by RATHIN PAUL

Interview Preparation Tips

Interview preparation tips for other job seekers - Very nice Company Very short process and nice cooperation of HR.

I applied via Naukri.com and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Questions about experience ,gold checking, branch exposure and team handling

Interview Preparation Tips

Interview preparation tips for other job seekers - All interview taken through VC it was great experience

Interview Questionnaire 

2 Questions

  • Q1. What is important to increase the business ?
  • Ans. 

    To increase business, it is important to focus on customer satisfaction, marketing strategies, and employee training.

    • Prioritize customer satisfaction by providing excellent service and addressing their needs

    • Implement effective marketing strategies to attract new customers and retain existing ones

    • Invest in employee training and development to enhance productivity and customer experience

    • Analyze market trends and competit...

  • Answered by AI
  • Q2. How much achievement will you give to the company?

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't be panic by the questions of the requiter, always be confident and give proper and clear answer. Always be loyal with your profession and boss, every person teach us a lesson which called job experience.

Interview Questionnaire 

1 Question

  • Q1. Tell me about your selfe and other

I applied via Recruitment Consultant and was interviewed in Aug 2017. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Basic background questions and candidate suitability
  • Q2. To check your business acumen in retail loan segment and your plan of action to achieve the desired results

Interview Preparation Tips

General Tips: Put as much stress as possible on your experience in retail loans and small ticket size secured loans.
Skills: Problem Solving, Leadership, Decision Making Skills
Duration: 1-4 weeks

I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. How to canvas gold loans and other products
  • Ans. 

    To canvas gold loans and other products, we need to identify potential customers and offer them personalized solutions.

    • Identify potential customers through market research and customer profiling

    • Offer personalized solutions based on their needs and preferences

    • Leverage existing customer base for referrals and word-of-mouth marketing

    • Use digital marketing channels to reach a wider audience

    • Train and motivate sales team to e...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

I applied via Referral and was interviewed before Apr 2020. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. How are your work nature?
  • Ans. 

    My work nature is highly organized, detail-oriented, and focused on achieving goals.

    • I am highly organized and prioritize tasks effectively to ensure smooth operations.

    • I pay attention to detail and ensure accuracy in all aspects of my work.

    • I am goal-oriented and strive to achieve targets and exceed expectations.

    • I am proactive and take initiative to identify and resolve issues before they escalate.

    • I am adaptable and able...

  • Answered by AI
  • Q2. What's is work experience?
  • Ans. 

    Work experience refers to the practical knowledge and skills gained through employment or professional activities.

    • Work experience is the accumulation of skills, knowledge, and expertise acquired through employment or professional engagements.

    • It includes both paid and unpaid work, internships, volunteer work, and any other relevant activities.

    • Work experience helps individuals develop industry-specific skills, adaptabili...

  • Answered by AI
  • Q3. How is target?
  • Ans. 

    The target is achievable with proper planning and execution.

    • The target is challenging but realistic.

    • We have a clear plan in place to achieve the target.

    • Regular monitoring and course correction will ensure we stay on track.

    • We have a motivated team that is committed to achieving the target.

    • Examples: Last quarter, we exceeded our target by 10%. This quarter, we are on track to meet our target by the end of the month.

  • Answered by AI
  • Q4. What's awards and rewarding?
  • Ans. 

    Awards and rewarding are forms of recognition and incentives given to individuals or organizations for their achievements or contributions.

    • Awards can be in the form of trophies, certificates, or monetary prizes.

    • Rewarding can include bonuses, promotions, or other perks.

    • They motivate and encourage individuals to perform better and achieve goals.

    • Awards and rewarding can be given in various fields such as sports, academics...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - This interview was a technical one but was majorly a stress test. It lasted for about 1 hour 10 minutes. The interviewer wanted to test both my knowledge and communication skills. Most of the questions asked to me were related to my B.Tech curriculum i.e. computer science related topics. He stressed a lot on the basics related to my project topic. Luckily I was able to answer most of the questions correctly. I tried to answer each question with examples and also used props on the table (like pens, paperweights, pen stands etc.) to explain my theories. It was my first offcampus interview, and I think I did pretty well for a fresher. You need to stay calm and should apply presence of mind. Please go through the job description thoroughly word-by-word and recheck your resume to ensure that you are a best-fit for the position.

I applied via Recruitment Consultant and was interviewed in Nov 2019. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. About My Self , My Last Company Job profile , About Team Management And Working Style etc.

Interview Preparation Tips

Interview preparation tips for other job seekers - I wanna say that if are confident about yourself and about your job role then you can crack any type of interview without any reference or jack.

Fusion Microfinance Interview FAQs

How many rounds are there in Fusion Microfinance Branch Credit Manager interview?
Fusion Microfinance interview process usually has 2 rounds. The most common rounds in the Fusion Microfinance interview process are Resume Shortlist and One-on-one Round.
How to prepare for Fusion Microfinance Branch Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Fusion Microfinance. The most common topics and skills that interviewers at Fusion Microfinance expect are Credit Underwriting, Ap, BCM, Credit Analysis and Credit Appraisal.
What are the top questions asked in Fusion Microfinance Branch Credit Manager interview?

Some of the top questions asked at the Fusion Microfinance Branch Credit Manager interview -

  1. 2. How is analysis customer business, stock, sell, purchase e...read more
  2. 1. What's know about Legal and Techni...read more

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Fusion Microfinance Branch Credit Manager Salary
based on 40 salaries
₹3.3 L/yr - ₹8 L/yr
7% less than the average Branch Credit Manager Salary in India
View more details

Fusion Microfinance Branch Credit Manager Reviews and Ratings

based on 9 reviews

4.0/5

Rating in categories

3.5

Skill development

3.8

Work-life balance

4.1

Salary

3.3

Job security

3.3

Company culture

4.0

Promotions

3.5

Work satisfaction

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