Federal Bank Cashier cum Clerk Interview Questions and Answers

Purpose
Aptitude tests assess a person's ability to perform tasks and react to situations at work. They are used to predict how well a person will perform in a role, even if they don't have prior training or knowledge in that area.

Types
Aptitude tests can include multiple-choice questions, diagrammatic reasoning, and other formats.

Use
Hiring managers use aptitude tests to assess a candidate's suitability for a job role. Schools use aptitude tests to determine if students are inclined toward advanced placement classes or specific areas of study.

Preparation
You can take free online tests to get an idea of what to expect on an aptitude test.

Passing score
Recruiters can set a passing percentile to ensure that only the highest-performing candidates are selected.

History
Sir Francis Galton developed the first aptitude tests in the late 19th century to measure intelligence.

Knowledge About Cash Handling, Asked About Multiple Tasks

Reasoning, quantitative skills, and English language proficiency.

Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
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Identify the questions you answered incorrectly and analyze the reasons behind your mistakes.

Cash study is a very effective policy.

Q1. How effective is Human Resources in managing client relationships?
Ans. 
Human Resources plays a crucial role in managing client relationships by ensuring effective communication, resolving conflicts, and providing support.
• Human Resources acts as a bridge between the company and its clients, ensuring smooth communication and addressing any concerns or issues.

• HR professionals are responsible for resolving conflicts between clients and the company, maintaining a positive relationship.

• HR provi...read more
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Coding is experien not for me

Q1. Can you provide some information about yourself?
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Q2. What is your experience related to this field?l
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Q3. Your achievements
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Reasoning, logical, and mathematical skills.

Q1. What is your current salary, and how would you like to discuss it?
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Q1. About experiences
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Q2. Knowledge on ratios
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Q3. Training skills
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Q4. MS office knowledge required
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Q5. Market knowledge
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Q1. How do you fund a applicant
Ans. 
Funding an applicant involves evaluating their creditworthiness and determining the appropriate amount and terms of the loan.
• Evaluate the applicant's credit history, income, and debt-to-income ratio

• Determine the appropriate loan amount based on the applicant's financial situation

• Decide on the terms of the loan including interest rate, repayment period, and collateral requirements

• Obtain necessary documentation such as p...read more
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Q2. Ratios analysis , banking analaysis
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IBPS takes test moderate to high

Q1. Assessment of working capital
Ans. 
Assessment of working capital involves analyzing a company's current assets and liabilities to determine its ability to meet short-term financial obligations.
• Calculate working capital by subtracting current liabilities from current assets.

• A positive working capital indicates the company has enough assets to cover its short-term debts.

• A negative working capital may signal financial trouble and the need for additional fu...read more
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Q2. Why do you wan tot join banj
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