Ebixcash World Money Expert Engineer Interview Questions and Answers

Profitability analysis in the credit cards business involves evaluating the financial performance and returns generated by credit card operations.

• Profitability analysis helps assess the effectiveness of credit card strategies and identify areas for improvement.

• Key metrics for profitability analysis include net interest margin, fee income, credit losses, and operating expenses.

• Comparing profitability across different cu...read more

To find the average profit on a given loan, divide the total profit by the number of loans.

• Calculate the total profit earned on the loan

• Determine the number of loans

• Divide the total profit by the number of loans to find the average profit

• Example: If the total profit earned on 10 loans is $1000, the average profit per loan is $100

When choosing between two marketing schemes, it's important to consider the target audience, budget, and goals.

• Consider the target audience and which scheme would be more appealing to them

• Evaluate the budget and determine which scheme is more cost-effective

• Assess the goals of the marketing campaign and choose the scheme that aligns best with those goals

• Conduct market research to gather data on the effectiveness of each...read more

Setting up a new ATM involves various costs and considerations such as location, equipment, maintenance, and security.

• Location is a crucial factor in determining the success of an ATM. It should be easily accessible and visible to potential users.

• Equipment costs include the ATM machine, software, and communication systems.

• Maintenance costs include regular servicing, cash replenishment, and repairs.

• Security measures suc...read more

I asked my peers for help when I was struggling with a project deadline.

• I explained my situation and asked for their input

• They were able to offer suggestions and resources that helped me meet the deadline

• I expressed my gratitude and offered to return the favor in the future

I had to learn a new programming language for a project

• Researched online resources and tutorials

• Practiced coding exercises to gain proficiency

• Collaborated with team members who were experienced in the language

• Implemented the language in the project successfully

I led a team to complete a project in 3 days instead of 5

• Set clear goals and priorities

• Divide tasks among team members based on strengths

• Communicate regularly to ensure progress and address issues

• Worked overtime to meet the deadline

• Received positive feedback from the client

My biggest achievement till date is successfully leading a team to develop and launch a new software product ahead of schedule.

• Led a team of developers to create a new software product

• Completed the project ahead of schedule

• Received positive feedback from clients and stakeholders

I would address conflicts directly and respectfully, seeking to understand the root cause and find a mutually beneficial solution.

• Listen actively to understand the other person's perspective

• Communicate clearly and respectfully

• Identify the root cause of the conflict

• Brainstorm potential solutions together

• Be willing to compromise and find a mutually beneficial solution

Success is achieving personal goals, feeling fulfilled, and making a positive impact.

• Success is subjective and can vary from person to person.

• It involves setting and achieving goals, both short-term and long-term.

• Feeling fulfilled and content with one's accomplishments is a key aspect of success.

• Making a positive impact on others or the world can also be a measure of success.

• Success is not just about material wealth or...read more

Dijkstra's algorithm finds the shortest path between nodes in a graph.

• Create a graph with nodes and edges

• Assign a tentative distance to each node

• Set the initial node as current and mark it visited

• For each neighbor of the current node, calculate the tentative distance

• If the tentative distance is less than the current distance, update the distance

• Mark the current node as visited and select the unvisited node with the sma...read more

A program to reverse a singly linked list

• Create a new empty linked list

• Traverse the original linked list and insert each node at the beginning of the new list

• Return the new list

Methods to find nth largest element in an unsorted linked list

• Traverse the linked list and store elements in an array, sort the array and return the nth largest element

• Use quickselect algorithm to find the nth largest element in O(n) time complexity

• Implement a max heap and extract the nth largest element

• Divide the linked list into smaller sublists and recursively find the nth largest element

• Use merge sort to sort the l

A prime number is a number that is divisible only by 1 and itself.

• A prime number has exactly two factors: 1 and itself.

• Prime numbers cannot be divided evenly by any other number.

• Examples of prime numbers include 2, 3, 5, 7, 11, 13, 17, etc.

Test cases for a bank transaction

• Transaction amount within account balance limit

• Transaction amount exceeds account balance limit

• Transaction to a valid account number

• Transaction to an invalid account number

• Transaction with correct transaction code

• Transaction with incorrect transaction code

• Transaction during bank working hours

• Transaction outside bank working hours

Design classes for educational institutions in a city

• Identify the main entities: schools, students, teachers, courses

• Create a School class with attributes like name, address, and a list of students and teachers

• Create a Student class with attributes like name, age, and a list of courses

• Create a Teacher class with attributes like name, specialization, and a list of courses

• Create a Course class with attributes like name, ...read more

Paypal is a leading online payment platform with a strong reputation and global presence.

• Paypal is a well-established and trusted online payment platform used by millions of users worldwide.

• It offers secure and convenient payment options for both individuals and businesses.

• Paypal has a strong focus on innovation and technology, making it an exciting place to work for software engineers.

• Working at Paypal provides opport...read more

Paypal is a digital payment platform that allows individuals and businesses to make online transactions.

• Paypal provides a secure way to send and receive money online.

• It allows users to link their bank accounts, credit cards, or debit cards to their Paypal account.

• Users can make payments to merchants or individuals using their Paypal balance or linked payment methods.

• Paypal offers buyer and seller protection, dispute re...read more

In 5 years, I see myself as a senior software engineer leading a team of developers on innovative projects.

• Continuing to enhance my technical skills and knowledge through ongoing learning and certifications

• Taking on more leadership responsibilities and mentoring junior team members

• Contributing to the development of cutting-edge software solutions

• Building strong relationships with colleagues and stakeholders to drive pr