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Easy Loan Finance Interview Questions and Answers

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Interview Preparation Tips

Round: Test
Experience: Data interpretation questions,english vocabulary(GRE BARRONS) is most important , apptitude questions and reasoning are from R S agarwal.
Total Questions: 65

Round: Technical Interview
Experience: Interviewer asked about your core subject littlebit and dont have any deep questions from c and c++.

Round: HR Interview
Experience: Given a topic and asked me to speak about that topic for one minute and given a situation asked me how would you react on that situation.

General Tips: It is easy to get a job in infosys comparatively other companies because you dont need to prepare for software side.
Prepare aptitude and reasoning from R S Agarwal and GRE BARRONS for vocabulary
College Name: NIT WARANGAL

Scientist Interview Questions & Answers

TCS user image Anonymous

posted on 14 Jan 2015

Interview Preparation Tips

Round: Interview
Experience: Duration of interview - 40 minutesInterview panel: 6 scientist from DRDO and one professor from my departmentOnly technical questions were asked except my name (:P)
Question types can be divided into following categories:
1. Process
2. Theory behind the process (mechanism)
3. Practical application4. Alteration in parameters and their effect on process
Tips: if you are answering correctly then they will take you even deeper until you yield (cross questioning) :O but dont worry, speak only if you know the correct answer. be confident and honest (they will help you).

General Tips: Shortlisting on the basis of CGPA
College Name: IIT Roorkee

Interview Questionnaire 

4 Questions

  • Q1. Tell me about your self
  • Ans. 

    I am a Programmer Analyst with expertise in developing and maintaining software applications.

    • Proficient in programming languages such as Java, C++, and Python

    • Experience in analyzing user requirements and designing software solutions

    • Skilled in troubleshooting and debugging software issues

    • Strong knowledge of database management systems like MySQL and Oracle

    • Familiarity with software development methodologies like Agile an...

  • Answered by AI
  • Q2. Tell me about your family
  • Ans. 

    I come from a close-knit family with diverse backgrounds and interests.

    • My parents are both educators, and they instilled in me a love for learning and problem-solving.

    • I have two siblings, an older brother who works in finance and a younger sister who is studying medicine.

    • We often gather for family dinners and enjoy discussing various topics, from technology to current events.

    • My family has been a great support system th...

  • Answered by AI
  • Q3. How flexibility can help, what are its advantages and disadvantages
  • Ans. 

    Flexibility can bring advantages like adaptability and creativity, but can also lead to indecisiveness and lack of focus.

    • Flexibility allows for adaptability to changing situations and creativity in problem-solving.

    • It can also lead to indecisiveness and lack of focus if not balanced with structure and clear goals.

    • Advantages include increased resilience, better teamwork, and improved communication.

    • Disadvantages include p...

  • Answered by AI
  • Q4. Why is your english score bad
  • Ans. 

    My English score is bad due to lack of practice and exposure.

    • Lack of practice and exposure to English language

    • Difficulty in understanding complex grammar rules

    • Limited vocabulary and poor pronunciation

    • Lack of confidence in speaking and writing English

    • Possible language barrier if English is not my first language

  • Answered by AI

Interview Preparation Tips

Round: Test
Experience: Basic aptitude questions with some application based questions which do not require any calculation. Second section tests the verbal ability of the student with few grammar based questions and few word analogy related.
Tips: Good practice of basic aptitude questions covering most of the topics and critical reasoning questions without using pen and paper will help a lot.If you are a voracious reader you need not worry for verbal section but if you hardly read then start reading from now and develop a habit.
Duration: 40 minutes
Total Questions: 40

Round: Interview
Experience: Be honest and answer the questions confidently. For all the questions I supported myself with good answers and some examples. For the question regarding my verbal ability in which I scored less marks I answered that I recognise that weakness and started reading newspapers and word power book.
Tips: Only confidence is the mantra for hr interview. Support your answer and stick to your answer. If possible give examples and be expressive.

Skill Tips: Showcase your strengths and make the interviewer ask what you want him to ask take him in your direction.
Skills: Communication skills, Body language, Verbal ability, Critical thinking
College Name: IIT Madras

Project Engineer Interview Questions & Answers

Wipro user image PRIYANKA CHOUDHURY

posted on 12 Jan 2015

Interview Preparation Tips

Round: Test
Experience: There were two parts : Aptitude and English.
The Aptitude part consisted of questions related to Maths which were quite easy.
The English section consisted of reading comprehensions.
Tips: Read the questions carefully because some of them might be lengthy.
Apply quick formulas so that you save time on each question.
Duration: 90 minutes

Round: Group Activity
Experience: We were asked to write an essay on a topic.
My topic was "Global Warming".
This was not an elimination round.
Tips: Writing essay requires a good fair of English and also thinking capability.
Divide your essay into paragraphs and don't forget to assign a title to your essay.

Round: Interview
Experience: The technical round was quite simple for me as the interviewer asked me few simple questions related to basic programming. I am not well versed with programming but then I managed because I did study the previous day.
I was not nervous since I knew I would be able to crack the interview in one go. After waiting for hours and hours, my turn came and finally I went up to the interviewer.
Tips: Be confident and communicate well.
The interviewers are more interested in how you communicate to them.
Learn the basics and revise a little before you go to the interview .

Round: Interview
Experience: This was the most simple and funniest round for me as the interviewer asked me only a single question .
The question goes like " Which place are you from?"
Tips: When you get selected for the HR round, just relax.
This is not an elimination round .
The HR's won't ask questions related to your subjects or any academics.
They would only ask some basic information regarding your life experiences and or will you be able to work in a corporate environment.

General Tips: 1. You need to be confident.
2. Drink lots of water.
3. Dont discuss anything with your neighbours during the interview process.
4. Dont overthink.
5. Be positive.
Skill Tips: You should well versed with english and try to communicate well with the interviewer.
Skills: COMMUNCATION SKILLS, PROGRAMMING SKILLS, TECHNICAL SKILLS, WRITING SKILLS
College Name: SRM UNIVERSITY
Motivation: A highly-motivated, productive and customer-focused team player with strong communication, interpersonal,organizational, time management, analytical and problem solving skills. Reliable and dedicated with the ability to grasp and apply new procedures quickly; organize and prioritize tasks to meet deadlines and adapt readily to new challenges.

Interview Preparation Tips

Round: Resume Shortlist
Experience: Fundae session by seniors and a resume workshop by some company. Also, sent resume to some seniors for their opinions and I think this was an important part of it.
Tips: I suggest Pre-placement talks, are a must. What is more important is not to believe the PPTs completely and ask seniors about the level of fundaes (finance/tech/otherwise) and preparation required to crack the company. There is a lot of good material on ATKEARNEY and other website. Other than that I used the material available for years.

Round: Interview
Experience: Final offers in my division were 12. There were two levels of case interviews. The first interview was to judge if I would be suitable for the Strategy and Operations profile or for the Technology and Integration profile. There were two interviewers. They explained to me both the profiles and asked me what I wanted to choose and why. Then asked me some general HR questions like why consulting, why you etc. Then started off with an informal case study. It was about a new company which wanted to start a new low cost airline and had no experience in this market till now. It has two options: either to acquire an existing company or to build up all processes on their own. I was first asked to qualitatively mention what all aspects I would consider. After that they asked me what new things could this company do. They were pretty satisfied with my answers and I was confident of getting listed in the next round. In the next round there was single interviewer who was looking quite senior. Asked some HR questions. One case study about a consumer durables dealer which was again qualitative. Asked some HR questions that's it.

General Tips: Lack of interaction with seniors throughout IIT stay was one thing for which I had to pay. I had no seniors in my wing and I had no fundae of the amount of preparation required.
So make sure that you have certain information.
College Name: IIT-Bombay

Interview Questions & Answers

HCLTech user image Anonymous

posted on 13 Apr 2015

Interview Questionnaire 

10 Questions

  • Q1. Do you know Java? ---Yes
  • Ans. 

    Yes, I know Java.

    • I have experience in Java programming.

    • I am familiar with Java syntax and concepts.

    • I have worked on Java projects in the past.

  • Answered by AI
  • Q2. What is Thread and why are they used? ---told
  • Q3. What is JDBC? ---told
  • Q4. How to retrieve data from back end? ---told
  • Ans. 

    To retrieve data from the back end, you can use APIs or database queries.

    • Use API calls to fetch data from the back end server.

    • Execute database queries to retrieve data from the database.

    • Parse the response or query result to extract the required data.

    • Handle any necessary authentication or authorization for accessing the back end.

    • Examples: GET request to an API endpoint, SELECT query in SQL.

  • Answered by AI
  • Q5. Explain OOP concepts. ---explained the program
  • Ans. 

    OOP is a programming paradigm based on the concept of objects, which can contain data and code.

    • OOP stands for Object-Oriented Programming

    • It focuses on creating objects that interact with each other to solve a problem

    • Encapsulation, inheritance, and polymorphism are key concepts in OOP

    • Example: A car object can have properties like color, make, and model, and methods like start and stop

    • OOP promotes code reusability and ma

  • Answered by AI
  • Q6. He gave me Java program and asked me to explain how memory is allocated? ---Explained with diagram
  • Q7. How was the day? ---A bit lagging one
  • Q8. Why? ---My token number is 197, I need to wait for long time since morning
  • Q9. About yourself? ---told
  • Q10. Tell me a special quality of yours which is not mentioned in your resume? ---Told

Interview Preparation Tips

Round: Test
Experience: 4 modules :
1. Computer Programing :- Code is given,we need to find output, basic questions in Java, C, Data Structures, DBMS.
2. Quantitative Aptitude :- Easy, Basics in Simple Interest, Profit&Loss, Numbers, Logs, Time and Work, Time Speed Distance, Prob, Perm&Comb.
3. Logical Reasoning :- Blood relations, Directions, Data sufficiency, Puzzle, Arrangements (circular & linear).
4. English :- Fill in appropriate meaning, Antonyms, Synonyms, Arrange the sentences, and 2 huge paragraphs (4+4=8 questions).

Out of 2000 members 400 were selected. I'm one among them.

Round: HR Interview
Experience: After 2 days I received mail from HCL (offer letter and letter of intent).
Tips: HR round is to test our communication only..

College Name: NA

Skills evaluated in this interview

Interview Preparation Tips

Round: Test
Experience: Simple Aptitude - just brush up basics - be quick in your solving.
Duration: 120min minutes
Total Questions: 50+10

Round: HR Interview
Experience: Pretty simple interview round - was asked few HR questions. Majorly it was a informative session where i was told about the job profile and tested whether I was willing to take up the responsibility & commitment.

College Name: IIT MADRAS
Motivation: Just applied gen. Got through.

Interview Questions & Answers

Amazon user image Anonymous

posted on 5 Apr 2015

Interview Questionnaire 

14 Questions

  • Q1. Given n-ary tree, print the nodes in level-order zig-zag manner. O(n) time
  • Q2. Given a BST find the number of pair of nodes which sum upto a given value. O(n) time, O(1) space
  • Q3. Given a 2D plane and n points, find the line which passes through maximum number of lines
  • Q4. If a/b is recurring like 10/3 print 10/3 as 3.(3), 16/6 as 2.(6)
  • Q5. Explain caching, implement LRU caching
  • Ans. 

    Caching is the process of storing frequently used data in a temporary storage to reduce access time. LRU caching removes least recently used data.

    • Caching improves performance by reducing access time to frequently used data

    • LRU (Least Recently Used) caching removes the least recently used data to make space for new data

    • LRU cache can be implemented using a doubly linked list and a hash map

    • When a cache hit occurs, the acce...

  • Answered by AI
  • Q6. Explain working of DNS, implement domain search in DNS
  • Q7. What is hashing. Implement domain search using hashing
  • Q8. Given a string of alphabet of at most 5 characters. Write a function which returns a unique number for each string with O(1) space
  • Q9. Explain working of virtual function
  • Q10. There is pointer of base class pointing to derived class. Explain the working with respect to the pointer, if this pointer calls the virtual function of base class
  • Q11. How does write head take a value from process buffer and writes on a particular address (Explanation of address bus and register needed)
  • Q12. Clone a linked list having an arbit pointer
  • Q13. You are given deque(), enque(), isEmpty() function for queue, implement push(), pop(), min() functions of stack. O(1) time was required for min()
  • Q14. Convert a binary tree to a DLL such that a next node for DLL is selected in a top down order in zig-zag manner. O(n) space was allowed, but not O(2n)

Interview Preparation Tips

Round: ONLINE ROUND
Experience: 1. 20 MCQ
2. 2 coding questions
• Find the diameter of a tree
• Print all anagrams pair in separate line

Round: Technical Interview
Experience: Find the next larger element in a BST, given key might not be in the BST. O(logn) time and O(1) space.Delete all nodes on a DLL whose data is a multiple of 5. O(n) time

College Name: BIT Mesra

Skills evaluated in this interview

Banking Interview Questions & Answers

ICICI Bank user image Anonymous

posted on 24 May 2015

Interview Questionnaire 

7 Questions

  • Q1. How will you calculate premium for that shop?
  • Ans. 

    Premium for the shop can be calculated based on various factors such as location, size, inventory, and risk assessment.

    • Consider the location of the shop and the crime rate in the area

    • Assess the size of the shop and the value of the inventory

    • Evaluate the risk associated with the type of business and the history of claims

    • Use actuarial tables and statistical models to determine the premium

    • Adjust the premium based on deduc

  • Answered by AI
  • Q2. How do you calculate brand value or good will?
  • Ans. 

    Brand value or goodwill is calculated by assessing the overall perception of the brand in the market and its financial performance.

    • Brand value is calculated by assessing the brand's reputation, customer loyalty, and market share.

    • Goodwill is calculated by assessing the brand's intangible assets such as patents, trademarks, and intellectual property.

    • Financial performance is also taken into consideration while calculating...

  • Answered by AI
  • Q3. What is loan syndication?
  • Ans. 

    Loan syndication is the process of involving multiple lenders to fund a single loan for a borrower.

    • It involves a group of lenders who jointly provide funds to a borrower.

    • The lead bank manages the syndication process and negotiates the terms with the borrower.

    • The loan is usually large and involves high-risk borrowers such as corporations or governments.

    • Syndicated loans can be structured as either a term loan or a revolv...

  • Answered by AI
  • Q4. Value a sweet shop called “Punjabi Halwai” in Mumbai?
  • Ans. 

    The value of Punjabi Halwai sweet shop in Mumbai depends on its revenue, location, customer base, and competition.

    • Revenue: Annual sales and profit margin

    • Location: Foot traffic, accessibility, and rent

    • Customer base: Loyal customers and repeat business

    • Competition: Number of similar shops in the area

    • Brand value: Reputation and recognition in the market

  • Answered by AI
  • Q5. What is your favourite finance subject?
  • Ans. 

    My favorite finance subject is corporate finance.

    • I enjoy analyzing financial statements and making investment decisions.

    • I find the concept of capital budgeting fascinating.

    • I like learning about financial risk management strategies.

    • I am interested in understanding how companies finance their operations.

    • I appreciate the importance of financial planning and forecasting in corporate finance.

  • Answered by AI
  • Q6. They asked me some questions on my CV like Why less marks in academics
  • Q7. Also, about my summers project- what did I do, what was the project and how did I went about doing it

Interview Preparation Tips

Round: Group Discussion
Experience: 1) BBG shipping has experience of turning around two companies and is one of the largest companies in this segement



2) City shipping is largest private company into ship repair and ship breaking but not in similar segment.



3) Sonyo shipping is one of the oldest shipping company and has various businesses related this. It is looking forward to expand in china and India and looking forward to expand and acquire some ship breaking company to create a low cost base.



Bids are:



BBG: 100% of debt for seven years 9% interest pa



City: 90% of debt for seven years 10% interest pa



Sonyo: 85% of debt for five years 13% interest pa



As a manager you have to take decision. Your senior has called up to look for bid of City and this will help to build relationship with city. The bank already has relationship with BBG. What will you recommend?

Round: HR Interview
Experience: I can’t say I was 100% right in all my answers but I tried to simplify every answer. I knew my CV very well and was able to anticipate questions like why less marks.

General Tips: Through knowledge of sectors and other fin subjects. Was confident as I had prepared well for the interview. In GD one has to contribute 2-3 good points that was sufficient. There were people who remained silent but contributed even 1 good point were selected for interview atleast. In interview they gauge your fitment wrt role and their core values.
Skills: Economics, Finance
College Name: NA

Interview Preparation Tips

Round: Test
Experience: There was an apititude test basically in line with CAT pattern. It was conducted online for about 45 min duration. The questions were rather simple but each question was time bound (around 45 sec or so).
Tips: As such I did not have any structured study plan. I did refresh some of my basics in mechanics and analysis. I was more inclined to get a job in aerospace division. Read as per your interest.
Duration: 45 minutes

Round: Group Discussion
Experience: Initially, we are seated randomly in a circular manner and each one was given two minutes to describe the topic. It was followed by an tense debate where participants converged and diverged on different sets of issue. They were particularly looking for interpersonal skills and out of the box thinking.

Round: Interview
Experience: The interview was purely management type.More questions were thrown at team building, bio-data, why this company? , project, what you Can contribute for the firm?, where you see yourself in next 5 -10 years, ambitions, some amount of optimization tools and techniques, concluding remarks....Interpersonal skills and clarity in answering where mainly
IBM was a more relaxed interview, which basically dealt with management and interpersonal skills. Questions like “if one of our team mate is very stubborn, lazy, adamant, how will you tackle the situation” were asked.
Tips: College (B Tech) curricular activities, NTSC certificate, Math Olympiad certificate, all India quiz competition awards were noted and appreciated. That really was a booster. That helps in implanting an idea that you are not just blah blah blah.

Skill Tips: Be very sure about your mechanics, analysis and design. These three are the fundamentals.
I haven prepared for placements exclusively. Here were combined discussions. However, it really helps if you can revise and make your fundamentals were clear. The basic understanding should be there. An hour every day for two months will do the trick.
Be really choosy of the company you want to be in. Learn a lot more of the company and get an idea of what they are actually looking for. But still don’t freeze your mind to those realms alone.. Be open minded and cheerful. The first few questions will set the mood of the interview. If you are bale to crack that, then things will be really smooth. Really concentrate on your fundamentals, especially analysis and design.
Skills: Mechanics, Analysis , Design
College Name: IIT-Madras

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