Dhan Bank Interview Questions and Answers

Q1. Behavioral assessment
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Logical, react, SQL related questions

Q1. Interviewed by Business Head. Mostly behavioral questions and some past experience related
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Q1. Interview by VP. Frontend general technical questions
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Q1. Interviewed by Director. Competency based Leadership interview
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Q1. Yet to recieve the final status whether selected or rejected. HR asked payslip and other docs and shared the same.
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Q2. HRs are very friendly and quickly respond to your queries.
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Q1. What's your current experience
Ans. 
I have 5 years of experience in credit analysis and risk assessment in the banking industry.
• 5 years of experience in credit analysis and risk assessment

• Proficient in financial statement analysis

• Strong understanding of credit risk management

• Experience in evaluating loan applications and determining creditworthiness

• Familiarity with regulatory requirements in the banking sector
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Q2. Did you achieved any goal in previous platform.
Ans. 
Yes, I achieved a goal of increasing loan approval rate by 15% in my previous role.
• Implemented new credit evaluation process to streamline decision-making

• Provided training to team members on identifying creditworthy applicants

• Collaborated with sales team to improve communication and documentation

• Utilized data analytics to identify trends and make data-driven decisions
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Q3. Do you participate any bankingevents
Ans. 
Yes, I actively participate in banking events to stay updated on industry trends and network with professionals.
• I regularly attend banking conferences and seminars to learn about new regulations and technologies in the industry.

• I have participated in workshops on credit risk management and financial analysis to enhance my skills and knowledge.

• I am a member of a banking association where I attend networking events to co
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Q4. Are you suitable for appliedrole.
Ans. 
Yes, I am suitable for the role of Credit Officer due to my strong financial background and experience in analyzing credit risk.
• I have a degree in finance and have completed relevant courses in credit analysis.

• I have previous experience working as a credit analyst, where I successfully assessed credit risk for various clients.

• I am proficient in financial modeling and have a strong understanding of financial statements.

• ...read more
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Q5. Tell about Equitas bank
Ans. 
Equitas Small Finance Bank is a scheduled commercial bank in India focused on serving the financial needs of micro and small enterprises.
• Equitas Small Finance Bank was established in 2007 as a microfinance institution before receiving a banking license in 2016.

• The bank offers a range of financial products and services including savings accounts, fixed deposits, loans, and insurance.

• Equitas Small Finance Bank has a stro...read more
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Discuss about financial risk and management

Q1. How many experience
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Q2. And BM responsibility
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Q3. Why join ESAF small finance bank
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Q4. Why left last organisation
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Q5. Tell me about your self
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Q1. Self introduction
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Q2. Any work experience
Ans. 
Yes, I have 3 years of work experience as an auditor in a reputable firm.
• Worked as an auditor for 3 years in XYZ firm

• Conducted audits on various financial statements

• Prepared audit reports and communicated findings to management
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Q3. Own Topics and family trip friend trip
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Q4. Any skill in computer knowledge
Ans. 
Proficiency in computer knowledge is essential for a Concurrent Auditor.
• Strong understanding of accounting software and tools

• Ability to analyze data using spreadsheets and databases

• Knowledge of cybersecurity measures to protect sensitive information

• Familiarity with audit software for efficient auditing processes
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Q5. Any experience in excel ms world
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Q1. Oops concepts and useless questions
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Q1. Application related
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Q1. Company related
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Q1. Salary expectation
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Trapping rain water and median of two sorted array

Q1. Oops and dbms questions?
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Q2. Code question in Array and string?
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Q1. Tell me about yourself
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Q1. Graduation Related Questions
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Q2. Family Background Related Questions
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Q3. How much Reference do you have about the market
Ans. 
I have extensive knowledge and experience in the market, including key players, trends, and customer needs.
• I have worked in the sales industry for X years, gaining valuable insights into market dynamics.

• I regularly attend industry conferences and networking events to stay updated on market trends.

• I have built strong relationships with key stakeholders in the market, allowing me to gather valuable market intelligence.

• I ...read more
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Q4. Will you achieve your given targets completely every month
Ans. 
I will strive to achieve my targets every month by utilizing my sales skills and strategies.
• I will create a detailed sales plan and set achievable targets for myself

• I will continuously monitor my progress and make necessary adjustments to ensure target achievement

• I will proactively seek out new opportunities and leads to meet and exceed my targets
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Q1. Salary Discussion
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Q2. Cibil Report Check
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Q1. Tell me what motivates you to come to work, which environment do you work best?
Ans. 
I am motivated by challenging projects and a collaborative work environment.
• I am motivated by the opportunity to work on challenging projects that push me to grow and learn.

• I thrive in a collaborative work environment where I can bounce ideas off of team members and work together towards a common goal.

• I work best in an environment that values open communication, transparency, and mutual respect among team members.
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Q2. Tell me what you know about the role/team and how you think this role will contribute to the banks values.
Ans. 
The role of a Project Manager involves leading a team to successfully execute projects that align with the bank's values.
• The Project Manager is responsible for planning, executing, and closing projects within scope, budget, and schedule.

• They work closely with stakeholders to ensure project objectives are met and deliverables are of high quality.

• The role involves managing risks, issues, and changes throughout the projec...read more
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Q1. Tell me about a time where you have had to work with someone else to achieve a shared goal.
Ans. 
I worked with a colleague to successfully launch a new product within a tight deadline.
• Collaborated closely with a colleague to define project scope and timeline

• Divided tasks based on strengths and skills, ensuring efficient progress

• Communicated regularly to address any challenges and make necessary adjustments

• Celebrated the successful launch together as a team
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Q2. Tell me about a time where you have had to improve something for a customer or colleague and why was it important to do that?
Ans. 
Improved customer satisfaction by implementing a new project management tool.
• Identified the need for a more efficient project management tool based on feedback from customers and colleagues.

• Researched and evaluated different project management tools to find the best fit for the team's needs.

• Implemented the new tool and provided training to ensure smooth transition and adoption.

• Monitored the impact of the new tool on pr...read more
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Q3. Tell me about a time where you have used multiple sources of data to fix a problem.
Ans. 
Utilized multiple data sources to identify and resolve a software bug
• Analyzed user feedback, error logs, and code changes to pinpoint the root cause of a bug in a software application

• Used data from customer support tickets, system performance metrics, and developer notes to track down the issue

• Integrated data from user testing sessions, beta feedback, and A/B testing results to validate the effectiveness of the bug fix
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Basic aptitude time and direction questions

Q1. Question on SQL , group by , how to remove duplicate rows , basic hr family questions
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Q2. Type of joins inSQL
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Q3. How to remove duplicate rows from table
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