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Receiving Rs.50000 at the beginning of the year is a better deal.
Receiving a lump sum amount at the beginning of the year allows for better investment opportunities.
The time value of money principle suggests that money received earlier is worth more than the same amount received later.
Rs.50000 received at the beginning of the year can be invested in a fixed deposit or mutual fund, earning interest throughout the y...
Income statement for a carpenter buying and selling wood
Revenue from selling wood
Cost of purchasing wood
Labor costs for carpentry work
Equipment and tool expenses
Transportation costs for wood delivery
Overhead expenses such as rent and utilities
Taxes and other fees
Net income or loss
P/E ratio is a financial metric used to evaluate a company's stock price relative to its earnings per share.
Calculated by dividing the market price per share by the earnings per share
Helps investors determine if a stock is overvalued or undervalued
A high P/E ratio may indicate that investors have high expectations for future growth
A low P/E ratio may indicate that the company is undervalued
Can vary widely between ...
No, the number of PORs is not a reason for my CGPA.
My CGPA is based on my academic performance and not on my extracurricular activities.
While PORs can enhance my resume, they do not directly impact my grades.
I have managed to maintain a good CGPA despite being involved in fewer PORs.
My focus has always been on academics and I have dedicated my time accordingly.
Mergers and acquisitions refer to the consolidation of companies or assets through various financial transactions.
Mergers involve the combination of two or more companies to form a new entity.
Acquisitions involve one company purchasing another company or its assets.
M&A can be friendly or hostile, depending on the willingness of the parties involved.
M&A can result in cost savings, increased market share, and improv...
Yes, an algorithm I designed at Microsoft can be applied to a problem in the stock market domain.
I designed an algorithm at Microsoft that can be used in the stock market domain
The algorithm can be applied to solve a specific problem in the stock market
The work I did at Microsoft has potential applications in the financial industry
Answering a question about estimating quant score and overall score in finance.
I estimate my quant score to be X based on my preparation and practice.
Adding my quant score to the avg finance score may or may not result in the highest overall score, as it depends on the scores of other candidates.
However, I am confident in my abilities and believe that I can perform well in both areas.
I am open to discussing my pre...
Tower Research does not align with my career goals and interests.
I am looking for a company that aligns with my values and interests
I have researched Tower Research and do not feel it is the right fit for me
I am seeking a company with a strong focus on innovation and collaboration
Tower Research may be a great fit for others, but it is not the right fit for me
The index value is a numerical representation of the performance of a group of stocks or other assets.
Index value is calculated by taking the weighted average of the prices of the constituent stocks or assets.
It is used to track the overall performance of a particular market or sector.
Examples include the S&P 500, NASDAQ Composite, and Dow Jones Industrial Average.
Changes in the index value can indicate trends in ...
The minimum distance between opposite ends of a cuboid is the length of the diagonal of the cuboid.
To find the diagonal, use the Pythagorean theorem: diagonal = sqrt(length^2 + width^2 + height^2)
The length, width, and height of the cuboid must be known to calculate the diagonal
The ant can travel along any of the three pairs of opposite walls, so the minimum distance is the shortest diagonal
Example: A cuboid with ...
It was data structures and algorithm
Object-Oriented Programming (OOP) is a programming paradigm based on the concept of objects, which can contain data and methods.
Encapsulation: Bundling data and methods that operate on the data within one unit (e.g., a class).
Inheritance: Mechanism to create a new class using properties and methods of an existing class (e.g., a 'Dog' class inheriting from an 'Animal' class).
Polymorphism: Ability to present the same int...
Corporate Actions are events initiated by a publicly traded company that can affect the securities issued by the company.
Corporate Actions include events such as stock splits, dividends, mergers, acquisitions, spin-offs, and rights issues.
These events can impact the value of securities held by investors and require adjustments to be made in fund accounting.
Fund accountants need to accurately record and track Corporate ...
NAV is calculated by subtracting liabilities from assets and dividing by the number of outstanding shares. NAV validation ensures accuracy of the calculated NAV.
NAV is calculated by taking the market value of assets, subtracting liabilities, and dividing by the number of outstanding shares.
For example, if a fund has $1,000,000 in assets, $100,000 in liabilities, and 100,000 outstanding shares, the NAV would be ($1,000,...
I applied via Naukri.com and was interviewed in Apr 2024. There were 2 interview rounds.
Builder/Factory Pattern is used to create objects with complex initialization logic.
Builder Pattern separates the construction of a complex object from its representation.
Factory Pattern creates objects without specifying the exact class of object that will be created.
Builder Pattern is often used to create immutable objects with many optional parameters.
Factory Pattern is used when there is a need to create multiple i...
Redux is used in React to manage the application state in a predictable way.
Centralized state management for React applications
Predictable state changes with actions and reducers
Easier debugging and testing of state changes
Facilitates communication between components
Filter a List using Streams in Java
Use the filter() method to apply a predicate to each element in the stream
Use collect() method to convert the stream back to a List
Example: List<String> names = Arrays.asList("Alice", "Bob", "Charlie"); List<String> filteredNames = names.stream().filter(name -> name.startsWith("A")).collect(Collectors.toList());
Creating an Entity Class in Java
Define class with @Entity annotation
Add @Id annotation for primary key
Include fields with appropriate data types
There are three types of autowiring in Spring: byType, byName, and constructor.
byType: Spring looks for a bean of the same type and injects it.
byName: Spring looks for a bean with the same name and injects it.
constructor: Spring looks for a constructor and injects the arguments.
Lazy fetch loads data only when needed, while eager fetch loads all related data upfront.
Lazy fetch is more efficient for performance as it only loads data when required.
Eager fetch can lead to performance issues by loading unnecessary data upfront.
Lazy fetch is the default behavior in JPA, while eager fetch needs to be explicitly specified.
Example: Lazy fetch can be used for loading a list of items in a shopping cart ...
Transaction management in Hibernate ensures ACID properties for database operations.
Hibernate provides built-in transaction management support through Session interface.
Transactions can be managed programmatically using beginTransaction(), commit(), and rollback() methods.
Hibernate also supports declarative transaction management using annotations like @Transactional.
Transactions in Hibernate ensure Atomicity, Consiste...
Attached entities are actively managed by the persistence context, while detached entities are no longer actively managed.
Attached entities are being managed by the persistence context and any changes made to them will be automatically synchronized with the database.
Detached entities are not being managed by the persistence context and changes made to them will not be automatically synchronized with the database.
Entiti...
Creating two beans in Java using Spring framework
Use @Component annotation to define a bean
Specify the bean name using @Component("beanName")
Use @Autowired annotation to inject one bean into another
Sort an Employee HashMap based on keys or values
Use TreeMap to automatically sort by keys
Use Comparator to sort by values
Convert HashMap to List and then sort
I applied via Naukri.com and was interviewed in Jun 2024. There was 1 interview round.
I applied via Approached by Company and was interviewed in Apr 2024. There were 2 interview rounds.
25 MCQs mainly on core java, design patterns, synchronization
I applied via Company Website and was interviewed in Mar 2024. There was 1 interview round.
I applied via Newspaper Ad and was interviewed in May 2024. There were 2 interview rounds.
Probability test with some questions involved
I am fluent in English, Spanish, and French.
English
Spanish
French
BFS (Breadth-First Search) is a graph traversal algorithm that explores all the neighbor nodes at the present depth prior to moving on to the nodes at the next depth level.
Start by visiting the starting node and enqueue it.
While the queue is not empty, dequeue a node and visit its neighbors.
Enqueue the neighbors of the visited node and mark them as visited to avoid revisiting.
Continue this process until all nodes are v...
My name is John Doe.
My name is John Doe.
I go by the name John.
My full name is John Doe.
I appeared for an interview in Sep 2024, where I was asked the following questions.
I expect to contribute to data accuracy, enhance processes, and support team goals while growing my skills in analysis and compliance.
Contribute to data accuracy by ensuring all confirmations are verified and discrepancies are resolved promptly.
Enhance processes by identifying areas for improvement, such as streamlining communication with stakeholders.
Support team goals by collaborating effectively with colleagues and ...
Trade involves the exchange of goods and services between parties, crucial for economic growth and globalization.
Types of trade: Domestic (within a country) and International (between countries).
Examples of goods traded: Electronics, agricultural products, and textiles.
Services can also be traded, such as consulting and tourism.
Trade agreements, like NAFTA or the EU, facilitate international trade.
Trade balances (expor...
I applied via Campus Placement and was interviewed in Apr 2024. There was 1 interview round.
3 coding questions, 1.5 hr
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Some of the top questions asked at the Deutsche Bank interview for freshers -
The duration of Deutsche Bank interview process can vary, but typically it takes about less than 2 weeks to complete.
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