DCB Bank Business Development Executive Interview Questions and Answers for Freshers

Reasoning questions

Q1. Intro and financial market details
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Q1. How you see in your self in next 7 years
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Q2. What is small banking
Ans. 
Small banking refers to banking services provided by smaller financial institutions with a limited scope compared to larger banks.
• Small banking institutions typically have fewer branches and offer more personalized customer service.

• They may focus on serving specific communities or niche markets.

• Examples of small banking institutions include credit unions, community banks, and online-only banks.

• Small banks may have lowe...read more
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Q3. What is short term loan
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A short term loan is a type of loan that is typically repaid within a year or less.
• Short term loans are often used by businesses to cover temporary cash flow issues or unexpected expenses.

• Interest rates on short term loans are usually higher than long term loans.

• Examples of short term loans include payday loans, cash advances, and lines of credit.
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Q4. What is term insurance and how is it useful for individual customer
Ans. 
Term insurance is a type of life insurance that provides coverage for a specified period of time.
• Term insurance offers financial protection to the insured's family in case of the insured's death during the policy term.

• It is more affordable compared to other types of life insurance such as whole life or universal life insurance.

• Term insurance does not have a cash value component, making it a pure protection plan.

• It is u...read more
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Q1. Why you want to join ?
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Q2. Why you left your previous job ??
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Q3. What you aspect from us ?
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