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Creditas Solutions Credit Analyst Interview Questions and Answers

Updated 16 May 2024

Creditas Solutions Credit Analyst Interview Experiences

3 interviews found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before May 2023. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. Communication is checked
Round 2 - One-on-one 

(1 Question)

  • Q1. This is done with ceo and manager

I applied via Naukri.com and was interviewed in Jan 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Communication skills, knowledge regarding credit report, knowledge regarding accounts

Interview Preparation Tips

Interview preparation tips for other job seekers - You need to study regarding NPA accounts , cibil score , skills needed to be a counselor

Credit Analyst Interview Questions Asked at Other Companies

asked in Axis Bank
Q1. 1. what is minimum permissible banking finance 2. what do you kno ... read more
Q2. Importance of EBITDA and FCF. How to derive FCF from EBITDA?
Q3. How you check the repayment capacity of applicant?
Q4. What is the difference between Hypothecation and pledge?
Q5. What is correlation between balance sheet and profit and loss acc ... read more

I applied via Campus Placement and was interviewed in Oct 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. What do you know about credit score?
  • Ans. 

    Credit score is a numerical representation of a person's creditworthiness based on their credit history.

    • Credit score ranges from 300 to 850

    • Higher credit score indicates better creditworthiness

    • Factors affecting credit score include payment history, credit utilization, length of credit history, types of credit used, and new credit inquiries

    • Lenders use credit score to determine the likelihood of a borrower repaying their ...

  • Answered by AI
  • Q2. What do you Know about NPA?
  • Ans. 

    NPA stands for Non-Performing Assets, which are loans or advances that have stopped generating income for the lender.

    • NPA is a term used in the banking industry to refer to loans that are in default or are close to being in default.

    • A loan is classified as an NPA if the borrower fails to pay interest or principal for a period of 90 days or more.

    • Banks and financial institutions are required to set aside provisions for NPA...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Research about company description and have a knowledge about cibil score.

Interview questions from similar companies

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Aug 2023. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(1 Question)

  • Q1. Basic introduction and role related questions
Round 3 - Technical 

(2 Questions)

  • Q1. Technical question about credit
  • Q2. Lendingkart related questions
Round 4 - One-on-one 

(1 Question)

  • Q1. Checking thinking ability

I applied via Referral and was interviewed in Mar 2018. There were 5 interview rounds.

Interview Questionnaire 

5 Questions

  • Q1. Financial ratios, financial statements
  • Q2. Technical round with VP
  • Q3. Financial statements analysis ratios
  • Q4. Financial statements draw
  • Q5. Salary discussion

Interview Preparation Tips

Round: Test
Experience: Aptitude test

Round: Test
Experience: Excel test vlookup sumif, countif

General Tips: Financial statements analysis and ratios is main part of technical round
Skills: Excel, Analytical Skills
Duration: <1 week

I applied via Referral

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(2 Questions)

  • Q1. Experience and technical knowledge Past experience
  • Q2. Family background and CTC

Interview Preparation Tips

Interview preparation tips for other job seekers - Technically round HR round and one round with national credit manager

I applied via Walk-in and was interviewed in Mar 2022. There was 1 interview round.

Round 1 - HR 

(5 Questions)

  • Q1. What are your salary expectations?
  • Q2. What is your family background?
  • Q3. Share details of your previous job.
  • Q4. Why should we hire you?
  • Q5. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - I need to run my home i have total 3yrs experience

I applied via Referral

Interview Questionnaire 

2 Questions

  • Q1. Why you change the previous Job?
  • Q2. What about salary expectation

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidence & energetic ans.

I applied via Walk-in and was interviewed in Feb 2022. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Previous experience, team build up capability
  • Q2. How many FOS can you hire in 7 days

Interview Preparation Tips

Topics to prepare for Kissht Finance Team Lead interview:
  • Team Building
  • Enthusiastic
Interview preparation tips for other job seekers - FOS are hired for variable pay you can earn as much as you can
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. About experience and work profile
Round 3 - HR 

(1 Question)

  • Q1. About salary, position and working location

Interview Preparation Tips

Interview preparation tips for other job seekers - Great organization, No work pressure, Good incentive
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Creditas Solutions Interview FAQs

How many rounds are there in Creditas Solutions Credit Analyst interview?
Creditas Solutions interview process usually has 2 rounds. The most common rounds in the Creditas Solutions interview process are HR and One-on-one Round.
What are the top questions asked in Creditas Solutions Credit Analyst interview?

Some of the top questions asked at the Creditas Solutions Credit Analyst interview -

  1. What do you know about credit sco...read more
  2. What do you Know about N...read more
  3. Communication skills, knowledge regarding credit report, knowledge regarding ac...read more

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Creditas Solutions Credit Analyst Interview Process

based on 1 interview

Interview experience

4
  
Good
View more

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Creditas Solutions Credit Analyst Salary
based on 98 salaries
₹2.4 L/yr - ₹4.2 L/yr
63% less than the average Credit Analyst Salary in India
View more details

Creditas Solutions Credit Analyst Reviews and Ratings

based on 28 reviews

3.5/5

Rating in categories

3.3

Skill development

3.1

Work-life balance

3.3

Salary

3.1

Job security

3.0

Company culture

2.8

Promotions

2.9

Work satisfaction

Explore 28 Reviews and Ratings
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