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Credit Acceptance Interview Questions and Answers

Updated 21 Apr 2024

Credit Acceptance Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Referral and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - High Level Design 

(2 Questions)

  • Q1. Design Ad service
  • Ans. 

    Design an Ad service for displaying advertisements to users based on their preferences and behavior.

    • Implement a recommendation system to suggest relevant ads to users.

    • Utilize user data such as browsing history, search queries, and demographic information to personalize ads.

    • Allow users to opt out of personalized ads and provide transparency on data usage.

    • Track ad performance metrics like click-through rates and conversi...

  • Answered by AI
  • Q2. On what basis would you consider sharding the database on
  • Ans. 

    Sharding the database is based on factors like scalability, performance, and data distribution.

    • Consider sharding when the database is growing rapidly and needs to handle increased load.

    • Shard based on geographical location to reduce latency for users in different regions.

    • Shard based on specific data types or access patterns to optimize performance.

    • Consider sharding when the database becomes too large to efficiently hand...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Give enough time for preparation

Skills evaluated in this interview

Software Engineer2 Interview Questions asked at other Companies

Q1. - Given a water -tight orientable 2-manifold, how to find if a point is inside or outside its volume? - Given a bunch of points with their coordinates, how to merge closeby points together? - How to determine if the normals of the two trian... read more
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Interview questions from similar companies

I applied via Naukri.com and was interviewed before Mar 2019. There were 5 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. Tell me about yourself Current CTC , Expected CTC Notice period Negotiations if any
  • Q2. Technical related to the skills you have and the position you applied for.
  • Q3. Scenario based technical questions
  • Q4. This round will be easy one if you clear the previous round

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared with your resume and go through the JD for better understanding of the role.
Ask about the project and tools on which you are going to work.
Ask as much questions as possible to understand what is expected from the position.
All the Best!

I applied via Walk-in and was interviewed in Feb 2021. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Any one related mi
  • Q2. I what job in our company.this company hiring mi?
  • Q3. I have graduate in BMS field so give me a one chance.

Interview Preparation Tips

Interview preparation tips for other job seekers - Giveup my interview in telephone round.then ,

Interview Questionnaire 

3 Questions

  • Q1. Difference between KYC and AML
  • Ans. 

    KYC is the process of verifying the identity of a customer while AML is the process of preventing money laundering.

    • KYC is focused on identifying and verifying the identity of a customer

    • AML is focused on preventing money laundering and terrorist financing

    • KYC is a prerequisite for AML

    • KYC involves collecting and verifying customer information such as name, address, and identification documents

    • AML involves monitoring custo...

  • Answered by AI
  • Q2. Why KYC is used in some areas and why AML is not used in that area
  • Ans. 

    KYC is used to verify the identity of customers while AML is used to detect and prevent money laundering.

    • KYC is used to ensure that financial institutions are not used for illegal activities.

    • AML is not used in some areas because those areas may not have a high risk of money laundering.

    • KYC is mandatory in many countries for financial institutions to comply with regulations.

    • AML is used in areas where there is a high risk...

  • Answered by AI
  • Q3. Where to used AML and not too used
  • Ans. 

    AML is used in financial institutions to prevent money laundering, while it is not commonly used in other industries.

    • AML is used in financial institutions to detect and prevent money laundering and terrorist financing.

    • It involves the identification and verification of customers, monitoring of transactions, and reporting of suspicious activities.

    • AML is not commonly used in other industries, although some may have simila...

  • Answered by AI

Skills evaluated in this interview

deputy credit operation executive Interview Questions & Answers

Cholamandalam Investment & Finance user image Anonymous

posted on 9 Jan 2021

I applied via Referral

Interview Questionnaire 

3 Questions

  • Q1. Questions related to credit policies
  • Q2. How would you decide that a customer is genuine or authentic
  • Q3. Questions related to my hometown, my previous job, my role at that organisation

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and just answer your own views on any topic, don't copy

I applied via Campus Placement and was interviewed in Dec 2020. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. The process followed up with GD (case study discussion), technical and HR round (together). Technical questions were related to mutual funds, NAV, CAGR, and so on.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be thorough with basic concepts. Be confident while answering & justify your answer by mentioning real examples.

Interview Questionnaire 

2 Questions

  • Q1. Why you want to leave your old organisation and what was your role in other past organisation
  • Q2. Well to answer question always be honest never give unclear answer and try to connect to interviewer so they are sure your answers are genuine..... I honestly replied that i was not liking the role and man...

Relegion manager Interview Questions & Answers

Motilal Oswal Financial Services user image Anonymous

posted on 7 Jan 2021

I applied via Company Website and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. I can understand English but don't speak English fastely
  • Q2. Plz you train me better speak English

Interview Preparation Tips

Interview preparation tips for other job seekers - Advice me confidence for interview

I applied via Referral and was interviewed in Oct 2020. There were 5 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. I was asked did you marry?
  • Q2. It is a very tough job !

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident! tell them I am ready to work very hard.

Interview Questionnaire 

2 Questions

  • Q1. I was asked about SQL,Database Design questions, Normalization, Joins and Index .Also I was asked about my achievements ,what challenges in faced in previous role and how did I cope up with ?
  • Q2. Prepare for SQL and database concepts thoroughly.And be fluent in answering behavioral questions

Credit Acceptance Interview FAQs

What are the top questions asked in Credit Acceptance interview?

Some of the top questions asked at the Credit Acceptance interview -

  1. On what basis would you consider sharding the database...read more
  2. Design Ad serv...read more

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Credit Acceptance Reviews and Ratings

based on 1 review

5.0/5

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5.0

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5.0

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5.0

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5.0

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5.0

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