Cholamandalam MS General Insurance MIS Executive Interview Questions and Answers

Q1. Post resume shortlist, I had to complete technical assignment to prove my skills. You must have expert knowledge in your domain. And the company expects hard work & dedication from you.
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Q1. Had discussions with HR for Salary, Notice period & other benefits. And then I received offer letter.
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Q1. What is your M0 Activation What is your M12 retention Definitions of Accrued, reversionary Bonus Define bonus Underwriting
Ans. 
M0 Activation refers to the initial engagement of customers, M12 retention is the percentage of customers retained after 12 months, accrued bonus is earned over time, reversionary bonus is paid upon certain conditions, bonus is an extra reward, underwriting is assessing risk.
• M0 Activation is the percentage of customers who engage with a product or service initially

• M12 retention is the percentage of customers who contin...read more
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Q2. How do you increase advisors walk-in
Ans. 
To increase advisors walk-in, focus on improving visibility, offering incentives, providing excellent customer service, and utilizing marketing strategies.
• Improve visibility by increasing signage and advertising in the local area.

• Offer incentives such as discounts or promotions for walk-in customers.

• Provide excellent customer service to encourage repeat visits and positive word-of-mouth referrals.

• Utilize marketing stra...read more
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Q1. Background of Experience
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Q1. Tell me something about yourself?
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Q2. What is IRR and how to calculate?
Ans. 
IRR stands for Internal Rate of Return, a metric used to evaluate the profitability of an investment. It is the discount rate that makes the net present value of all cash flows from a particular investment equal to zero.
• IRR is used to determine the potential profitability of an investment or project.

• It takes into account the time value of money, considering both the magnitude and timing of cash flows.

• IRR is calculated ...read more
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Q3. Why you leave past companies?
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Q4. How you like to see yourself in next 5 years
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GD round was conducted by HR and given a topic to debate by the student and discussed the topic by each other with both team members

Q1. Tell me about yourself
Ans. Good afternoon Sir I’m Debakar Hajong I belong from Meghalaya and I did my graduation in Bachelor of Arts from sankardev college Shillong after that I thought to change the course into a management field so I decided to choose a MBA because it’s has a big opportunity to work with professional companies
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Q2. HR was asked me the question about how many times insurance do you know
Ans. As per as my knowledge there are many types of insurance like Life insurance death insurance, Accident insurance , vehicle insurance etc
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Q3. About family background
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