Bank of America
100+ Voltech Interview Questions and Answers
Q1. Reverse Linked List Problem Statement
Given a singly linked list of integers, return the head of the reversed linked list.
Example:
Initial linked list: 1 -> 2 -> 3 -> 4 -> NULL
Reversed linked list: 4 -> 3 -> 2...read more
Q2. Beautiful String Problem Statement
Given a binary string STR
containing either '0' or '1', determine the minimum number of operations needed to make it beautiful. A binary string is called beautiful if it conta...read more
Q3. Multiples of 2 and 3 Problem Statement
Ninja is engaged in a task involving divisors. He is given 'N' numbers, and his objective is to compute the sum of all numbers which are divisible by either 2 or 3.
Exampl...read more
Q4. Alternate Print Problem Statement
Given two strings A
and B
, your task is to print these two strings in an alternating sequence by indices. That is, the first character of 'A', the first character of 'B', follo...read more
Q5. Quick Sort Problem Statement
You are provided with an array of integers. The task is to sort the array in ascending order using the quick sort algorithm.
Quick sort is a divide-and-conquer algorithm. It involve...read more
Q6. Fourth Largest Element in the Array
Given an array consisting of integers, your task is to determine the fourth largest element in the array. If the array does not contain at least four distinct elements, retur...read more
Q7. Merge Sort Problem Statement
You are given a sequence of numbers, ARR
. Your task is to return a sorted sequence of ARR
in non-descending order using the Merge Sort algorithm.
Explanation:
The Merge Sort algorit...read more
Q8. Find Pairs in a Doubly-Linked List
A sorted doubly-linked list of distinct positive integers is provided, along with an integer 'X'. Your task is to identify and print all unique pairs from the list whose sum e...read more
Q9. Detect and Remove Loop in Linked List
For a given singly linked list, identify if a loop exists and remove it, adjusting the linked list in place. Return the modified linked list.
Expected Complexity:
Aim for a...read more
Q10. Binary Palindrome Check
Given an integer N
, determine whether its binary representation is a palindrome.
Input:
The first line contains an integer 'T' representing the number of test cases.
The next 'T' lines e...read more
Q11. Logical Question: You are a captive. If you say the right answer, the assasin will hang you, if you say the wrong answer, he will shoot you. How do you escape?
Answer: Ask the assassin, 'Will you hang me?' If he answers 'yes', then he should shoot you. If he answers 'no', then he should hang you.
Ask the assassin a question that will force him to give an answer that contradicts his actions.
The question should create a paradox or a situation where both answers lead to the opposite outcome.
In this case, asking the assassin if he will hang you will force him to give an answer that contradicts his actions.
Q12. If you given a string in which numbers are combined how to seperate the longest alphabetical sequence
The longest alphabetical sequence in a string of combined numbers can be separated using string manipulation and iteration.
Iterate through the string character by character
Check if the current character is alphabetical
If it is, start building a substring of alphabetical characters
If the next character is also alphabetical, add it to the substring
If the next character is not alphabetical, compare the length of the current substring to the longest substring found so far
If the c...read more
Q13. Write a program that converts the alternate letters of a sentence into uppercase, whitespace excluded
Program to convert alternate letters of a sentence to uppercase, excluding whitespace
Iterate through each character of the sentence
Check if the character is a letter and if its index is odd
Convert the letter to uppercase if conditions are met
Q14. Write a program to print the top five students in a classroom, including edge cases
Program to print top five students in a classroom, handling edge cases
Create a list of students with their grades
Sort the list in descending order based on grades
Print the top five students, handling cases where there are less than five students or ties in grades
Q15. What are Emergency Change and Urgent Change What is known error What is the incident management lifecycle what contains in the Service operation module Suppose the customer toll-free number got down and then wh...
read moreAnswers to questions related to Incident Management
Emergency Change and Urgent Change are types of changes that are implemented quickly to resolve an incident or prevent an incident from occurring
Known Error is a problem that has been identified and has a documented root cause and a workaround
Incident Management lifecycle consists of identification, logging, categorization, prioritization, diagnosis, escalation, resolution, and closure of incidents
Service Operation module con...read more
Q16. Puzzle: Measure 4ltr exactly with with a 3ltr and 5ltr bucket.
Measure 4ltr exactly with a 3ltr and 5ltr bucket.
Fill the 5ltr bucket completely
Pour the 5ltr bucket into the 3ltr bucket, leaving 2ltr in the 5ltr bucket
Empty the 3ltr bucket
Pour the remaining 2ltr from the 5ltr bucket into the 3ltr bucket
Fill the 5ltr bucket again
Pour water from the 5ltr bucket into the 3ltr bucket until it is full
Now, there will be 4ltr of water in the 5ltr bucket
Q17. What is front to back process of financial controller
The front to back process of a financial controller involves overseeing financial operations from start to finish.
The process starts with budgeting and forecasting
It then moves on to financial reporting and analysis
The financial controller also manages cash flow and ensures compliance with regulations
They may also be involved in strategic planning and decision-making
The process ends with auditing and risk management
Q18. Explain your approach to solving balanced parenthesis program
I approach solving balanced parenthesis program by using a stack data structure.
Use a stack to keep track of opening parentheses
Iterate through the input string and push opening parentheses onto the stack
When a closing parenthesis is encountered, pop from the stack and check if it matches the closing parenthesis
If stack is empty at the end and all parentheses are matched, the string is balanced
Q19. What core programming concepts were covered in your experience?
Covered core programming concepts include data structures, algorithms, object-oriented programming, and software design patterns.
Data structures such as arrays, linked lists, stacks, queues, trees, and graphs were covered.
Algorithms like sorting, searching, recursion, and dynamic programming were studied.
Object-oriented programming principles like inheritance, encapsulation, and polymorphism were implemented.
Software design patterns such as singleton, factory, observer, and s...read more
Q20. Reverse a string with pointers and with least time complexity.
Reverse a string using pointers with least time complexity.
Use two pointers, one pointing to the start of the string and the other pointing to the end.
Swap the characters at the two pointers and move the pointers towards each other until they meet in the middle.
Continue swapping until the entire string is reversed.
Q21. 1. Why IB 2. Why wacc is genearlly higher than terminal growth rate
IB offers challenging work, high compensation, and opportunities for growth. WACC is higher than terminal growth rate due to risk and cost of capital.
IB offers intellectually stimulating work and high compensation
Opportunities for growth and advancement are abundant in IB
WACC is higher than terminal growth rate due to risk and cost of capital
WACC considers the cost of equity and debt, while terminal growth rate assumes a constant growth rate
WACC reflects the risk associated w...read more
Q22. What is difference between EV/Net Income and P/E ratio in relative valuation?
EV/Net Income compares enterprise value to net income, while P/E ratio compares market price to earnings per share.
EV/Net Income considers the entire capital structure of a company, including debt and equity, while P/E ratio only considers the market price of equity.
EV/Net Income is a more comprehensive measure of valuation as it takes into account the company's debt levels, while P/E ratio is a simpler measure based on market sentiment.
EV/Net Income is useful for comparing c...read more
Q23. What data structure you want to use for returning database records and why?
I would use an array data structure for returning database records as it allows for easy access and manipulation of individual records.
Arrays provide O(1) access time for individual records, making it efficient for returning database records.
Arrays allow for easy iteration over all records to perform operations such as filtering or sorting.
Arrays can easily be converted to JSON or other data formats for returning to the client.
Examples: Using an array to return a list of user...read more
Q24. Different ways to create a table in python
Different ways to create a table in Python include using pandas, sqlite3, and SQLAlchemy libraries.
Using pandas library to create a table from a dictionary or list of lists
Using sqlite3 library to create a table in a SQLite database
Using SQLAlchemy library to create a table in a SQL database
Q25. what are some of the challenges you face when prioritizing work load?
Some challenges include conflicting deadlines, unclear priorities, and unexpected urgent tasks.
Conflicting deadlines from multiple projects
Unclear priorities from management
Unexpected urgent tasks that disrupt planned work
Difficulty in balancing short-term and long-term goals
Q26. Program to check if the given string is palindrome
A program to check if a given string is a palindrome.
Create a function that takes a string as input.
Reverse the string and compare it with the original string.
If they are the same, then the string is a palindrome.
Example: 'racecar' is a palindrome.
Example: 'hello' is not a palindrome.
Q27. 3. Locators order of usage 4. TestNG annotation orders, 5. About Feature file, Step Definitions
Answering questions related to Automation Test Engineer interview
Locators order of usage refers to the priority of locators used to identify web elements in automation testing
TestNG annotation orders refer to the sequence in which TestNG annotations are executed in a test case
Feature file is a file that contains high-level description of the scenarios and steps in Gherkin language
Step Definitions are the implementation of the steps mentioned in the feature file
Q28. Why is Cash subtracted in Enterprise Value formula?
Cash is subtracted in Enterprise Value formula to reflect the fact that it is a non-operating asset and can be used to pay off debt or fund operations.
Cash is considered a non-operating asset as it is not directly related to the core operations of the business.
By subtracting Cash from Enterprise Value, we are essentially adjusting the value to reflect the fact that Cash can be used to pay off debt or fund operations.
This adjustment provides a more accurate representation of t...read more
Q29. Python coding question to find the employee with second largest income
Python code to find the employee with second largest income in a list of employees
Sort the list of employees by income in descending order
Return the employee at index 1 in the sorted list
Q30. 1) How many type of modules in ansible? 2) What is use of URI module?
Ansible has over 450 modules. URI module is used to send HTTP, HTTPS or FTP requests and perform CRUD operations on REST APIs.
Ansible has a vast collection of over 450 modules to automate various tasks.
URI module is used to send HTTP, HTTPS or FTP requests and perform CRUD operations on REST APIs.
It can be used to test web services, download files, and perform other HTTP operations.
The module supports authentication, headers, cookies, and other parameters.
Example: uri: url: h...read more
Q31. Any interaction with IT systems during internships ?
Yes
During my internships, I had multiple interactions with IT systems.
I worked with various software applications and tools to analyze data and generate reports.
I collaborated with the IT team to troubleshoot technical issues and provide solutions.
I gained experience in database management, data entry, and data analysis using IT systems.
I also participated in system testing and implementation processes.
Q32. How to disable hyperthreading on HP server
To disable hyperthreading on HP server, access BIOS settings and disable the feature.
Restart the server and press the appropriate key to access BIOS settings (usually F2 or Del)
Navigate to the Processor or CPU settings
Locate the Hyperthreading option and disable it
Save and exit BIOS settings
Restart the server for the changes to take effect
Q33. Detect the unique characters in the substring and their length
The candidate needs to identify unique characters in a given substring and calculate their length.
Iterate through the substring and store each character in a set to keep track of unique characters
Calculate the length of the set to determine the number of unique characters
Return the set of unique characters and their length as an array of strings
Q34. What a Product Controller day look like
A Product Controller's day involves monitoring and analyzing financial data to ensure accurate reporting and compliance.
Reviewing and reconciling trading positions and P&L statements
Analyzing market trends and identifying potential risks
Collaborating with traders, risk managers, and other stakeholders
Preparing financial reports and presentations for senior management
Ensuring compliance with regulatory requirements and internal policies
Participating in audits and other control...read more
Q35. Program to return Fibonacci series
A program to return Fibonacci series using recursion or iteration
Use recursion to generate Fibonacci series
Use iteration to generate Fibonacci series
Handle edge cases like negative input or input of 0 or 1
Example: Fibonacci series up to 10 - 0, 1, 1, 2, 3, 5, 8, 13, 21, 34
Q36. What is the difference between AngularJS and Angular?
AngularJS is the first version of Angular, while Angular refers to versions 2 and above.
AngularJS is based on JavaScript, while Angular is based on TypeScript.
AngularJS uses controllers and $scope for data binding, while Angular uses components and directives.
AngularJS has two-way data binding, while Angular has one-way data binding by default.
Q37. What is FATCA and what are its implications.
FATCA is a US law that requires foreign financial institutions to report on US citizens' assets held abroad.
FATCA stands for Foreign Account Tax Compliance Act
It was enacted in 2010 to prevent tax evasion by US citizens holding assets in foreign accounts
Foreign financial institutions must report on US citizens' assets held abroad or face penalties
FATCA has implications for US citizens living abroad who may face difficulties opening bank accounts or obtaining mortgages
FATCA ha...read more
Q38. Whats your understanding on regulatory reporting
Regulatory reporting involves submitting data to regulatory authorities to ensure compliance with laws and regulations.
Regulatory reporting is the process of submitting data to regulatory authorities to demonstrate compliance with laws and regulations.
It is crucial for financial institutions to report accurate and timely information to regulatory bodies such as the SEC or FINRA.
Regulatory reporting helps ensure transparency, accountability, and integrity in the financial syst...read more
Q39. Q2. what is normalization?
Normalization is the process of organizing data in a database to reduce redundancy and improve data integrity.
Normalization involves breaking down a database into smaller, more manageable tables.
Each table should have a primary key and only contain data that is related to that key.
Normalization helps to prevent data inconsistencies and anomalies.
There are different levels of normalization, with each level building on the previous one.
For example, first normal form (1NF) requi...read more
Q40. What does Bank of America do?
Bank of America is a multinational investment bank and financial services company.
Provides a range of financial services including investment banking, wealth management, and consumer banking
Operates in over 35 countries
One of the largest banks in the United States
Offers credit cards, mortgages, and other financial products
Has a market capitalization of over $300 billion
Q41. Why software?What are the plans after 2 years
Q42. Concepts of mutable and immutable in python.
In Python, mutable objects can be changed after creation, while immutable objects cannot be changed.
Mutable objects: lists, dictionaries, sets
Immutable objects: strings, tuples, numbers
Example: x = [1, 2, 3] (mutable), y = 'hello' (immutable)
Q43. Tell me something about valuations?
Valuation is the process of determining the worth of an asset or a company.
Valuation can be done using various methods such as discounted cash flow, comparable company analysis, and precedent transactions analysis.
Valuation is important for investors to make informed decisions about buying or selling assets or companies.
Valuation can be influenced by factors such as market conditions, industry trends, and company performance.
Valuation is often used in mergers and acquisitions...read more
Q44. Explain what is premium in options contract
Premium in options contract is the price paid by the buyer to the seller for the right to buy or sell the underlying asset at a specified price.
Premium is determined by factors such as the current price of the underlying asset, the strike price, the time until expiration, and market volatility.
The premium is paid upfront by the buyer and is the maximum amount they can lose on the trade.
For example, if a call option has a premium of $2.50 and the buyer purchases 10 contracts, ...read more
Q45. What is investment banking?
Investment banking is a financial service that helps companies and governments raise capital and provide strategic advice for mergers, acquisitions, and other financial transactions.
Investment banking involves assisting clients in raising capital through issuing stocks or bonds.
It also involves providing strategic advice to clients on mergers, acquisitions, and other financial transactions.
Investment banks act as intermediaries between companies and investors, facilitating th...read more
Q46. difference between sql and nosql
SQL is a relational database management system, while NoSQL is a non-relational database management system.
SQL databases are table-based, with a predefined schema, while NoSQL databases are document-based, key-value pairs, graph databases, or wide-column stores.
SQL databases are good for complex queries and transactions, while NoSQL databases are better for large amounts of data and scalability.
Examples of SQL databases include MySQL, Oracle, and PostgreSQL, while examples of...read more
Q47. How do you build a web performant app?
To build a web performant app, focus on optimizing code, reducing server requests, using caching, and optimizing images.
Optimize code by minimizing unnecessary functions and variables
Reduce server requests by combining files, using CDNs, and lazy loading
Utilize caching to store data locally and reduce load times
Optimize images by resizing, compressing, and using modern formats like WebP
Q48. what is customer service and profit
Customer service and profit are closely related as good customer service leads to increased profits.
Good customer service leads to customer satisfaction and loyalty, resulting in repeat business and positive word-of-mouth referrals.
Positive reviews and feedback from satisfied customers can attract new customers and increase sales.
Poor customer service can lead to negative reviews, loss of customers, and decreased profits.
Investing in customer service training and resources ca...read more
Q49. Q1. Explain joins and their type?
Joins are used to combine data from two or more tables based on a related column.
Inner join returns only the matching rows from both tables
Left join returns all rows from the left table and matching rows from the right table
Right join returns all rows from the right table and matching rows from the left table
Full outer join returns all rows from both tables
Cross join returns the Cartesian product of both tables
Q50. Conduct a porter 5 forces analysis for XYZ industry
Porter 5 forces analysis for XYZ industry
Threat of new entrants: Consider barriers to entry such as high capital requirements or government regulations
Bargaining power of suppliers: Evaluate the power suppliers have in setting prices and terms
Bargaining power of buyers: Analyze the influence buyers have on prices and quality
Threat of substitute products or services: Identify potential alternatives that could attract customers away
Competitive rivalry: Assess the intensity of c...read more
Q51. What is malware analysis and overall experience
Malware analysis is the process of examining malware to understand its functionality, origin, and impact on systems.
Malware analysis involves dissecting malicious software to identify its behavior and purpose
It helps in understanding how malware operates and how to defend against it
Different types of malware analysis include static analysis, dynamic analysis, and behavioral analysis
Tools like IDA Pro, OllyDbg, and Wireshark are commonly used in malware analysis
Experience in r...read more
Q52. How to handling customer about information
Q53. Difference between function and stored procedure in SQL
Functions return a single value while stored procedures can perform multiple operations and return multiple values.
Functions return a single value while stored procedures can return multiple values.
Functions are used for computations and return values, while stored procedures are used for executing a sequence of statements.
Functions can be called from within SQL statements, while stored procedures are called using the EXECUTE statement.
Functions cannot modify the database sta...read more
Q54. What are 3 accounting rules
Three fundamental accounting principles are the basis for all accounting systems.
The principle of consistency: accounting methods and procedures should be consistent from one period to the next.
The principle of conservatism: accountants should always choose the method that will result in the least amount of net income or the greatest amount of net loss.
The principle of full disclosure: all relevant financial information should be disclosed in the financial statements.
Q55. What is banking ? How does Bank operates?
Banking is a financial service that involves accepting deposits and lending money.
Banks accept deposits from customers and pay interest on them
They lend money to individuals and businesses at a higher interest rate
Banks also offer other financial services such as credit cards, loans, and investment products
They make money by charging fees and interest on loans
Banks are regulated by government agencies to ensure safety and soundness
Q56. How can we prevent Buyin risk?
Buyin risk can be prevented by ensuring clear communication, involving stakeholders, and addressing concerns.
Establish clear communication channels to ensure everyone is on the same page
Involve stakeholders in the decision-making process to gain their support
Address concerns and objections raised by team members or stakeholders
Provide regular updates and progress reports to maintain transparency
Seek feedback and actively listen to the opinions of team members and stakeholders
Q57. How to prevent failingof trades??
To prevent failing of trades, one can use risk management strategies, conduct thorough research, set stop-loss orders, and stay updated on market trends.
Implement risk management strategies to limit potential losses
Conduct thorough research and analysis before making trades
Set stop-loss orders to automatically exit a trade if it reaches a certain loss threshold
Stay updated on market trends and news that may impact trades
Q58. custom policies in Mule
Custom policies in Mule allow for creating reusable components to apply specific logic to API requests and responses.
Custom policies can be created using Java or XML in Anypoint Studio.
They can be applied to API endpoints to enforce security, logging, or transformation logic.
Examples include rate limiting policies, custom authentication, and data encryption policies.
Q59. What is Enterprise value?
Enterprise value is a measure of a company's total value, including its market capitalization, debt, and cash.
Enterprise value = Market capitalization + Total debt - Cash
It represents the total value of a company that would need to be paid by a buyer to acquire the entire business.
EV is used to compare the value of different companies, taking into account their debt levels and cash reserves.
It is a more comprehensive measure than market capitalization alone, as it includes de...read more
Q60. How P1 were handled?
P1 incidents were handled with utmost priority and urgency.
P1 incidents were immediately escalated to the appropriate teams and stakeholders.
A dedicated incident response team was formed to address P1 incidents.
Regular updates were provided to stakeholders until the incident was resolved.
Post-incident reviews were conducted to identify areas for improvement.
Examples of P1 incidents include critical system outages and security breaches.
Q61. What was your role in marketing?
I was responsible for developing and implementing marketing strategies to attract new clients and retain existing ones.
Developed marketing campaigns to promote products and services
Analyzed market trends and competitor activities
Collaborated with sales team to generate leads and increase revenue
Utilized social media and digital marketing channels to reach target audience
Q62. 5 ways of initializing SAS Macro variables
There are multiple ways to initialize SAS Macro variables.
Using the %LET statement
Using the %GLOBAL statement
Using the %SYSCALL macro function
Using the %SYSFUNC macro function
Using the %DO loop
Q63. Difference between bagging and boosting
Bagging and boosting are ensemble learning techniques used in machine learning to improve the performance of models by combining multiple weak learners.
Bagging (Bootstrap Aggregating) involves training multiple models independently on different subsets of the training data and then combining their predictions through averaging or voting.
Boosting involves training multiple models sequentially, where each subsequent model corrects the errors made by the previous ones. Examples ...read more
Q64. What is portfolio performance metric
Portfolio performance metric is a measure used to evaluate the returns generated by an investment portfolio.
It helps investors assess the success of their investment strategies.
Common metrics include return on investment (ROI), Sharpe ratio, and alpha.
It compares the performance of the portfolio to a benchmark or target.
Higher performance metrics indicate better returns relative to the benchmark.
It is important for investors to regularly monitor and analyze portfolio performa...read more
Q65. Diff between products you mention
The products mentioned are different in terms of features, target audience, and pricing.
Product A is a high-end luxury item, while Product B is a budget-friendly option.
Product C is designed for professionals, while Product D is geared towards casual users.
Product E has advanced features and customization options, while Product F is more basic and user-friendly.
Product G is a niche product for a specific market, while Product H has a broader appeal.
Pricing varies greatly betw...read more
Q66. Difference between Entity Framework and ADO.Net
Entity Framework is an ORM that simplifies data access in .NET applications, while ADO.Net is a low-level data access technology.
Entity Framework is an Object-Relational Mapping (ORM) framework that allows developers to work with databases using .NET objects.
ADO.Net is a set of classes that allows developers to interact with data sources like databases directly using SQL commands.
Entity Framework provides higher level of abstraction and reduces the amount of code needed for d...read more
Q67. 1. Ways to create a SAS macro
Creating a SAS macro involves defining the macro, assigning parameters, and executing the macro.
Define the macro using %macro macro_name(parameters);
Assign parameters using ¶meter_name.
Execute the macro using %macro_name(parameter_values);
Q68. How you handled High priority issue
I prioritize the issue based on impact, assemble a cross-functional team, develop a plan of action, and provide regular updates to stakeholders.
Assess the impact and urgency of the issue
Assemble a cross-functional team with relevant expertise
Develop a plan of action with clear objectives and timelines
Provide regular updates to stakeholders on progress and resolution
Q69. What's Trafe life cycle?
The trade life cycle refers to the various stages involved in a trade, from initiation to settlement.
The trade life cycle typically includes stages such as trade initiation, trade execution, trade confirmation, trade settlement, and post-trade activities.
During trade initiation, the parties involved negotiate and agree on the terms of the trade.
Trade execution involves the actual buying or selling of the financial instrument.
Trade confirmation ensures that both parties agree ...read more
Q70. Explain the history of banking sector in india
Banking sector in India has a long history dating back to the 18th century.
The first bank in India was the Bank of Hindustan, established in 1770
The State Bank of India, the largest bank in India, was established in 1955
The nationalization of banks in 1969 brought major changes to the banking sector
The introduction of technology and digital banking has revolutionized the sector in recent years
Q71. Economic overview situation of global markets
Global markets are facing economic challenges due to COVID-19 pandemic and geopolitical tensions.
COVID-19 pandemic has caused disruptions in global supply chains and reduced consumer demand.
Geopolitical tensions between major economies like US-China trade war and Brexit have added to the uncertainty.
Central banks have implemented monetary policies to support economies, but low interest rates have led to concerns about asset bubbles.
Emerging markets like India and Brazil are f...read more
Q72. How desk makes money
Desk makes money by providing a platform for businesses to manage their customer support operations.
Desk charges businesses a monthly subscription fee based on the number of agents using the platform.
Additional revenue is generated through add-on features such as reporting and analytics tools.
Desk also offers a free trial period to attract new customers and upsell them to paid plans.
The platform's efficiency and effectiveness in managing customer support operations helps busi...read more
Q73. Dataweave program
Dataweave is a powerful language used in MuleSoft for data transformation.
Dataweave is used in MuleSoft for transforming data from one format to another.
It uses a simple and powerful syntax for data manipulation.
Dataweave can handle complex data structures and transformations easily.
Q74. What was the impact of covid?
Covid had a significant impact on various aspects of society.
Economic downturn due to lockdowns and restrictions
Increased reliance on remote work and virtual communication
Strain on healthcare systems and frontline workers
Disruption of supply chains and global trade
Rise in mental health issues and social isolation
Q75. Latest on ibor transition
The IBOR transition is the shift from Interbank Offered Rates to alternative reference rates.
The transition is a global effort to replace the unreliable IBOR rates with more robust reference rates.
The transition is expected to be completed by the end of 2021.
The new reference rates include the Secured Overnight Financing Rate (SOFR) in the US, the Sterling Overnight Index Average (SONIA) in the UK, and the Tokyo Overnight Average Rate (TONAR) in Japan.
The transition will impa...read more
Q76. Difference between Merge and Sql Join
Merge is a function in pandas library used to combine two dataframes based on a common column, while SQL join is used to combine tables based on a specified condition.
Merge is a function in pandas library, while SQL join is a clause in SQL.
Merge combines two dataframes based on a common column, while SQL join combines tables based on a specified condition.
Merge can perform inner, outer, left, and right joins, while SQL join can perform inner, outer, left, right, and cross joi...read more
Q77. Sql joins and finding second highest salary
Using SQL joins to find the second highest salary in a table.
Use a self join to compare each row with every other row in the table.
Order the results by salary in descending order and use LIMIT to get the second highest salary.
Q78. How to do automation using sas macro
Q79. Trade settlement of equity
Trade settlement of equity refers to the process of transferring securities and funds between parties involved in a trade.
Trade settlement involves the delivery of securities from the seller to the buyer and the payment of funds from the buyer to the seller.
Settlement can be done through a central securities depository or directly between the parties involved.
The settlement period can vary depending on the type of security and market regulations.
Examples of trade settlement s...read more
Q80. any issue facing of operation
One issue facing our operation is supply chain disruptions due to global events.
Global events such as natural disasters, political unrest, or pandemics can disrupt the supply chain.
Shortages of raw materials or components can lead to production delays.
Increased transportation costs and logistics challenges can impact the timely delivery of goods.
Finding alternative suppliers or diversifying the supply chain can help mitigate risks.
Implementing technology solutions like supply...read more
Q81. any issue facing of billing
One common issue facing billing is delayed payments from clients.
Delayed payments from clients can cause cash flow issues for the company.
Inaccurate billing can lead to disputes and delayed payments.
Lack of communication between billing department and clients can result in misunderstandings.
Implementing automated billing systems can help streamline the process and reduce errors.
Q82. how to prepare invoices account?
To prepare invoices account, gather all relevant information, create a template, input details accurately, double-check for errors, and send to the client.
Gather all necessary information such as client details, services provided, rates, and payment terms
Create a template with fields for invoice number, date, due date, itemized list of services, and total amount
Input details accurately to ensure correct billing
Double-check for errors in calculations, client details, and amoun...read more
Q83. how you communcation customer
I communicate with customers through active listening, clear and concise language, and empathy.
I actively listen to customers to understand their needs and concerns.
I use clear and concise language to ensure that customers understand the information I am providing.
I approach customer interactions with empathy and understanding to build rapport and trust.
I am responsive to customer inquiries and follow up promptly to ensure their needs are met.
I adapt my communication style to...read more
Q84. explain different type of SQL query?
Different types of SQL queries include SELECT, INSERT, UPDATE, DELETE, JOIN, and more.
SELECT: Retrieves data from a database
INSERT: Adds new records to a table
UPDATE: Modifies existing records in a table
DELETE: Removes records from a table
JOIN: Combines rows from two or more tables based on a related column
Q85. Var vs const vs let
Var, const, and let are all ways to declare variables in JavaScript, each with different scopes and mutability.
Var: function-scoped, can be redeclared and reassigned
Const: block-scoped, cannot be reassigned, but can be mutated for objects and arrays
Let: block-scoped, can be reassigned but not redeclared
Q86. Any plan of higher studies?
Q87. JQL query to get last sprint data
Use JQL query to retrieve last sprint data
Use 'Sprint' field to filter by sprint name
Use 'ORDER BY' clause to sort by sprint end date
Use 'MAX' function to get the last sprint data
Q88. What is reverse engineering
Reverse engineering is the process of analyzing a product to understand its design, functionality, and components.
Reverse engineering involves taking apart a product to see how it works.
It can be used to understand the technology behind a competitor's product.
Reverse engineering is often used in software development to understand how a program was created.
It can also be used to create a compatible product or improve upon an existing design.
Q89. Difference between credit and debit card
Credit cards allow users to borrow money from the card issuer up to a certain limit, while debit cards are linked to the user's bank account and funds are directly withdrawn from it.
Credit cards involve borrowing money from the card issuer, while debit cards use funds directly from the user's bank account
Credit cards have a credit limit, while debit cards are limited to the available balance in the linked bank account
Credit cards may charge interest on unpaid balances, while ...read more
Q90. How does bank earn money
Banks earn money through various sources such as interest on loans, fees for services, and investments.
Interest on loans: Banks charge interest on loans provided to customers, generating revenue.
Fees for services: Banks charge fees for services such as account maintenance, overdrafts, and wire transfers.
Investments: Banks invest in various financial instruments to earn returns, such as stocks, bonds, and real estate.
Trading: Banks engage in trading activities in financial mar...read more
Q91. What is Employee Centriity
Employee centrality refers to the focus on employees as the central point of an organization's operations.
It involves prioritizing employee needs and well-being in decision-making processes.
It can lead to increased employee engagement, productivity, and retention.
Examples include offering flexible work arrangements, providing opportunities for professional development, and fostering a positive company culture.
Employee centrality can also involve soliciting and incorporating e...read more
Q92. SQL query using joins
SQL query using joins
Use JOIN keyword to combine rows from two or more tables based on a related column between them
Types of joins include INNER JOIN, LEFT JOIN, RIGHT JOIN, and FULL JOIN
Example: SELECT * FROM table1 INNER JOIN table2 ON table1.column = table2.column
Q93. Explain Angular hooks or lifecycle
Angular hooks or lifecycle are methods that allow developers to tap into key moments in a component's lifecycle.
Angular components have several lifecycle hooks such as ngOnInit, ngOnChanges, ngDoCheck, ngOnDestroy, etc.
These hooks allow developers to perform actions at specific points in a component's lifecycle, such as initialization, change detection, and destruction.
For example, ngOnInit is used to initialize data in a component when it is first created, while ngOnDestroy ...read more
Q94. What is Java Spring Boot?
Q95. What is static variable?
Q96. Walk me through the balance sheet
The balance sheet is a financial statement that provides a snapshot of a company's financial position at a specific point in time.
The balance sheet consists of three main sections: assets, liabilities, and equity.
Assets are what the company owns, such as cash, inventory, and property.
Liabilities are what the company owes, such as loans, accounts payable, and bonds.
Equity represents the company's net worth, calculated as assets minus liabilities.
The balance sheet must always b...read more
Q97. Walk me through the income statement
The income statement shows a company's revenues, expenses, and profits over a specific period of time.
Start with total revenue, which includes sales, services, and other sources of income
Subtract cost of goods sold to calculate gross profit
Then deduct operating expenses such as salaries, rent, and utilities to get operating income
Finally, subtract taxes and interest expenses to arrive at net income
Example: Revenue - Cost of Goods Sold = Gross Profit - Operating Expenses = Ope...read more
Q98. What is waterfall model?
Waterfall model is a linear sequential software development process where progress flows in one direction like a waterfall.
It follows a sequential flow from requirements gathering to testing and maintenance.
Each phase must be completed before moving on to the next phase.
Changes are difficult to implement once a phase is completed.
Commonly used in industries like construction and manufacturing.
Examples include the traditional software development process and building projects.
Q99. How to handle angry customer
Listen to their concerns, empathize, remain calm, offer solutions, follow up
Listen actively to their complaints without interrupting
Empathize with their emotions and show understanding
Remain calm and composed, avoid getting defensive
Offer solutions or alternatives to address their issues
Follow up with the customer to ensure their satisfaction
Q100. Tackle problems before production.
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