Bandhan Bank Asset Manager Interview Questions and Answers

Q1. Tell me about your self
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Q2. Where do you live
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Q3. Tell me about your existing job profile
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Q1. Tell me about your self
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Q2. Tell me about your exiting company and job roles
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Q3. What do you know about loans
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Loans are financial agreements where a lender provides money to a borrower, who agrees to repay the loan with interest over a set period of time.
• Loans involve borrowing money from a lender

• Borrowers agree to repay the loan amount with interest over a specified period

• Different types of loans include personal loans, home loans, car loans, and student loans

• Interest rates can be fixed or variable depending on the loan agree
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Q1. Salary negotiation from HRD
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Q2. Salary negotiation
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Q1. Assets in details and past experience of sales
Ans. 
I have extensive experience in managing and selling various types of assets, including real estate, equipment, and financial instruments.
• Managed a portfolio of commercial real estate properties worth over $50 million

• Sold equipment and machinery to various industries, including manufacturing and construction

• Negotiated and closed deals for stocks, bonds, and other financial instruments

• Developed and implemented asset mana...read more
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Q1. Share details of your previous job.
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Q2. What is your family background?
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Q3. What are your salary expectations?
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Q1. Who is the finance minister
Ans. 
The finance minister is the head of the government department responsible for managing the country's finances, including budgeting, taxation, and economic policy.
• The finance minister is typically a member of the government's cabinet or executive branch

• They are responsible for overseeing the country's financial policies and decisions

• Examples of finance ministers include Rishi Sunak in the UK, Janet Yellen in the US, and
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Q1. Calculate loan eligibility of customer
Ans. 
Loan eligibility calculation for customers
• Gather customer's financial information such as income, expenses, credit score, and debt-to-income ratio

• Determine the loan amount and interest rate

• Use a loan eligibility calculator or formula to calculate the maximum loan amount the customer is eligible for

• Consider any additional factors such as collateral or co-signers

• Compare the calculated loan eligibility with the requested ...read more
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Q2. Tell me About yourself
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Q3. ROI of different loan products
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The ROI of different loan products varies based on factors such as interest rates, loan terms, and borrower creditworthiness.
• ROI can be calculated by dividing the net profit by the cost of the investment.

• Factors that affect ROI include interest rates, loan terms, and borrower creditworthiness.

• For example, a high-interest loan with a short term may have a higher ROI than a low-interest loan with a longer term.

• However, l...read more
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Q4. Documents requirement of salaried and self employed
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Q1. How will you manage current role
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