Bajaj Finserv Credit Operation Executive Interview Questions and Answers

Q1. How do we do credit analysis of a company, explain in detail?
Add your answer

Q1. Introduction about yourself
Add your answer
Q2. Some technical questions
Add your answer

Q1. About past experience and education
Add your answer

Q1. Tell me about yourself?
Ans. 
I am a detail-oriented Credit Risk Analyst with a strong background in financial analysis and risk assessment.
• I have a Bachelor's degree in Finance and several years of experience in the banking industry.

• I am skilled in analyzing credit reports, assessing financial statements, and identifying potential risks.

• I have a proven track record of making sound credit decisions and implementing risk mitigation strategies.

• I am p...read more
Answered by AI
Add your answer
Q2. Tell me about different classes of assets
Ans. 
Different classes of assets include fixed assets, current assets, intangible assets, and financial assets.
• Fixed assets: Tangible assets like property, plant, and equipment

• Current assets: Liquid assets like cash, accounts receivable, and inventory

• Intangible assets: Non-physical assets like patents, trademarks, and goodwill

• Financial assets: Investments like stocks, bonds, and derivatives
Answered by AI
Add your answer

An online assesment will be taken wherein scenario based MCQ will be available

Q1. Brief introduction
Add your answer
Q2. Reasons for switching
Ans. 
Seeking new challenges and growth opportunities in a different company.
• Desire for career advancement

• Interest in exploring new industries or sectors

• Seeking better work-life balance

• Company restructuring or downsizing

• Relocation to a different city or country
Answered by AI
Add your answer
Q3. Current and expected ctc
Add your answer
Q4. Preferred job location
Add your answer

Q1. Questions related to your domain experience
Add your answer
Q2. Application know how
Add your answer
Q3. Improvement Ideas and projects shared in the previous organisations
Add your answer
Q4. Why do you want to switch
Add your answer

Q1. Reason for switching
Ans. 
Seeking new challenges and growth opportunities in a larger organization.
• Desire for career advancement

• Opportunity to work with a larger team

• Seeking new challenges

• Interest in exploring different industries
Answered by AI
Add your answer
Q2. Appreciations recieved if any
Ans. 
Received multiple appreciations from clients for resolving credit issues promptly and effectively.
• Implemented new credit evaluation process resulting in faster approvals

• Negotiated payment plans with delinquent customers to prevent further credit issues

• Provided training to team members on credit management best practices

• Received 'Employee of the Month' award for exceptional performance in credit management
Answered by AI
Add your answer
Q3. Scenario based questions focussed on how you would act in a certain situation
Add your answer

Q1. Knowledge about the sector you are working in and what were the responsibilities handled by you in your previous organisation?
Ans. Talk what you know with confidence and incase you dont know something, dont keep on blabbering something off topic. Tell them you dont know that and you are eager to learn these things with them.
Answered by Ankur Singh
Add your answer
Q2. What do you offer that others dont ?
Add your answer

Q1. They just asked me the introduction and my previous package
Add your answer

Basic comprehensive english, reasoning etc

Q1. Introduce yourself
Add your answer
Q2. Why american express
Add your answer
Q3. Why do you want to switch
Add your answer
Q4. Have you ever has a conflict with any of your coworker?
Add your answer
Q5. What are the things you’d want your current manager to improve
Add your answer