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Axis

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3.3

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Axis Credit Officer Interview Questions and Answers

Updated 13 Mar 2024

Axis Credit Officer Interview Experiences

1 interview found

Credit Officer Interview Questions & Answers

user image Anonymous

posted on 13 Mar 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-

I applied via Campus Placement

Round 1 - Technical 

(2 Questions)

  • Q1. How you check the credit through financial ratios
  • Ans. 

    Financial ratios are used to assess the creditworthiness of a borrower by analyzing their financial health.

    • Calculate key financial ratios such as debt-to-equity ratio, current ratio, and return on assets.

    • Compare these ratios to industry benchmarks to assess the borrower's financial health.

    • Look for trends in the ratios over time to identify any potential red flags.

    • Use the ratios to make informed decisions about extendin

    • Answered by AI
    Add your answer
  • Q2. Through Ratio analysis
    • Add your answer

Top trending discussions

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Interview Tips & Stories
1w (edited)
timepasstiwari
·
A Digital Markter
Got Rejected In an Interview, Just Because I Didn’t Answer a Personal Question
So, I got invited for this interview, and they told me to be there at 9 AM. Of course, I get there early, like 8:30, because I don't want to be late. But then I end up waiting for 1.5 hours. Seriously, they didn't even acknowledge me until 10. Then this HR lady calls me in, and she's totally unprofessional. She's like, on her phone, making personal calls while I'm sitting right there. And then she starts asking me these really weird questions, like what my nickname is, and what my dad does for a living. It got really uncomfortable when she started pressing for details about where my dad works. I mean, what does that have to do with anything? So I politely told her I didn't want to answer, and she actually said, "Then we can't continue this interview." I was honestly shocked. But instead of arguing, I just stood up and said, “Alright then.” And walked out. I left feeling pissed. Not only did they waste an hour of my time, but the HR rep was also rude and unprofessional..
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Interview questions from similar companies

Credit Officer Interview Questions & Answers

HDFC Bank user image Anonymous

posted on 3 Apr 2022

I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(5 Questions)

  • Q1. What is your family background?
    • Add your answer
  • Q2. Share details of your previous job.
    • Add your answer
  • Q3. Why are you looking for a change?
    • Add your answer
  • Q4. What are your strengths and weaknesses?
    • Add your answer
  • Q5. Tell me about yourself.
    • Add your answer
Round 3 - HR 

(1 Question)

  • Q1. What are your salary expectations?
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Offer emotional support. One of the first thing that can do to help a job seeker is to emotional support

Credit Officer Interview Questions & Answers

Kotak Mahindra Bank user image Anonymous

posted on 17 May 2021

I applied via Referral and was interviewed before May 2020. There were 4 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Mostly about product and financials
    • Add your answer
  • Q2. Market knowledge
    • Add your answer
  • Q3. Behavior and body language
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - need to have clear product and market knowledge especially about HCV segment strong financials knowledge and positive outlook, body language

Credit Officer Interview Questions & Answers

ICICI Bank user image Anonymous

posted on 29 Apr 2020

I applied via Referral and was interviewed before Apr 2019. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Basicly depend about ur previous experiece and ur education ur hobby and they seen ur confidence
    • Add your answer
  • Q2. What you know about credit
  • Ans. 

    Credit refers to the ability of a borrower to receive funds from a lender with the promise of repayment with interest.

    • Credit is a financial tool used by individuals and businesses to access funds they may not have immediately available.

    • Credit can come in many forms, such as loans, credit cards, and lines of credit.

    • Credit is typically granted based on the borrower's creditworthiness, which is determined by factors such ...

    • Answered by AI
    Add your answer
  • Q3. How u handle a customer and what question u asked from customer to help credit approval
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - make ur confidence to high all of question put up related to credit and ur work and ur previous exp

Credit Officer Interview Questions & Answers

Kotak Mahindra Bank user image Anonymous

posted on 23 Jul 2021

I applied via Company Website and was interviewed before Jul 2020. There was 1 interview round.

Interview Preparation Tips

Interview preparation tips for other job seekers - Online interview Monday to Friday

Credit Officer Interview Questions & Answers

ICICI Bank user image AMAN MITTAL

posted on 6 May 2021

Interview Questionnaire 

4 Questions

  • Q1. Basel 3 normS
    • Add your answer
  • Q2. Prudential norms
    • Add your answer
  • Q3. Slr,crr
    • Add your answer
  • Q4. Audit of cash credit
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Go through rbi guidelines and watch the rates of rbi and bank audit

Credit Officer Interview Questions & Answers

Kotak Mahindra Bank user image Anonymous

posted on 27 May 2021

I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Basic ratio question were asked and also they questioned about my personal life and what was my work in previous organisation.
    • View 1 more answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be cool and calm and tell about your skills to them . Your employability depends upon your skill.

Credit Officer Interview Questions & Answers

State Bank of India user image Anonymous

posted on 16 Nov 2022

I appeared for an interview before Nov 2021.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. 1) Introduction Since i had mentioned forex in my resume many of the questions revolved around bill of entry, shipping bill lodgement and realization 2) question on BG, expiry and claim expiry 3) question...
    • Add your answer
  • Q2. What should be the mode of operation for an NRO account in which NRI is the first holder and spouse living in India is the second holder
  • Ans. 

    NRO account mode of operation for NRI first holder and spouse in India as second holder

    • The NRI should be the primary account holder

    • The spouse can be added as a joint account holder

    • The account can be operated jointly or severally

    • The account can be used for receiving income in India and abroad

    • The account can be used for making local payments in India

    • The account can be used for repatriation of funds abroad

    • Answered by AI
    Add your answer
Round 3 - Technical 

(2 Questions)

  • Q1. Documents executed for a mortgage loan
  • Ans. 

    Documents required for a mortgage loan

    • Mortgage application form

    • Income proof (pay stubs, tax returns)

    • Credit report

    • Property appraisal report

    • Title report

    • Homeowner's insurance policy

    • Deed of trust or mortgage

    • Promissory note

    • Answered by AI
    Add your answer
  • Q2. Questions related to hometown and latest developments in the zone
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be thorough with your own role. It helps to base your answers on your practical experience and narrate scenarios.

Credit Officer Interview Questions & Answers

HDFC Bank user image Anonymous

posted on 30 Apr 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Oct 2023. There were 5 interview rounds.

Round 1 - Group Discussion 

Oral communication with Hindi marathi

Round 2 - Assignment 

Courcess assignment completed

Round 3 - Reference 

(3 Questions)

  • Q1. Joined in reference basis
    • Add your answer
  • Q2. Your responsibility reference
    • Add your answer
  • Q3. Direct joining with senior based
    • Add your answer
Round 4 - One-on-one 

(1 Question)

  • Q1. No any questions by reference
    • Add your answer
Round 5 - Technical 

(1 Question)

  • Q1. Be the best technical knowledge
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Ask meaning please check single day reference basis joining

Credit Officer Interview Questions & Answers

ICICI Bank user image Anonymous

posted on 7 Oct 2024

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Oct 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Educational and family background
    • Add your answer
  • Q2. Basic questions regarding internship experience as I appeared as fresher
    • Add your answer

Axis Interview FAQs

How many rounds are there in Axis Credit Officer interview?
Axis interview process usually has 1 rounds. The most common rounds in the Axis interview process are Technical.
What are the top questions asked in Axis Credit Officer interview?

Some of the top questions asked at the Axis Credit Officer interview -

  1. how you check the credit through financial rat...read more
  2. through Ratio analy...read more

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