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Axis

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Axis Credit Officer Interview Questions and Answers

Updated 13 Mar 2024

Axis Credit Officer Interview Experiences

1 interview found

Credit Officer Interview Questions & Answers

user image Anonymous

posted on 13 Mar 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-

I applied via Campus Placement

Round 1 - Technical 

(2 Questions)

  • Q1. How you check the credit through financial ratios
  • Ans. 

    Financial ratios are used to assess the creditworthiness of a borrower by analyzing their financial health.

    • Calculate key financial ratios such as debt-to-equity ratio, current ratio, and return on assets.

    • Compare these ratios to industry benchmarks to assess the borrower's financial health.

    • Look for trends in the ratios over time to identify any potential red flags.

    • Use the ratios to make informed decisions about extendin

    • Answered by AI
    Add your answer
  • Q2. Through Ratio analysis
    • Add your answer

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Interview questions from similar companies

Credit Officer Interview Questions & Answers

HDFC Bank user image Anonymous

posted on 3 Apr 2022

I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(5 Questions)

  • Q1. What is your family background?
    • Add your answer
  • Q2. Share details of your previous job.
    • Add your answer
  • Q3. Why are you looking for a change?
    • Add your answer
  • Q4. What are your strengths and weaknesses?
    • Add your answer
  • Q5. Tell me about yourself.
    • Add your answer
Round 3 - HR 

(1 Question)

  • Q1. What are your salary expectations?
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Offer emotional support. One of the first thing that can do to help a job seeker is to emotional support

Credit Officer Interview Questions & Answers

ICICI Bank user image Anonymous

posted on 29 Apr 2020

I applied via Referral and was interviewed before Apr 2019. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Basicly depend about ur previous experiece and ur education ur hobby and they seen ur confidence
    • Add your answer
  • Q2. What you know about credit
  • Ans. 

    Credit refers to the ability of a borrower to receive funds from a lender with the promise of repayment with interest.

    • Credit is a financial tool used by individuals and businesses to access funds they may not have immediately available.

    • Credit can come in many forms, such as loans, credit cards, and lines of credit.

    • Credit is typically granted based on the borrower's creditworthiness, which is determined by factors such ...

    • Answered by AI
    Add your answer
  • Q3. How u handle a customer and what question u asked from customer to help credit approval
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - make ur confidence to high all of question put up related to credit and ur work and ur previous exp

Credit Officer Interview Questions & Answers

Kotak Mahindra Bank user image Anonymous

posted on 17 May 2021

I applied via Referral and was interviewed before May 2020. There were 4 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Mostly about product and financials
    • Add your answer
  • Q2. Market knowledge
    • Add your answer
  • Q3. Behavior and body language
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - need to have clear product and market knowledge especially about HCV segment strong financials knowledge and positive outlook, body language

Credit Officer Interview Questions & Answers

Kotak Mahindra Bank user image Anonymous

posted on 27 May 2021

I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Basic ratio question were asked and also they questioned about my personal life and what was my work in previous organisation.
    • View 1 more answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be cool and calm and tell about your skills to them . Your employability depends upon your skill.

Credit Officer Interview Questions & Answers

Kotak Mahindra Bank user image Anonymous

posted on 23 Jul 2021

I applied via Company Website and was interviewed before Jul 2020. There was 1 interview round.

Interview Preparation Tips

Interview preparation tips for other job seekers - Online interview Monday to Friday

Credit Officer Interview Questions & Answers

ICICI Bank user image AMAN MITTAL

posted on 6 May 2021

Interview Questionnaire 

4 Questions

  • Q1. Basel 3 normS
    • Add your answer
  • Q2. Prudential norms
    • Add your answer
  • Q3. Slr,crr
    • Add your answer
  • Q4. Audit of cash credit
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Go through rbi guidelines and watch the rates of rbi and bank audit

Credit Officer Interview Questions & Answers

HDFC Bank user image Anonymous

posted on 19 Feb 2022

Round 1 - HR 

(1 Question)

  • Q1. What are your strengths and weaknesses?
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Never be nervous and be confident whatever questions asked by HR

Credit Officer Interview Questions & Answers

Kotak Mahindra Bank user image Anonymous

posted on 16 Jan 2022

I applied via Other and was interviewed before Jan 2021. There were 3 interview rounds.

Interview Questionnaire 

7 Questions

  • Q1. Working capital
  • Ans. To cater the need of current assets
    • Answered Anonymously
    Add your answer
  • Q2. What is Leverage
  • Ans. 

    Leverage is the use of borrowed funds to increase potential returns on an investment.

    • Leverage involves borrowing money to invest in an asset with the hope of earning a higher return than the cost of borrowing.

    • It amplifies both gains and losses, so it can increase potential profits but also increase risk.

    • Examples of leverage include using a mortgage to buy a house or using margin to buy stocks.

    • Leverage is commonly used ...

    • Answered by AI
    Add your answer
  • Q3. Strength of company to lift the obligation of company
    • Add your answer
  • Q4. Salary expectation
    • Add your answer
  • Q5. As per industry norms
    • Add your answer
  • Q6. Education background
    • Add your answer
  • Q7. I added my qualifications
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Listen interview questions properly then answer

Credit Officer Interview Questions & Answers

State Bank of India user image Anonymous

posted on 16 Nov 2022

I was interviewed before Nov 2021.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. 1) Introduction Since i had mentioned forex in my resume many of the questions revolved around bill of entry, shipping bill lodgement and realization 2) question on BG, expiry and claim expiry 3) question...
    • Add your answer
  • Q2. What should be the mode of operation for an NRO account in which NRI is the first holder and spouse living in India is the second holder
  • Ans. 

    NRO account mode of operation for NRI first holder and spouse in India as second holder

    • The NRI should be the primary account holder

    • The spouse can be added as a joint account holder

    • The account can be operated jointly or severally

    • The account can be used for receiving income in India and abroad

    • The account can be used for making local payments in India

    • The account can be used for repatriation of funds abroad

    • Answered by AI
    Add your answer
Round 3 - Technical 

(2 Questions)

  • Q1. Documents executed for a mortgage loan
  • Ans. 

    Documents required for a mortgage loan

    • Mortgage application form

    • Income proof (pay stubs, tax returns)

    • Credit report

    • Property appraisal report

    • Title report

    • Homeowner's insurance policy

    • Deed of trust or mortgage

    • Promissory note

    • Answered by AI
    Add your answer
  • Q2. Questions related to hometown and latest developments in the zone
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be thorough with your own role. It helps to base your answers on your practical experience and narrate scenarios.

Axis Interview FAQs

How many rounds are there in Axis Credit Officer interview?
Axis interview process usually has 1 rounds. The most common rounds in the Axis interview process are Technical.
What are the top questions asked in Axis Credit Officer interview?

Some of the top questions asked at the Axis Credit Officer interview -

  1. how you check the credit through financial rat...read more
  2. through Ratio analy...read more

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