AU Small Finance Bank Senior Banking Officer Interview Questions and Answers

Q1. Visit Idfc first bank wed site apply there
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Q2. About banking related questions
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Good

Q1. What are your salary expectations?
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Q2. Share details of your previous job.
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Q3. Why should we hire you?
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Q4. Why are you looking for a change?
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Q5. Tell me about yourself.
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Basic quant ,
reasoning and english level was good which includes some logical questions

This is normal GD round in a batch of 5. to 7 candidates

Q1. Final round in which they ask about your academic journey family background location in which you are comfortable and expected ctc
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Q1. What you know about IDFC First Bank?
Ans. 
IDFC First Bank is a private sector bank in India offering a range of financial products and services.
• IDFC First Bank was formed in 2018 after the merger of IDFC Bank and Capital First Limited.

• It offers services such as savings accounts, current accounts, fixed deposits, loans, credit cards, and insurance.

• The bank has a network of over 600 branches and 4,000+ ATMs across India.

• IDFC First Bank has won several awards for...read more
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Easy basic aptitude . score 70+ to pass .

Q1. Difference b/w current and saving acc Why banking What is repo rate Services of banking Basic banking questions
Ans. 
The difference between current and savings accounts, importance of banking, repo rate, services offered by banks, and basic banking questions.
• Current accounts are primarily used for business transactions, while savings accounts are for personal savings.

• Banking is important for individuals and businesses to manage their finances, make transactions, and access various financial services.

• Repo rate is the rate at which the...read more
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Its a good experience and gk knowledge quation and mathmetics

Q1. 1.Previous work experience 2.and proceed of work
Ans. 
I have 5 years of experience as a Bank Officer, handling various responsibilities and achieving targets.
• Worked as a Bank Officer for 5 years

• Managed customer accounts and provided financial advice

• Processed loan applications and evaluated creditworthiness

• Achieved sales targets by cross-selling banking products

• Handled cash transactions and ensured accuracy

• Maintained compliance with banking regulations

• Led a team of junior ...read more
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Q2. Last work and proceed
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