AU Small Finance Bank Deputy Manager Operations Interview Questions and Answers

Q1. Fund based , Non fund based
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Q2. Letter of credit and Bank Guarantee Difference
Ans. 
Letter of credit is a payment method used in international trade while bank guarantee is a promise of payment issued by a bank.
• Letter of credit is used to ensure payment to the seller in international trade

• Bank guarantee is a promise of payment issued by a bank to the beneficiary

• Letter of credit is issued by the buyer's bank while bank guarantee is issued by the seller's bank

• Letter of credit is used to reduce the risk ...read more
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Aptitude, general knowledge, and proficiency in the English language.

Q1. What is the death claim procedure for with nomination
Ans. 
The death claim procedure with nomination involves submitting necessary documents to the insurance company for processing.
• Submit death certificate of the insured

• Provide nominee's identification and relationship proof

• Fill out claim form and submit it along with required documents

• Insurance company verifies the documents and processes the claim

• Claim amount is disbursed to the nominee
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Q1. Asking job roles and responsible of previous job
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Q2. Nothing about complet family details
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Q1. Soiled notes dirty notes
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Q2. Mutilated notes is one or others pasted notes
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Q1. Questions about previous organisation
Ans. I just told everything about y past experience and sales achievement
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Q1. Same question asked by branch head
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Q1. Tell me about yourself
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Q2. What you know about micro banking
Ans. 
Micro banking refers to the provision of financial services to low-income individuals and small businesses.
• Micro banking focuses on providing small loans, savings accounts, and other financial services to individuals and businesses who may not have access to traditional banking services.

• Microfinance institutions (MFIs) are often involved in micro banking, providing loans and other services to help people start or grow ...read more
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