American Express
40+ Intersoft Data Labs Interview Questions and Answers
Q1. Unique Frequency Problem Statement
Given a string 'STR' with lowercase letters, determine the minimum number of deletions required to ensure that every letter in the string appears a unique number of times.
Exa...read more
The task is to find the minimum number of deletions needed in a string to ensure each character appears a unique number of times.
Iterate through the string and count the frequency of each character
Track the frequencies in a hashmap
Identify the characters with duplicate frequencies and calculate the minimum deletions needed
Return the minimum number of deletions for each test case
Q2. Ninja And The Tree Problem Statement
Ninja, while learning Binary Search Trees (BST), accidentally swapped two nodes in her self-constructed BST. Your task is to help Ninja by correcting the BST so that all pro...read more
The task is to correct a Binary Search Tree by swapping two nodes in the tree.
Parse the input level order tree and construct the BST
Identify the two nodes that are swapped incorrectly
Swap the values of the incorrectly swapped nodes to correct the BST
Return the corrected BST in level order form
Q3. 1. Why amex 2. what is closed loop model of amex 3. What are the factors that you look into for setting the credit limit of a customer. Give an optimization equation 4. Give an instance of when you have worked...
read moreAnswers to questions asked in an interview for Management Trainee at Amex
1. Amex is a reputed financial services company with a strong focus on customer service and innovation.
2. Closed loop model of Amex refers to the fact that Amex issues its own cards, processes transactions, and provides customer service, all within its own network.
3. Factors for setting credit limit include credit score, income, debt-to-income ratio, and payment history. Optimization equation: Credit Lim...read more
Q4. Maximum Sum With Specific Difference Problem Statement
Given an array of integers and a number 'K', your task is to find the maximum possible sum of disjoint pairs of numbers where the absolute difference betwe...read more
Find maximum sum of disjoint pairs with absolute difference less than K in an array.
Iterate through the array and sort it.
Find all possible disjoint pairs with absolute difference less than K.
Calculate the sum of these pairs to get the maximum sum.
Q5. Reach the Destination Problem Statement
You are given a source point (sx, sy) and a destination point (dx, dy). Determine if it is possible to reach the destination point using only the following valid moves:
- ...read more
Determine if it is possible to reach the destination point from the source point using specified moves.
Use depth-first search (DFS) to explore all possible paths from source to destination.
Keep track of visited points to avoid infinite loops.
Check if the destination point is reachable by following the valid moves.
Return true if destination is reachable, false otherwise.
Q6. Number of Islands Problem Statement
You are provided with a 2-dimensional matrix having N
rows and M
columns, containing only 1s (land) and 0s (water). Your goal is to determine the number of islands in this ma...read more
Count the number of islands in a 2D matrix of 1s and 0s.
Use Depth First Search (DFS) or Breadth First Search (BFS) to traverse the matrix and identify connected groups of 1s.
Maintain a visited array to keep track of visited cells to avoid revisiting them.
Increment the island count each time a new island is encountered.
Consider all eight possible directions for connectivity between cells.
Handle edge cases like out of bounds indices and water cells (0s).
Q7. Longest Switching Subarray Problem Statement
Determine the length of the longest contiguous subarray in a given array of positive integers, where the subarray qualifies as 'switching'. An array is defined as sw...read more
Find the length of the longest switching subarray in a given array of positive integers.
Iterate through the array and keep track of the longest switching subarray found so far.
Check if the numbers at even and odd positions are identical to determine a switching subarray.
Return the length of the longest switching subarray.
Example: For input [1, 4, 1, 4, 3, 2, 3, 0], the longest switching subarray is [1, 4, 1, 4] with length 4.
Q8. What do you know about credit card and how it works?
Credit card is a payment card issued to users as a method of payment.
Credit cards allow users to borrow money up to a certain limit to make purchases.
Users are required to pay back the borrowed amount along with interest and fees.
Credit cards offer rewards and cashback programs to incentivize usage.
Credit card companies charge merchants a fee for accepting payments through their network.
Credit card fraud is a common issue and users should take precautions to protect their inf...read more
Q9. What does fraud mean if you have to explain to explain it to a 12-year kid
Fraud is when someone tricks or deceives others to steal their money or personal information.
Fraud is a type of dishonest behavior where someone tries to take advantage of others for their own gain.
It involves tricking or deceiving people to steal their money, personal information, or belongings.
Fraud can happen in different ways, such as online scams, identity theft, or fake products.
For example, if someone pretends to be a bank representative and asks for your credit card d...read more
Q10. Palindrome Linked List Detection
Given a singly linked list of integers, determine if it is a palindrome. A linked list is considered a palindrome if it reads the same forward and backward.
Example:
Input:
The ...read more
Check if a singly linked list is a palindrome by comparing elements from both ends.
Traverse the linked list to find the middle point
Reverse the second half of the linked list
Compare the first half with the reversed second half to check for palindrome
Example: Input: 1 2 3 2 1 -1, Output: true
Q11. Travelling Salesman Problem
Given a list of cities numbered from 0 to N-1 and a matrix DISTANCE
consisting of 'N' rows and 'N' columns, representing the distances between each pair of cities, find the shortest ...read more
Q12. Sliding Maximum Problem Statement
Given an array of integers ARR
of length 'N' and a positive integer 'K', find the maximum elements for each contiguous subarray of size K.
Example:
Input:
ARR = [3, 4, -1, 1, 5...read more
Implement a function to find maximum elements for each contiguous subarray of size K in an array of integers.
Iterate through the array and maintain a deque to store the indices of elements in decreasing order.
Pop elements from the deque that are out of the current window and add the maximum element to the result array.
Return the result array containing maximum elements for each subarray of size K.
Q13. Longest Substring with At Most K Distinct Characters
Given a string S
of length N
and an integer K
, find the length of the longest substring that contains at most K
distinct characters.
Input:
The first line co...read more
Find the length of the longest substring with at most K distinct characters in a given string.
Use a sliding window approach to keep track of the characters and their counts in the substring.
Maintain a hashmap to store the characters and their frequencies within the window.
Update the window size and characters count as you iterate through the string.
Keep track of the longest substring length with at most K distinct characters.
Return the length of the longest substring for each...read more
Q14. Interval List Intersection Problem
You are provided with two sorted lists of closed intervals, INTERVAL1
and INTERVAL2
. A closed interval [x, y] (x < y) signifies the set of real numbers z such that x <= z <= y...read more
Find the intersections of two sorted lists of closed intervals.
Iterate through both interval lists to find intersections
Compare the intervals and find the common range
Handle cases where there is no intersection between intervals
Q15. Buy and Sell Stock Problem Statement
Imagine you are Harshad Mehta's friend, and you have been given the stock prices of a particular company for the next 'N' days. You can perform up to two buy-and-sell transa...read more
The task is to determine the maximum profit that can be achieved by performing up to two buy-and-sell transactions on a given set of stock prices.
Iterate through the array of stock prices to find the maximum profit that can be achieved by buying and selling stocks at different points.
Keep track of the maximum profit that can be achieved by considering all possible combinations of buy and sell transactions.
Ensure that you sell the stock before buying again to adhere to the con...read more
Q16. Count Pairs with Given Sum
Given an integer array/list arr
and an integer 'Sum', determine the total number of unique pairs in the array whose elements sum up to the given 'Sum'.
Input:
The first line contains ...read more
Count the total number of unique pairs in an array whose elements sum up to a given value.
Use a hashmap to store the frequency of each element in the array.
Iterate through the array and for each element, check if (Sum - current element) exists in the hashmap.
Increment the count of pairs if the complement exists in the hashmap.
Divide the count by 2 to avoid counting duplicates like (arr[i], arr[j]) and (arr[j], arr[i]) separately.
Q17. Stack using Two Queues Problem Statement
Develop a Stack Data Structure to store integer values using two Queues internally.
Your stack implementation should provide these public functions:
Explanation:
1. Cons...read more
Implement a stack using two queues to store integer values with specified functions.
Use two queues to simulate stack operations efficiently.
Maintain one queue for storing elements and another for temporary storage during push operation.
Ensure proper handling of edge cases like empty stack or invalid operations.
Example: Push operation involves transferring elements from one queue to another before adding the new element.
Example: Pop operation removes and returns the top elemen...read more
Q18. Minimum Number of Swaps to Sort an Array
Find the minimum number of swaps required to sort a given array of distinct elements in ascending order.
Input:
T (number of test cases)
For each test case:
N (size of the...read more
The minimum number of swaps required to sort a given array of distinct elements in ascending order.
Use a graph-based approach to find cycles in the array
Count the number of swaps needed to fix each cycle
Sum up the swaps needed for all cycles to get the total minimum swaps
Q19. Detect and Remove Loop in Linked List
For a given singly linked list, identify if a loop exists and remove it, adjusting the linked list in place. Return the modified linked list.
Expected Complexity:
Aim for a...read more
Detect and remove loop in a singly linked list in place with O(n) time complexity and O(1) space complexity.
Use Floyd's Cycle Detection Algorithm to identify the loop in the linked list.
Once the loop is detected, use two pointers to find the start of the loop.
Adjust the pointers to remove the loop and return the modified linked list.
Q20. Circular Move Problem Statement
You have a robot currently positioned at the origin (0, 0) on a two-dimensional grid, facing the north direction. You are given a sequence of moves in the form of a string of len...read more
Determine if a robot's movement path is circular on a 2D grid based on a given sequence of moves.
Iterate through the sequence of moves and keep track of the robot's position and direction.
Check if the robot returns to the starting position after completing the moves.
Use a counter-clockwise rotation (L) and clockwise rotation (R) to update the direction of the robot.
Use 'G' to move the robot one unit in the current direction.
Q21. In a desert you have infinite fuel stocked at a place, and you have a car which gives 1 mile per litre., desert is 100 miles long, and car can hold 20 litres, how to reach the end in most optimized way.
Drive 60 miles, refill, and repeat until the end of the desert.
Drive 60 miles, which will use 60 litres of fuel
Refill the car with 20 litres of fuel
Repeat until the end of the desert is reached
Q22. What do you mean by fraud risk and how will identify a fraud in which a person steals your customer’s credit card?
Fraud risk refers to the potential for fraudulent activities to occur. Identifying credit card fraud involves monitoring transactions and detecting suspicious patterns.
Fraud risk is the possibility of fraudulent activities happening, such as unauthorized use of credit cards.
To identify credit card fraud, monitor transactions for any suspicious or unusual activity.
Look for patterns like multiple transactions from different locations or large purchases that are inconsistent wit...read more
Q23. Left View of a Binary Tree Problem Statement
Given a binary tree, your task is to print the left view of the tree.
Example:
Input:
The input will be in level order form, with node values separated by a space. U...read more
Print the left view of a binary tree given in level order form.
Traverse the tree level by level and print the first node encountered at each level
Use a queue to perform level order traversal
Keep track of the current level and the maximum level seen so far
Q24. How you used data management and analytics in your last role?
I utilized data management and analytics to track project progress, identify trends, and make data-driven decisions.
Implemented data management systems to organize and store project data efficiently
Utilized analytics tools to analyze project performance and identify areas for improvement
Generated reports and dashboards to track key metrics and communicate findings to stakeholders
Used data insights to make informed decisions and drive project success
Q25. How you can make business decisions from data in your last role?
I used data analysis tools to identify trends, patterns, and correlations to inform strategic business decisions.
Utilized data visualization tools to present key findings to stakeholders
Conducted regression analysis to predict future outcomes based on historical data
Collaborated with cross-functional teams to gather and analyze data from multiple sources
Q26. What do you mean by Credit Risk and how will you try to analyse a person’s credit risk?
Credit risk refers to the potential for loss due to a borrower's failure to repay a loan or meet their financial obligations.
Credit risk is the risk that a borrower may default on their loan or fail to meet their financial obligations.
To analyze a person's credit risk, various factors are considered such as their credit history, income level, employment stability, and debt-to-income ratio.
Credit risk analysis involves assessing the likelihood of default and determining the ap...read more
Prevent breaking singleton pattern using reflections by throwing an exception in the private constructor.
Throw an exception in the private constructor if an instance already exists.
Use a flag to track if an instance has been created and throw an exception if an attempt is made to create another instance.
Use enums to create a singleton to prevent reflection attacks.
Q28. Explain the solution which won you the third prize in “Analyze this” competition
The solution that won me the third prize in the 'Analyze this' competition was a machine learning model.
I developed a machine learning model using Python and scikit-learn library.
The model was trained on a large dataset of customer data and their purchasing behavior.
It used various features such as age, gender, income, and previous purchase history to predict the likelihood of a customer making a purchase.
I used cross-validation techniques to evaluate the model's performance ...read more
A loop in a linked list can be detected using Floyd's Cycle Detection Algorithm.
Use two pointers - slow and fast, where slow moves one step at a time and fast moves two steps at a time.
If there is a loop, the two pointers will eventually meet at some point within the loop.
To detect the start of the loop, reset one pointer to the head and move both pointers one step at a time until they meet again.
Q30. What are the 3 pillars of data management?
The 3 pillars of data management are data quality, data governance, and data security.
Data quality ensures that data is accurate, complete, and reliable.
Data governance involves establishing policies and procedures for managing data assets.
Data security focuses on protecting data from unauthorized access or breaches.
Q31. What is curse of dimensionality
Curse of dimensionality refers to the issues that arise when working with high-dimensional data, leading to increased computational complexity and sparsity of data points.
High-dimensional data requires exponentially more data points to maintain the same level of data density.
Distance between data points becomes less meaningful as dimensions increase, making it harder to interpret relationships.
Increased computational complexity and storage requirements when working with high-...read more
Q32. What is regression
Regression is a statistical technique used to understand the relationship between variables and make predictions based on that relationship.
Regression helps in identifying the strength and direction of the relationship between variables.
It is used to predict the value of a dependent variable based on one or more independent variables.
Common types of regression include linear regression, logistic regression, and polynomial regression.
Example: Predicting sales based on advertis...read more
Q33. What is the difference between Bagging and boosting ?
Bagging and boosting are ensemble learning techniques used to improve the performance of machine learning models by combining multiple weak learners.
Bagging (Bootstrap Aggregating) involves training multiple models independently on different subsets of the training data and then combining their predictions through averaging or voting.
Boosting involves training multiple models sequentially, where each subsequent model corrects the errors made by the previous ones. Examples inc...read more
Q34. How will you pull data from a table, given a time interval?
Use SQL query with WHERE clause to pull data from a table based on a time interval.
Use SQL query with SELECT statement to specify the columns you want to retrieve.
Add a WHERE clause with the condition for the time interval, using appropriate date/time functions.
Example: SELECT * FROM table_name WHERE timestamp_column BETWEEN 'start_time' AND 'end_time';
Q35. How would you run a business on a state level to maximize your sales?
To maximize sales on a state level, focus on market research, targeted marketing strategies, strong customer service, and strategic partnerships.
Conduct market research to understand the local consumer behavior and preferences
Implement targeted marketing strategies based on the research findings
Provide excellent customer service to build loyalty and attract repeat business
Form strategic partnerships with local businesses or organizations to expand reach and customer base
Q36. Find top 3 horses from 25 horses set
To find the top 3 horses from a set of 25 horses, we can sort them based on their performance or rankings.
Sort the horses based on their performance or rankings
Select the top 3 horses from the sorted list
Consider factors like speed, endurance, and previous race results
Design an LRU cache to store and retrieve data based on least recently used policy.
Use a doubly linked list to keep track of the order of usage of the cache entries.
Maintain a hash map to quickly access the cache entries based on their keys.
When a new entry is accessed, move it to the front of the linked list to mark it as the most recently used.
If the cache is full, remove the least recently used entry from the end of the linked list.
Implement methods like get(key) and put(k...read more
Q38. 3 ants around a triangle problem
Three ants are at the corners of an equilateral triangle. Each ant randomly picks a direction and starts moving. What is the probability that they do not collide?
Calculate the probability of each ant moving in a direction that does not lead to a collision.
Consider the possible outcomes for each ant and calculate the total number of favorable outcomes.
Divide the number of favorable outcomes by the total number of possible outcomes to find the probability of no collision.
Q39. How AMEX is different from Visa/Master card?
AMEX offers charge cards while Visa/Mastercard offer credit cards. AMEX has higher fees but better rewards.
AMEX is a charge card, requiring full payment each month, while Visa/Mastercard offer credit cards with the option to carry a balance.
AMEX typically has higher annual fees compared to Visa/Mastercard.
AMEX is known for its premium rewards and benefits, catering to a more affluent customer base.
Visa/Mastercard are accepted at more locations worldwide compared to AMEX.
Q40. What fo you understand by credit card company
A credit card company is a financial institution that issues credit cards to consumers for making purchases and borrowing money.
Credit card companies issue credit cards to consumers for making purchases and borrowing money
They charge interest on outstanding balances and fees for late payments
They provide customer service for cardholders and handle disputes and fraud claims
Examples include Visa, Mastercard, American Express, and Discover
Q41. Explain oop concepts class, encapsulation etc
OOP concepts include class, encapsulation, inheritance, and polymorphism.
Class is a blueprint for creating objects with shared properties and methods.
Encapsulation is the practice of hiding implementation details and exposing only necessary information.
Inheritance allows a class to inherit properties and methods from a parent class.
Polymorphism allows objects to take on multiple forms or behaviors depending on the context.
Example: A class 'Car' can have properties like 'make'...read more
Q42. Estimate the number of credit cards in India?
The number of credit cards in India can be estimated based on population, income levels, banking penetration, and consumer spending habits.
Estimate based on population size and percentage of population with access to banking services
Consider income levels and consumer spending habits to gauge demand for credit cards
Look at the number of active credit card users in India and extrapolate to estimate total number of credit cards
Take into account the growth rate of credit card us...read more
Q43. What are KRA'S?
KRA's are Key Result Areas, which are specific areas of focus that define an individual's or organization's goals and objectives.
KRA's are used to measure and evaluate performance.
They help in setting clear expectations and priorities.
KRA's are typically aligned with the overall goals and objectives of the organization.
Examples of KRA's for a Complaint Analyst could be: reducing customer complaints by a certain percentage, improving complaint resolution time, increasing custo...read more
Q44. Technology is good or bad?
Technology is neither inherently good nor bad, but its impact depends on how it is used.
Technology has revolutionized communication, making it easier and faster.
It has improved efficiency and productivity in various industries.
Technology has enabled advancements in healthcare, leading to better treatments and diagnostics.
However, technology can also be misused, leading to privacy concerns and cybercrimes.
It can contribute to social isolation and addiction.
The ethical implicat...read more
Q45. What does Analyst do?
Analysts gather, interpret, and present data to help organizations make informed decisions.
Analyze data to identify trends and patterns
Create reports and presentations to communicate findings
Provide recommendations based on data analysis
Use tools like Excel, SQL, and Tableau for data analysis
Work closely with stakeholders to understand business needs
Q46. Explain Singleton design pattern.
Singleton design pattern restricts the instantiation of a class to one object.
Ensures only one instance of a class exists in the system
Provides a global point of access to that instance
Used when only one instance of a class is required throughout the system
Example: Database connection manager, Logger class
Q47. How AMEX makes money?
American Express makes money primarily through fees charged to merchants and cardholders, as well as interest on outstanding balances.
AMEX charges merchants a fee for accepting their cards, known as interchange fees.
Cardholders pay annual fees, late fees, and interest on balances carried over from month to month.
AMEX also earns revenue from its travel services, insurance products, and investment services.
The company may also generate income from foreign exchange fees and part...read more
Q48. Life in IIT
Life in IIT is challenging yet rewarding.
Academic rigor is high with a focus on practical learning
Students are encouraged to participate in extracurricular activities
Hostel life is an integral part of the experience
Networking opportunities with alumni and industry professionals
Opportunities for research and innovation
Competitive environment fosters growth and development
More about working at American Express
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