Aditya Birla Finance Interview Questions, Process, and Tips

Q1. What do you know about Lap???
Ans. 
Lap stands for Loan Against Property. It is a type of secured loan where a borrower pledges their property as collateral.
• Lap is a type of secured loan

• The borrower pledges their property as collateral

• The loan amount is determined by the value of the property

• Lap can be used for various purposes such as business expansion, education, medical expenses, etc.

• Interest rates for Lap are generally lower than unsecured loans
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Q2. Which documents are required to process Lap loan.
Ans. 
Documents required for processing Lap loan
• Identity proof (Aadhaar card, PAN card, passport, etc.)

• Address proof (utility bills, rental agreement, etc.)

• Income proof (salary slips, bank statements, ITR, etc.)

• Property documents (sale deed, NOC from society, etc.)

• Loan application form

• Passport size photographs
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Q3. How are your sales performance in your previous company.
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Test your product knowledge skills test your calculations speed

Q1. Asking About Our Self
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Q2. Asking About banking Management filed
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Q1. Tell me about yourself.
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Q2. About job role and salary package
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Q1. HR was checking your academic and experience details.
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Q1. Basic about CIBIL, financial eligibility, financial ratios
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Q2. Bylaws of local mortgages, Equitable Mortgage and registered mortgages
Ans. 
Bylaws of local mortgages, Equitable Mortgage and registered mortgages
• Bylaws of local mortgages refer to the rules and regulations governing mortgages in a particular locality

• Equitable Mortgage is a type of mortgage where the borrower pledges the property as security without transferring the ownership

• Registered Mortgage is a type of mortgage where the mortgage is registered with the land registry office

• Bylaws may diffe
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