Aditya Birla Finance Interview Questions, Process, and Tips

Q1. Why do you wish to switch to individual role from a managerial role ? As an individual we are held responsible for our own performance. However, as a team leader we are responsible for the performance and...read more
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Q1. Why was there a break between two of your assignments?
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Q1. Simple interview just asked for basic details and previous work experience.
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Q2. 1. Tell me about your self 2. Work experience 3. Salary expectation,etc.
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Q1. What do you know about Lap???
Ans. 
Lap stands for Loan Against Property. It is a type of secured loan where a borrower pledges their property as collateral.
• Lap is a type of secured loan

• The borrower pledges their property as collateral

• The loan amount is determined by the value of the property

• Lap can be used for various purposes such as business expansion, education, medical expenses, etc.

• Interest rates for Lap are generally lower than unsecured loans
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Q2. Which documents are required to process Lap loan.
Ans. 
Documents required for processing Lap loan
• Identity proof (Aadhaar card, PAN card, passport, etc.)

• Address proof (utility bills, rental agreement, etc.)

• Income proof (salary slips, bank statements, ITR, etc.)

• Property documents (sale deed, NOC from society, etc.)

• Loan application form

• Passport size photographs
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Q3. How are your sales performance in your previous company.
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