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Aditya Birla Finance Credit Officer Interview Questions and Answers
Aditya Birla Finance Credit Officer Interview Experiences
1 interview found
Anonymous
I applied via campus placement at Institute of Insurance and Risk management, Hyderabad and was interviewed in Jan 2024. There were 2 interview rounds.
GD was about Role of technology in NBFC
(1 Question)
- Q1. Tell me about role ? How do you assess credit worthiness?
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Selected
I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.
(2 Questions)
- Q1. Technical related questions
- Q2. Product related questions
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(2 Questions)
- Q1. Work experience
- Q2. Qualification
(2 Questions)
- Q1. What is your education
- Q2. Qualification
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Selected
I applied via Company Website and was interviewed in May 2024. There was 1 interview round.
(2 Questions)
- Q1. Technical knowledge and job profile related
- Q2. As per process and work experience based
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(1 Question)
- Q1. What is group loans
- Ans.
Group loans are loans provided to a group of individuals who are jointly responsible for repayment.
Group loans are typically provided to a group of individuals who know each other and are willing to support each other in repayment.
Each member of the group is responsible for the repayment of the loan, and if one member defaults, the others are expected to cover the payment.
Group loans are commonly used in microfinance i...
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Credit Officer Interview Questions & Answers
Mahindra Rural Housing Finance
YOGESH KUMAR KUMAWAT
posted on 23 Sep 2022
I applied via Referral and was interviewed in Jun 2023. There were 2 interview rounds.
(1 Question)
- Q1. Self and profile
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- Greduated
I applied via Referral and was interviewed in Feb 2022. There were 3 interview rounds.
(2 Questions)
- Q1. Core question of financial work.
- Q2. Loan related norms like LTV FOIR
(1 Question)
- Q1. Same as was in technical.
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I applied via Referral and was interviewed before Nov 2021. There were 3 interview rounds.
Current affair on GDP growth and macroeconomics
(2 Questions)
- Q1. Ratio analysis DSCR, current ratios
- Q2. Why did I choose the company?
Interview Preparation Tips
- Financial Analysis
- Investment Banking
Selected
I applied via Naukri.com and was interviewed in Nov 2024. There was 1 interview round.
(2 Questions)
- Q1. Tell me about your self
- Q2. Credit officer role in secured and unsecured landing business
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Kavya Raj
Group discussion team convinced and confident
Daily same assignment business topic my team
(1 Question)
- Q1. Any technical issue in time resolved
- Ans.
Yes, I once encountered a technical issue with our credit scoring system but resolved it by updating the software.
Identified the issue with the credit scoring system
Consulted with IT department to troubleshoot the problem
Updated the software to fix the issue
Tested the system to ensure the problem was resolved
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Aditya Birla Finance Interviews By Designations
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Aditya Birla Finance Credit Officer Interview Process
based on 2 interviews
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Aditya Birla Finance Credit Officer Reviews and Ratings
based on 9 reviews
Rating in categories
|
Sales Manager
368
salaries
|  ₹3 L/yr - ₹9.1 L/yr |
|
Credit Manager
300
salaries
| ₹3.8 L/yr - ₹12.5 L/yr |
|
Relationship Manager
294
salaries
| ₹2.5 L/yr - ₹10 L/yr |
|
Area Sales Manager
148
salaries
| ₹6 L/yr - ₹17.8 L/yr |
|
Relationship Officer
116
salaries
| ₹2 L/yr - ₹4 L/yr |
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