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Aditya Birla Finance

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3.9

based on 971 Reviews

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Aditya Birla Finance Credit Officer Interview Questions and Answers

Updated 4 Feb 2024

Aditya Birla Finance Credit Officer Interview Experiences

1 interview found

Credit Officer Interview Questions & Answers

user image Anonymous

posted on 4 Feb 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via campus placement at Institute of Insurance and Risk management, Hyderabad and was interviewed in Jan 2024. There were 2 interview rounds.

Round 1 - Group Discussion 

GD was about Role of technology in NBFC

Round 2 - Technical 

(1 Question)

  • Q1. Tell me about role ? How do you assess credit worthiness?
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident

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Disappointing Interview Experience with D.E. Shaw
I recently interviewed with D.E. Shaw, and it turned out to be one of the most draining experiences I’ve had. The interviewer’s approach felt unnecessarily harsh and dismissive, which made the entire process uncomfortable. At multiple points, the interviewer asked me to drop off the call, even when I tried asking basic questions about the designation, job description, and other details. After the interview, I found myself sitting there for a few minutes, trying to process what just happened. It left me questioning the overall tone and professionalism of the interview. Definitely not the experience I was expecting from such a well-known firm.
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Interview questions from similar companies

Credit Officer Interview Questions & Answers

Muthoot Fincorp user image Anonymous

posted on 27 Nov 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical related questions
    • Add your answer
  • Q2. Product related questions
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent

Credit Officer Interview Questions & Answers

Tata Capital user image Anonymous

posted on 15 Jan 2025

Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Behavioral 

(2 Questions)

  • Q1. Work experience
    • Add your answer
  • Q2. Qualification
    • Add your answer
Round 2 - HR 

(2 Questions)

  • Q1. What is your education
    • Add your answer
  • Q2. Qualification
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - do not join this company

Credit Officer Interview Questions & Answers

Capri Global Capital user image Anonymous

posted on 14 Jun 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in May 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical knowledge and job profile related
    • Add your answer
  • Q2. As per process and work experience based
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Group discussion

Credit Officer Interview Questions & Answers

SMFG India Credit user image Anonymous

posted on 25 May 2024

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. What is group loans
  • Ans. 

    Group loans are loans provided to a group of individuals who are jointly responsible for repayment.

    • Group loans are typically provided to a group of individuals who know each other and are willing to support each other in repayment.

    • Each member of the group is responsible for the repayment of the loan, and if one member defaults, the others are expected to cover the payment.

    • Group loans are commonly used in microfinance i...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident

Credit Officer Interview Questions & Answers

Mahindra Rural Housing Finance user image YOGESH KUMAR KUMAWAT

posted on 23 Sep 2022

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-

I applied via Referral and was interviewed in Jun 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Self and profile
    • Add your answer

Interview Preparation Tips

Topics to prepare for Mahindra Rural Housing Finance Credit Officer interview:
  • Greduated
Interview preparation tips for other job seekers - Good company

Credit Officer Interview Questions & Answers

Aavas Financiers user image Anonymous

posted on 16 Aug 2022

I applied via Referral and was interviewed in Feb 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. Core question of financial work.
    • Add your answer
  • Q2. Loan related norms like LTV FOIR
    • Add your answer
Round 3 - HR 

(1 Question)

  • Q1. Same as was in technical.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - At least related qualifications, Basic knowledge of loan and banking, all other aspect of knowledge like tax, account, auditing etc.

Credit Officer Interview Questions & Answers

Poonawalla Fincorp user image Anonymous

posted on 9 Nov 2022

I applied via Referral and was interviewed before Nov 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - Group Discussion 

Current affair on GDP growth and macroeconomics

Round 3 - One-on-one 

(2 Questions)

  • Q1. Ratio analysis DSCR, current ratios
    • Add your answer
  • Q2. Why did I choose the company?
    • Add your answer

Interview Preparation Tips

Topics to prepare for Poonawalla Fincorp Credit Officer interview:
  • Financial Analysis
  • Investment Banking
Interview preparation tips for other job seekers - Stay calm and answer to the fact. Dont answer vaguely. Be to the point.

Credit Officer Interview Questions & Answers

Muthoot Fincorp user image Anonymous

posted on 20 Dec 2024

Interview experience
4
Good
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Nov 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Tell me about your self
    • Add your answer
  • Q2. Credit officer role in secured and unsecured landing business
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and be positive

Credit Officer Interview Questions & Answers

Tata Capital user image Kavya Raj

posted on 3 Oct 2023

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Group Discussion 

Group discussion team convinced and confident

Round 2 - Assignment 

Daily same assignment business topic my team

Round 3 - Technical 

(1 Question)

  • Q1. Any technical issue in time resolved
  • Ans. 

    Yes, I once encountered a technical issue with our credit scoring system but resolved it by updating the software.

    • Identified the issue with the credit scoring system

    • Consulted with IT department to troubleshoot the problem

    • Updated the software to fix the issue

    • Tested the system to ensure the problem was resolved

    • Answered by AI
    Add your answer
More about working at Aditya Birla Finance

Aditya Birla Finance Interview FAQs

How many rounds are there in Aditya Birla Finance Credit Officer interview?
Aditya Birla Finance interview process usually has 2 rounds. The most common rounds in the Aditya Birla Finance interview process are Group Discussion and Technical.
How to prepare for Aditya Birla Finance Credit Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Aditya Birla Finance. The most common topics and skills that interviewers at Aditya Birla Finance expect are mortgage, Banking, Credit Appraisal, Credit Policy and LI.

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Aditya Birla Finance Credit Officer Salary
based on 65 salaries
₹2.4 L/yr - ₹4.6 L/yr
At par with the average Credit Officer Salary in India
View more details

Aditya Birla Finance Credit Officer Reviews and Ratings

based on 8 reviews

4.2/5

Rating in categories

4.7

Skill development

4.0

Work-life balance

4.5

Salary

4.5

Job security

3.4

Company culture

4.0

Promotions

3.8

Work satisfaction

Explore 8 Reviews and Ratings
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