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Aditya Birla Finance

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Aditya Birla Finance Credit Officer Interview Questions and Answers

Updated 4 Feb 2024

Aditya Birla Finance Credit Officer Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Campus Placement and was interviewed in Jan 2024. There were 2 interview rounds.

Round 1 - Group Discussion 

GD was about Role of technology in NBFC

Round 2 - Technical 

(1 Question)

  • Q1. Tell me about role ? How do you assess credit worthiness?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident

Interview questions from similar companies

I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(5 Questions)

  • Q1. What is your family background?
  • Q2. Share details of your previous job.
  • Q3. Why are you looking for a change?
  • Q4. What are your strengths and weaknesses?
  • Q5. Tell me about yourself.
Round 3 - HR 

(1 Question)

  • Q1. What are your salary expectations?

Interview Preparation Tips

Interview preparation tips for other job seekers - Offer emotional support. One of the first thing that can do to help a job seeker is to emotional support

I applied via Referral and was interviewed before Apr 2019. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Basicly depend about ur previous experiece and ur education ur hobby and they seen ur confidence
  • Q2. What you know about credit
  • Ans. 

    Credit refers to the ability of a borrower to receive funds from a lender with the promise of repayment with interest.

    • Credit is a financial tool used by individuals and businesses to access funds they may not have immediately available.

    • Credit can come in many forms, such as loans, credit cards, and lines of credit.

    • Credit is typically granted based on the borrower's creditworthiness, which is determined by factors such ...

  • Answered by AI
  • Q3. How u handle a customer and what question u asked from customer to help credit approval

Interview Preparation Tips

Interview preparation tips for other job seekers - make ur confidence to high all of question put up related to credit and ur work and ur previous exp

I applied via Referral and was interviewed before May 2020. There were 4 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Mostly about product and financials
  • Q2. Market knowledge
  • Q3. Behavior and body language

Interview Preparation Tips

Interview preparation tips for other job seekers - need to have clear product and market knowledge especially about HCV segment strong financials knowledge and positive outlook, body language

I applied via Company Website and was interviewed before Jul 2020. There was 1 interview round.

Interview Preparation Tips

Interview preparation tips for other job seekers - Online interview Monday to Friday

I applied via Other and was interviewed before Jan 2021. There were 3 interview rounds.

Interview Questionnaire 

7 Questions

  • Q1. Working capital
  • Ans. To cater the need of current assets
  • Answered Anonymously
  • Q2. What is Leverage
  • Ans. 

    Leverage is the use of borrowed funds to increase potential returns on an investment.

    • Leverage involves borrowing money to invest in an asset with the hope of earning a higher return than the cost of borrowing.

    • It amplifies both gains and losses, so it can increase potential profits but also increase risk.

    • Examples of leverage include using a mortgage to buy a house or using margin to buy stocks.

    • Leverage is commonly used ...

  • Answered by AI
  • Q3. Strength of company to lift the obligation of company
  • Q4. Salary expectation
  • Q5. As per industry norms
  • Q6. Education background
  • Q7. I added my qualifications

Interview Preparation Tips

Interview preparation tips for other job seekers - Listen interview questions properly then answer
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Behavioral 

(2 Questions)

  • Q1. Work experience
  • Q2. Qualification
Round 2 - HR 

(2 Questions)

  • Q1. What is your education
  • Ans. 

    I have a Bachelor's degree in Finance and a Master's degree in Business Administration.

    • Bachelor's degree in Finance

    • Master's degree in Business Administration

  • Answered by AI
  • Q2. Qualification

Interview Preparation Tips

Interview preparation tips for other job seekers - do not join this company
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Group Discussion 

Group discussion team convinced and confident

Round 2 - Assignment 

Daily same assignment business topic my team

Round 3 - Technical 

(1 Question)

  • Q1. Any technical issue in time resolved
  • Ans. 

    Yes, I once encountered a technical issue with our credit scoring system but resolved it by updating the software.

    • Identified the issue with the credit scoring system

    • Consulted with IT department to troubleshoot the problem

    • Updated the software to fix the issue

    • Tested the system to ensure the problem was resolved

  • Answered by AI
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Oct 2023. There was 1 interview round.

Round 1 - Case Study 

Study well about Financial like ITR , Audit report,3CB,3CD, P&L , B/S,GST3B, CAM PREPARATION,Kyc related, Basic LAP,HL Policy, mortgage lending,CIBIL,crif

Interview Preparation Tips

Topics to prepare for Kotak Mahindra Bank Credit Officer interview:
  • Financial Accounting
Interview preparation tips for other job seekers - Above

I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Basic ratio question were asked and also they questioned about my personal life and what was my work in previous organisation.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be cool and calm and tell about your skills to them . Your employability depends upon your skill.
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Aditya Birla Finance Interview FAQs

How many rounds are there in Aditya Birla Finance Credit Officer interview?
Aditya Birla Finance interview process usually has 2 rounds. The most common rounds in the Aditya Birla Finance interview process are Group Discussion and Technical.
How to prepare for Aditya Birla Finance Credit Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Aditya Birla Finance. The most common topics and skills that interviewers at Aditya Birla Finance expect are mortgage, Banking, Credit Appraisal, Credit Policy and LI.

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Aditya Birla Finance Credit Officer Interview Process

based on 2 interviews

Interview experience

4
  
Good
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Aditya Birla Finance Credit Officer Salary
based on 69 salaries
₹2.4 L/yr - ₹4.6 L/yr
At par with the average Credit Officer Salary in India
View more details

Aditya Birla Finance Credit Officer Reviews and Ratings

based on 9 reviews

4.2/5

Rating in categories

4.5

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4.0

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4.5

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4.5

Job security

3.5

Company culture

4.0

Promotions

3.8

Work satisfaction

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