TCS Kolkata Mortgage Underwriter Salaries by 4 Employees (Updated 2025)

2 - 6 years exp.

₹2 Lakhs - ₹4 Lakhs

Salary of majority employees

36% less than the average Mortgage Underwriter Salary in IT Services & Consulting Companies for 2 - 6 years of experience

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Last Updated: 2 Feb 2025

Companies similar to TCS for Mortgage Underwriter in Kolkata

TCS Mortgage Underwriter Salary

2 - 6 years exp. (4 salaries)

₹2 L/yr - ₹4 L/yr

Company name	Avg Annual Salary	Open Jobs
Cognizant Mortgage Underwriter Salary 4 - 7 years exp. (5 salaries)	₹3.5 L/yr - ₹4.5 L/yr 13% more
Login to view exact salary
SitusAMC Mortgage Underwriter Salary 4 - 9 years exp. (5 salaries)	₹4.5 L/yr - ₹10.5 L/yr 114% more

Mortgage Underwriter salary at TCS ranges between ₹2 Lakhs to ₹4 Lakhs per year for employees with experience between 2 years to 6 years. Salary estimates are based on 4 latest salaries received from various employees of TCS.

Experience wise TCS Mortgage Underwriter salaries in Kolkata

Last Updated: 2 Feb 2025

Experience	Avg Annual Salary
2 years (AmbitionBox Estimate)	₹2 L/yr - ₹5.1 L/yr
3 years (AmbitionBox Estimate)	₹2.8 L/yr - ₹3.5 L/yr
Login to view exact salary
4 years (AmbitionBox Estimate)	₹3 L/yr - ₹3.8 L/yr
5 years (AmbitionBox Estimate)	₹3.1 L/yr - ₹4 L/yr
6 years (AmbitionBox Estimate)	₹1.5 L/yr - ₹4 L/yr

Similar Designation salaries in TCS

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(2.5k salaries)

₹1.2 L/yr - ₹6 L/yr

Team Lead Salary

(903 salaries)

₹2.25 L/yr - ₹8.69 L/yr

Business Analyst Salary

(691 salaries)

₹3.87 L/yr - ₹15 L/yr

Associate Analyst Salary

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₹1.3 L/yr - ₹7 L/yr

Management Trainee Salary

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Process Developer Salary

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₹2.4 L/yr - ₹5.3 L/yr

Finance Executive Salary

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₹2 L/yr - ₹4.2 L/yr

Top skills at TCS for Mortgage Underwriter

Medical Underwriting US Mortgage Mortgage Underwriting Loan Origination Post Closing Mortgage Servicing Credit Underwriting US Mortgage Underwriting Capacity Management Commercial Lending Credit Analysis Pre Underwriting Closing Venture Capital

Salary related reviews for TCS

1.0

Rated by 1 employees for salary & benefits

Associate Consultant in Mumbai

Full Time

Engineering - Software & QA Department

1.0

• posted on 06 Mar 2025

1.0

for Salary and Benefits

Likes

Nothing found yet

Dislikes

- variable pay is scam for c3a plus people - toxic environment depends on team member and client (no team work) - zero job security , they will hire you any time and fire you with no reason it's like my bat and my ball if you gave me out then I will take my bat and ball with me no body can play - no salary growth

Salary - Bad

+6 more

Associate Consultant in Hyderabad / Secunderabad

Full Time

Customer Success, Service & Operations Department

2.0

• posted on 19 Feb 2025

1.0

for Salary and Benefits

Likes

TCS is good for freshers and juniors. its running on brand name thats it.

Dislikes

compensation is pathetic. year on year raise in compensation is very horrible. huge variable pay and its not paid above c2 level associates.

Salary - Bad

+4 more

Associate Consultant in Kolkata

Full Time

Engineering - Software & QA Department

4.0

• posted on 14 Feb 2025

2.0

for Salary and Benefits

Likes

Worklife balance, Kolkata

Job security - Good

+2 more

Dislikes

... No Proper Grievance Forum – Employee concerns are not effectively addressed. 4. Poor Salary - lack value to the loyal employees. 5.

Salary - Poor

Senior Associate in Mumbai

Full Time

Shipping & Maritime Department

3.0

• posted on 18 Jan 2025

2.0

for Salary and Benefits

Likes

Best place to experience person, if you not want work in pressure than this company is your type.

Job security - Excellent

Dislikes

Salary growth is very low as compared other bpo company for freshers and experience employees politics they think that we are the only boss

Salary - Poor

+2 more

see more salary related reviews

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What people are saying about TCS

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a custom software engineering specialist

2w (edited)

Got Offer from TCS!

Hello, I got 32L CTC offer from TCS as an IAM associate consultant. Is it a good package considering I have 10.9 years of experience and in IAM 3.6 years? Rest of the experience is in dot net. Also, TCS is considering 10.2 experience only as some process on their side. Please share your thoughts on the offered package and the experience part. Thank you in advance.

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TCS Mortgage Underwriter Salary FAQs

What is the salary of Mortgage Underwriter at TCS in Kolkata?

The average salary of a Mortgage Underwriter at TCS in Kolkata typically ranges from ₹2.0 Lakhs to ₹4.0 Lakhs per year, depending on experience (from 2 years to 6 years).

The top 10% of Mortgage Underwriter in Kolkata at TCS earn more than ₹4.0 Lakhs per year, and the top 1% earn over ₹4.0 Lakhs per year. Mortgage Underwriter Salaries at TCS can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 4 TCS employees in India.

What is the estimated take home salary of a Mortgage Underwriter at TCS in Kolkata?

The estimated take-home salary of a Mortgage Underwriter at TCS in Kolkata typically ranges from ₹26,120 to ₹27,542 per month. This is based on the average salary range of ₹2.0 Lakhs to ₹4.0 Lakhs per year for employees with experience ranging from 2 years to 6 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 4 salaries received from various employees of TCS. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Mortgage Underwriter at TCS in Kolkata?

To be a Mortgage Underwriter at TCS in Kolkata, the key skills required include:

- Medical Underwriting
- US Mortgage
- Mortgage Underwriting
- Loan Origination
- Post Closing

These skills are highly valued at TCS and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than TCS for Mortgage Underwriter in India?

SitusAMC	₹4.5 Lakhs to ₹10.5 Lakhs per year
Cognizant	₹3.5 Lakhs to ₹4.5 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by TCS, depending on the role and experience level.

How the salary growth look like for a Mortgage Underwriter at TCS in Kolkata?

The salary growth for a Mortgage Underwriter at TCS in Kolkata depends on factors such as experience, performance, and promotions. On average, a Mortgage Underwriter in Kolkata can expect the following growth trajectory at TCS:

Experience	Average Salary Range
2 years	₹2.0 Lakhs to ₹5.1 Lakhs per year
3 years	₹2.8 Lakhs to ₹3.5 Lakhs per year
4 years	₹3.0 Lakhs to ₹3.8 Lakhs per year
5 years	₹3.1 Lakhs to ₹4.0 Lakhs per year

and so on.

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TCS Mortgage Underwriter Salaries in Kolkata

TCS Mortgage Underwriter salary in Kolkata ranges between ₹2 Lakhs to ₹4 Lakhs with an average annual salary of ₹. Salary estimates are based on 4 TCS latest salaries received from various employees of TCS.