TCS Credit Risk Associate Salaries by 4 Employees (Updated 2025)

3 - 5 years exp.

₹2.7 Lakhs - ₹3.8 Lakhs

Low Confidence

Salary of majority employees

82% less than the average Credit Risk Associate Salary in IT Services & Consulting Companies for 3 - 5 years of experience

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Salaries in different departments

BFSI, Investments & Trading Credit Risk Associate Salary 4 - 5 years exp. (AmbitionBox Estimate)	₹3.4 L/yr - ₹4.2 L/yr
Customer Success, Service & Operations Credit Risk Associate Salary 3 years exp. (AmbitionBox Estimate)	₹2.7 L/yr - ₹3.3 L/yr
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Risk Management & Compliance Credit Risk Associate Salary 3 years exp. (AmbitionBox Estimate)	₹2.4 L/yr - ₹2.9 L/yr

Last Updated: 12 Jan 2025

Companies similar to TCS for Credit Risk Associate

Company name	Avg Annual Salary	Open Jobs
JPMorgan Chase & Co. Credit Risk Associate Salary 2 - 9 years exp. (59 salaries)	₹14 L/yr - ₹36 L/yr 719% more	10 job openings
Morgan Stanley Credit Risk Associate Salary 3 - 6 years exp. (20 salaries)	₹14.3 L/yr - ₹22 L/yr 443% more
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KhataBook Credit Risk Associate Salary 0 - 4 years exp. (12 salaries)	₹4.5 L/yr - ₹7 L/yr 56% more
Deutsche Bank Credit Risk Associate Salary 4 - 7 years exp. (10 salaries)	₹14 L/yr - ₹26 L/yr 540% more
NatWest Group Credit Risk Associate Salary 3 - 7 years exp. (7 salaries)	₹15.7 L/yr - ₹22 L/yr 446% more

Credit Risk Associate salary at TCS ranges between ₹2.7 Lakhs to ₹3.8 Lakhs per year for employees with experience between 3 years to 5 years. Salary estimates are based on 4 latest salaries received from various employees of TCS.

Experience wise TCS Credit Risk Associate salaries

Last Updated: 12 Jan 2025

Experience	Avg Annual Salary
3 years (AmbitionBox Estimate)	₹2.5 L/yr - ₹3.2 L/yr
4 years (AmbitionBox Estimate)	₹3.4 L/yr - ₹4.4 L/yr
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5 years (AmbitionBox Estimate)	₹3.4 L/yr - ₹4.4 L/yr

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Top skills at TCS for Credit Risk Associate

IFRS SAS Credit Risk Stress Testing Credit Risk Analysis Basel

Salary related reviews for TCS

Senior Associate in Mumbai

Full Time

Shipping & Maritime Department

3.0

• posted on 18 Jan 2025

2.0

for Salary and Benefits

Likes

Best place to experience person, if you not want work in pressure than this company is your type.

Job security - Excellent

Dislikes

Salary growth is very low as compared other bpo company for freshers and experience employees politics they think that we are the only boss

Salary - Poor

+2 more

Business Analyst in Mumbai

Full Time

Procurement & Supply Chain Department

5.0

• posted on 14 Dec 2024

4.0

for Salary and Benefits

Likes

Work culture at TCS was pretty good for me a lot less stressful with all facilities available inside campus.

Salary - Good

+4 more

Dislikes

Growth is slow in terms of salary and learning. Sometimes you may excellent project opportunities for growth but chances of getting such projects is very low

Promotions - Poor

Analyst in Pune

Full Time

Data Science & Analytics Department

4.0

• posted on 27 Nov 2024

3.0

for Salary and Benefits

Likes

Work life balance, job security.

Skill development - Good

+3 more

Dislikes

Work culture (not all, but because of some senior managers who don't support our ambition), low salary that doesn't increase according to inflations, no bonuses, promotions that grows only in few percent which doesn't make a big difference.

Promotions - Poor

Business Analyst in Chennai

Full Time

Data Science & Analytics Department

3.0

• posted on 17 Nov 2024

2.0

for Salary and Benefits

Likes

...what ever you have learnt. In TCS everything depends on what project you are in. If you are in BPS tag its better to develop skills and salary hike for BPS is very less

Job security - Good

Dislikes

Before anyone reading this once again i have to mention everything depends on the project. 1. Work culture 2. Managers are toxic and they treat you badly 3. There is no use of having certain skills and not using it practically 4. They don't respect the skills set you are having 5. There is very less hike for BPS tag. 6. If you ever moved to bench, While attending project interview. Don't trust managers whatever they say and don't give approval to mail easily by trusting manager information. 7. HR works for the company and manager. Don't trust HR. To be specific TCS HRs are joke. 8. Most of the manager and leads are not actually trained just because they stay longer in same company and they get promoted. They don't really manage the team well

Salary - Poor

+4 more

Senior Associate in Mumbai

Full Time

Finance & Accounting Department

1.0

• posted on 08 Oct 2024

2.0

for Salary and Benefits

Likes

At the time of hr discussiing salary it was like she is giving money from her own pocket, very limited hike

Dislikes

10 hrs shift to be shown only 9 in timesheet, cafeteria smells very bad(powai) pantries are like small call centers are much better

Salary - Poor

+6 more

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What people are saying about TCS

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dkdhere

currently not working

You should be earning as below.

0 to 1 YOE - 3.5-7 LPA 2 YOE- 6-12 LPA 3 YOE- 9-18 LPA 4 YOE - 12-24 LPA 5 YOE- 15-30 LPA Your salary should be yoe*3 at the minimum. If not, then their is so much potential to be utilized for you to up your game. Their is no point in being loyal slaves. Be a Ramta jogi and earn good money.

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TCS Credit Risk Associate Salary FAQs

What is the salary of Credit Risk Associate at TCS?

Credit Risk Associate salary at TCS in India ranges between ₹2.7 Lakhs to ₹3.8 Lakhs for experience between 3 years to 5 years. According to our estimates it is 82% less than the average Credit Risk Associate Salary in India. Salary estimates are based on 4 latest salaries received from various employees of TCS India.

How does the salary of a Credit Risk Associate at TCS India compare with the average salary range for this job?

The average salary of a Credit Risk Associate at TCS is 82% less than the average salary of a Credit Risk Associate in India. To know exact salary insights, login to view.

What are the top skills required to work as a Credit Risk Associate at TCS?

IFRS, SAS, Credit Risk, Stress Testing and Credit Risk Analysis are some of the popular skills required to work as a Credit Risk Associate at TCS India.

Which similar companies are paying more than TCS to a Credit Risk Associate in India?

JPMorgan Chase & Co. Credit Risk Associate Salary - ₹14.0 Lakhs to ₹36.0 Lakhs per year
Deutsche Bank Credit Risk Associate Salary - ₹14.0 Lakhs to ₹26.0 Lakhs per year
NatWest Group Credit Risk Associate Salary - ₹15.7 Lakhs to ₹22.0 Lakhs per year
Morgan Stanley Credit Risk Associate Salary - ₹14.3 Lakhs to ₹22.0 Lakhs per year
KhataBook Credit Risk Associate Salary - ₹4.5 Lakhs to ₹7.0 Lakhs per year

What is the estimated take home salary of a Credit Risk Associate at TCS in India?

The estimated take-home salary of a Credit Risk Associate at TCS ranges between ₹24,008 per month to ₹25,462 per month in India. The take-home salary calculation is based on the average TCS Credit Risk Associate salary in India which ranges between ₹2.7 Lakhs to ₹3.8 Lakhs per year for employees with experience between 3 years to 5 years. Check how did we calculate take home salary?

What is the notice period for Credit Risk Associate at TCS?

According to AmbitionBox, 50% of the TCS Credit Risk Associates reported a notice period of 3 Months, 25% reported a notice period of 15 days or less and the remaining reported other notice period durations. This is based on 4 responses on AmbitionBox in last 2 years.

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TCS Credit Risk Associate Salaries

TCS Credit Risk Associate salary in India ranges between ₹2.7 Lakhs to ₹3.8 Lakhs with an average annual salary of ₹. Salary estimates are based on 4 TCS latest salaries received from various employees of TCS.