TCS Credit Risk Associate Salaries by 4 Employees (Updated 2025)

3 - 5 years exp.

₹2.7 Lakhs - ₹3.8 Lakhs

Low Confidence

Salary of majority employees

82% less than the average Credit Risk Associate Salary in IT Services & Consulting Companies for 3 - 5 years of experience

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Salaries in different departments

BFSI, Investments & Trading Credit Risk Associate Salary 4 - 5 years exp. (AmbitionBox Estimate)	₹3.4 L/yr - ₹4.2 L/yr
Customer Success, Service & Operations Credit Risk Associate Salary 3 years exp. (AmbitionBox Estimate)	₹2.7 L/yr - ₹3.3 L/yr
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Risk Management & Compliance Credit Risk Associate Salary 3 years exp. (AmbitionBox Estimate)	₹2.4 L/yr - ₹2.9 L/yr

Last Updated: 12 Jan 2025

Companies similar to TCS for Credit Risk Associate

Company name	Avg Annual Salary	Open Jobs
JPMorgan Chase & Co. Credit Risk Associate Salary 2 - 9 years exp. (62 salaries)	₹14 L/yr - ₹36 L/yr 725% more	7 job openings
Morgan Stanley Credit Risk Associate Salary 3 - 6 years exp. (20 salaries)	₹14.3 L/yr - ₹22 L/yr 442% more
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KhataBook Credit Risk Associate Salary 0 - 4 years exp. (12 salaries)	₹4.5 L/yr - ₹7 L/yr 55% more
Deutsche Bank Credit Risk Associate Salary 4 - 7 years exp. (10 salaries)	₹14 L/yr - ₹26 L/yr 540% more
UBS Credit Risk Associate Salary 0 - 2 years exp. (6 salaries)	₹9 L/yr - ₹15 L/yr 225% more

Credit Risk Associate salary at TCS ranges between ₹2.7 Lakhs to ₹3.8 Lakhs per year for employees with experience between 3 years to 5 years. Salary estimates are based on 4 latest salaries received from various employees of TCS.

Experience wise TCS Credit Risk Associate salaries

Last Updated: 12 Jan 2025

Experience	Avg Annual Salary
3 years (AmbitionBox Estimate)	₹2.5 L/yr - ₹3.2 L/yr
4 years (AmbitionBox Estimate)	₹3.4 L/yr - ₹4.4 L/yr
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5 years (AmbitionBox Estimate)	₹3.4 L/yr - ₹4.4 L/yr

Similar Designation salaries in TCS

Credit Risk Manager Salary

(5 salaries)

₹4.8 L/yr - ₹20.54 L/yr

Credit Processing Associate Salary

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Senior Associate Salary

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Credit Analyst Salary

(58 salaries)

₹2.1 L/yr - ₹6.25 L/yr

Credit Underwriter Salary

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₹2.65 L/yr - ₹5.91 L/yr

Credit Executive Salary

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₹2.5 L/yr - ₹6.45 L/yr

Credit Officer Salary

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₹3 L/yr - ₹7.5 L/yr

Credit Manager Salary

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₹2.5 L/yr - ₹8.75 L/yr

Risk Analyst Salary

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₹2 L/yr - ₹10.2 L/yr

Business Analyst Salary

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₹4 L/yr - ₹15.03 L/yr

Top skills at TCS for Credit Risk Associate

IFRS SAS Credit Risk Stress Testing Credit Risk Analysis Basel

Salary related reviews for TCS

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• posted on 18 Jan 2025

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Best place to experience person, if you not want work in pressure than this company is your type.

Job security - Excellent

Dislikes

Salary growth is very low as compared other bpo company for freshers and experience employees politics they think that we are the only boss

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Growth is slow in terms of salary and learning. Sometimes you may excellent project opportunities for growth but chances of getting such projects is very low

Promotions - Poor

Analyst in Pune

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4.0

• posted on 27 Nov 2024

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Likes

Work life balance, job security.

Skill development - Good

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Dislikes

Work culture (not all, but because of some senior managers who don't support our ambition), low salary that doesn't increase according to inflations, no bonuses, promotions that grows only in few percent which doesn't make a big difference.

Promotions - Poor

Business Analyst in Chennai

Full Time

Data Science & Analytics Department

3.0

• posted on 17 Nov 2024

2.0

for Salary and Benefits

Likes

...what ever you have learnt. In TCS everything depends on what project you are in. If you are in BPS tag its better to develop skills and salary hike for BPS is very less

Job security - Good

Dislikes

Before anyone reading this once again i have to mention everything depends on the project. 1. Work culture 2. Managers are toxic and they treat you badly 3. There is no use of having certain skills and not using it practically 4. They don't respect the skills set you are having 5. There is very less hike for BPS tag. 6. If you ever moved to bench, While attending project interview. Don't trust managers whatever they say and don't give approval to mail easily by trusting manager information. 7. HR works for the company and manager. Don't trust HR. To be specific TCS HRs are joke. 8. Most of the manager and leads are not actually trained just because they stay longer in same company and they get promoted. They don't really manage the team well

Salary - Poor

+4 more

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What people are saying about TCS

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Experience - 5.9 Tech - React.js CTC- 13LPA Current company - TCS Offer in the process - Nagarro (19LPA) My LWD is 24th May, but I told Nagarro I can be released in 30 days. Now, should I: 1. Be honest and say I can join on 25th May? 2. Commit to 25th April and request a DOJ extension later?(By telling them some emergency) Q1). If I choose option 1, is there a risk they won’t release the offer?(As I am being hired for a particular project, so will they go for some immediate candidates?) Q2). If I choose option 2, could they revoke the offer?(As the HR told changing the DOJ in released offer letter is not possible

Nagarro offer: Kindly Help me to decide

Option 1

Option 2

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TCS Credit Risk Associate Salary FAQs

What is the salary of Credit Risk Associate at TCS ?

The average salary of a Credit Risk Associate at TCS in India typically ranges from ₹2.7 Lakhs to ₹3.8 Lakhs per year, depending on experience (from 3 years to 5 years).

The top 10% of Credit Risk Associate at TCS earn more than ₹3.8 Lakhs per year, and the top 1% earn over ₹3.8 Lakhs per year. Credit Risk Associate Salaries at TCS can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 4 TCS employees in India.

What is the estimated take home salary of a Credit Risk Associate at TCS in India?

The estimated take-home salary of a Credit Risk Associate at TCS in India typically ranges from ₹24,008 to ₹25,462 per month. This is based on the average salary range of ₹2.7 Lakhs to ₹3.8 Lakhs per year for employees with experience ranging from 3 years to 5 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 4 salaries received from various employees of TCS. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Credit Risk Associate at TCS ?

To be a Credit Risk Associate at TCS in india, the key skills required include:

- IFRS
- SAS
- Credit Risk
- Stress Testing
- Credit Risk Analysis

These skills are highly valued at TCS and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than TCS for Credit Risk Associate in India?

JPMorgan Chase & Co.	₹14.0 Lakhs to ₹36.0 Lakhs per year
Deutsche Bank	₹14.0 Lakhs to ₹26.0 Lakhs per year
Morgan Stanley	₹14.3 Lakhs to ₹22.0 Lakhs per year
UBS	₹9.0 Lakhs to ₹15.0 Lakhs per year
KhataBook	₹4.5 Lakhs to ₹7.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by TCS, depending on the role and experience level.

How the salary growth look like for a Credit Risk Associate at TCS in India?

The salary growth for a Credit Risk Associate at TCS depends on factors such as experience, performance, and promotions. On average, a Credit Risk Associate can expect the following growth trajectory at TCS:

Experience	Average Salary Range
3 years	₹2.5 Lakhs to ₹3.2 Lakhs per year
4 years	₹3.4 Lakhs to ₹4.4 Lakhs per year
5 years	₹3.4 Lakhs to ₹4.4 Lakhs per year

and so on.

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TCS Credit Risk Associate Salaries

TCS Credit Risk Associate salary in India ranges between ₹2.7 Lakhs to ₹3.8 Lakhs with an average annual salary of ₹. Salary estimates are based on 4 TCS latest salaries received from various employees of TCS.