KhataBook Credit Risk Associate Salaries by 10+ Employees (Updated 2025)

0 - 4 years exp.

₹4.5 Lakhs - ₹7 Lakhs

Avg. annual salary

Monthly In-hand Salary

72% less than the average Credit Risk Associate Salary in FinTech Companies for 0 - 4 years of experience

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Salaries in different departments

Risk Management & Compliance Credit Risk Associate Salary 0 - 3 years exp. (6 salaries)	₹4.6 L/yr - ₹6.5 L/yr
Customer Success, Service & Operations Credit Risk Associate Salary 2 - 3 years exp. (3 salaries)	₹4.5 L/yr - ₹4.8 L/yr
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Finance & Accounting Credit Risk Associate Salary 2 - 4 years exp. (3 salaries)	₹4.6 L/yr - ₹7 L/yr

Last Updated: 22 Mar 2025

Companies similar to KhataBook for Credit Risk Associate

Company name	Avg Annual Salary	Open Jobs
Stripe Credit Risk Associate Salary 1 - 8 years exp. (6 salaries)	₹13 L/yr - ₹15 L/yr 179% more
Slice Credit Risk Associate Salary 2 - 4 years exp. (4 salaries)	₹3.5 L/yr - ₹4.6 L/yr 24% less
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JPMorgan Chase & Co. Credit Risk Associate Salary 2 - 9 years exp. (64 salaries)	₹14 L/yr - ₹36 L/yr 439% more	6 job openings
Morgan Stanley Credit Risk Associate Salary 3 - 6 years exp. (20 salaries)	₹14.3 L/yr - ₹22 L/yr 249% more
Deutsche Bank Credit Risk Associate Salary 4 - 7 years exp. (10 salaries)	₹14 L/yr - ₹26 L/yr 312% more

Credit Risk Associate salary at KhataBook ranges between ₹4.5 Lakhs to ₹7 Lakhs per year for employees with less than 1 year of experience to 4 years. Salary estimates are based on 12 latest salaries received from various employees of KhataBook.

Latest annual salaries shared by KhataBook Credit Risk Associate

2d ago

₹4.8 Lakhs

4 years exp.

1mo ago

₹5.2 Lakhs

3 years exp.

2mo ago

₹4.6 Lakhs

2 years exp.

2mo ago

₹5.8 Lakhs

3 years exp.

2mo ago

₹5.5 Lakhs

2 years exp.

5mo ago

3 years exp.

6mo ago

2 years exp.

8mo ago

3 years exp.

10mo ago

1 month exp.

1y ago

2 years exp.

Experience wise KhataBook Credit Risk Associate salaries

Last Updated: 22 Mar 2025

Experience	Avg Annual Salary
Fresher (AmbitionBox Estimate)	₹2 L/yr - ₹5.4 L/yr
1 year (AmbitionBox Estimate)	₹4.6 L/yr - ₹5.9 L/yr
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2 years (6 salaries)	₹4.5 L/yr - ₹7 L/yr
3 years (4 salaries)	₹4.5 L/yr - ₹5.8 L/yr
4 years (AmbitionBox Estimate)	₹4.8 L/yr - ₹9.4 L/yr

Similar Designation salaries in KhataBook

Senior Associate Salary

(4 salaries)

₹4.5 L/yr - ₹15 L/yr

Credit Analyst Salary

(3 salaries)

₹5.4 L/yr - ₹6.9 L/yr

Credit Underwriter Salary

(3 salaries)

₹4 L/yr - ₹5.5 L/yr

Credit Manager Salary

(AmbitionBox Estimate)

₹7.7 L/yr - ₹9.8 L/yr

Risk Analyst Salary

(AmbitionBox Estimate)

₹4.5 L/yr - ₹5.8 L/yr

Business Analyst Salary

(16 salaries)

₹6 L/yr - ₹14.89 L/yr

Senior Analyst Salary

(AmbitionBox Estimate)

₹28.8 L/yr - ₹36.8 L/yr

Analyst Salary

(AmbitionBox Estimate)

₹9.9 L/yr - ₹12.6 L/yr

Top skills at KhataBook for Credit Risk Associate

Leased Line ISBP

Salary related reviews for KhataBook

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Anonymous in Bangalore Rural

Full Time

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3.0

• posted on 01 Jul 2022

2.0

for Salary and Benefits

Likes

Liked the fact that it's innovative and designing an app for Indian SMEs - MSMEs. Ok, for freshers to join and build up their skillset during the initial stage.

Job security - Good

Dislikes

Ok, and one-time compensation but not satisfactory. Hierarchical communication is impacting work and this sometimes makes contributions gets unnoticed. Because mine definitely did. The appraisal is average but not something that makes a stand-out to drive in more potential. With everything going remote, no one from the top ever felt like asking what's the individual's future plan. "Where do you want to grow/see yourself in next 5 years?" or, "How is the work-life balance"? Yes, we do get plenty of good company benefits but the question is is it right to assume that everyone is happy? So I won't mind being 1 in the ~30% of the employees who are not satisfied with what's offered to them probably because I actually realized that my unique strength(s) were never actually valued here at KhataBook. Please note that this review is solely based only my personal experience. So it might differ from what is projected/experienced by others. Good for new joiners to learn and explore, however, one will come across a particular stage, where the growth is stagnant.

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Skill development - Poor

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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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KhataBook Credit Risk Associate Salary FAQs

What is the salary of Credit Risk Associate at KhataBook ?

The average salary of a Credit Risk Associate at KhataBook in India typically ranges from ₹4.5 Lakhs to ₹7.0 Lakhs per year, depending on experience (from Fresher to 4 years).

The top 10% of Credit Risk Associate at KhataBook earn more than ₹6.7 Lakhs per year, and the top 1% earn over ₹7.0 Lakhs per year. Credit Risk Associate Salaries at KhataBook can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 10+ KhataBook employees in India.

What is the estimated take home salary of a Credit Risk Associate at KhataBook in India?

The estimated take-home salary of a Credit Risk Associate at KhataBook in India typically ranges from ₹38,747 to ₹39,930 per month. This is based on the average salary range of ₹4.5 Lakhs to ₹7.0 Lakhs per year for employees with experience ranging from Fresher to 4 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 10+ salaries received from various employees of KhataBook. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Credit Risk Associate at KhataBook ?

To be a Credit Risk Associate at KhataBook in india, the key skills required include:

- Leased Line
- ISBP

These skills are highly valued at KhataBook and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than KhataBook for Credit Risk Associate in India?

JPMorgan Chase & Co.	₹14.0 Lakhs to ₹36.0 Lakhs per year
Deutsche Bank	₹14.0 Lakhs to ₹26.0 Lakhs per year
Morgan Stanley	₹14.3 Lakhs to ₹22.0 Lakhs per year
Stripe	₹13.0 Lakhs to ₹15.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by KhataBook, depending on the role and experience level.

What is the salary of a Credit Risk Associate in companies similar to KhataBook in India?

The salary of a Credit Risk Associate at companies similar to KhataBook in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Slice

₹3.5 Lakhs to ₹4.6 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Risk Associate at KhataBook in India?

The salary growth for a Credit Risk Associate at KhataBook depends on factors such as experience, performance, and promotions. On average, a Credit Risk Associate can expect the following growth trajectory at KhataBook:

Experience	Average Salary Range
Fresher	₹2.0 Lakhs to ₹5.4 Lakhs per year
1 year	₹4.6 Lakhs to ₹5.9 Lakhs per year
2 years	₹4.5 Lakhs to ₹7.0 Lakhs per year
3 years	₹4.5 Lakhs to ₹5.8 Lakhs per year

and so on.

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KhataBook Credit Risk Associate Salaries

KhataBook Credit Risk Associate salary in India ranges between ₹4.5 Lakhs to ₹7 Lakhs with an average annual salary of ₹. Salary estimates are based on 12 KhataBook latest salaries received from various employees of KhataBook.