Morgan Stanley Credit Risk Associate Salaries by 20+ Employees (Updated 2025)

3 - 6 years exp.

₹14.3 Lakhs - ₹22 Lakhs

Avg. annual salary

Fixed

₹

Lakhs

Variable

₹

Lakhs

Monthly In-hand Salary

At par with the average Credit Risk Associate Salary in Financial Services Companies for 3 - 6 years of experience

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Salaries in different departments

BFSI, Investments & Trading Credit Risk Associate Salary 3 - 6 years exp. (8 salaries)	₹15 L/yr - ₹22 L/yr
Risk Management & Compliance Credit Risk Associate Salary 3 - 6 years exp. (7 salaries)	₹14.3 L/yr - ₹22 L/yr
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Finance & Accounting Credit Risk Associate Salary 4 - 6 years exp. (AmbitionBox Estimate)	₹17.8 L/yr - ₹20 L/yr

Last Updated: 1 Mar 2025

Companies similar to Morgan Stanley for Credit Risk Associate

Company name	Avg Annual Salary	Open Jobs
JPMorgan Chase & Co. Credit Risk Associate Salary 2 - 9 years exp. (62 salaries)	₹14 L/yr - ₹36 L/yr 52% more	6 job openings
UBS Credit Risk Associate Salary 0 - 2 years exp. (6 salaries)	₹9 L/yr - ₹15 L/yr 40% less
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Wells Fargo Credit Risk Associate Salary 1 - 8 years exp. (6 salaries)	₹11.5 L/yr - ₹20 L/yr 25% less
BNY Credit Risk Associate Salary 3 - 8 years exp. (4 salaries)	₹8.5 L/yr - ₹10 L/yr 50% less
KhataBook Credit Risk Associate Salary 0 - 4 years exp. (12 salaries)	₹4.5 L/yr - ₹7 L/yr 71% less

Credit Risk Associate salary at Morgan Stanley ranges between ₹14.3 Lakhs to ₹22 Lakhs per year for employees with experience between 3 years to 6 years. Salary estimates are based on 20 latest salaries received from various employees of Morgan Stanley.

Latest annual salaries shared by Morgan Stanley Credit Risk Associate

3d ago

₹22 Lakhs

5 years exp.

2w ago

₹22 Lakhs

6 years exp.

3w ago

₹16 Lakhs

3 years exp.

2mo ago

₹15 Lakhs

4 years exp.

2mo ago

₹20.6 Lakhs

5 years exp.

5mo ago

4 years exp.

6mo ago

3 years exp.

7mo ago

5 years exp.

8mo ago

3 years exp.

9mo ago

3 years exp.

Experience wise Morgan Stanley Credit Risk Associate salaries

Last Updated: 1 Mar 2025

Experience	Avg Annual Salary
3 years (7 salaries)	₹14.3 L/yr - ₹21 L/yr
4 years (6 salaries)	₹15 L/yr - ₹20.6 L/yr
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5 years (4 salaries)	₹15 L/yr - ₹22 L/yr
6 years (3 salaries)	₹7.5 L/yr - ₹22 L/yr

Similar Designation salaries in Morgan Stanley

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(AmbitionBox Estimate)

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Credit Analyst Salary

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Credit Manager Salary

(AmbitionBox Estimate)

₹10.8 L/yr - ₹13.8 L/yr

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Analyst Salary

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Assistant Vice President Salary

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Top skills at Morgan Stanley for Credit Risk Associate

Risk Management CRM Investment Banking Financial Services Data Management SQL Risk Management Monitoring Financial Services SQL Change Management Risk Analytics Wealth Management Market Data Due Diligence

Salary related reviews for Morgan Stanley

Rated by 1 employees for salary & benefits

Senior Associate in Mumbai

Full Time

Other Department

3.0

• posted on 19 Sep 2024

4.0

for Salary and Benefits

Likes

1.Great to join if you are early in your career. 2. Salary & Increments are fine.

Salary - Good

+3 more

Dislikes

They follow a very rigid hierarchy structure. Seniors make opinions based on the views from their 1 downs. You can have all the valid points in the world but no one will take your opinion if you are a junior. 2. Too much importance is given if something is said by an onshore personal. Valid points are not a consideration then.

Senior Associate in Mumbai

Full Time

Finance & Accounting Department

3.0

• posted on 17 Mar 2023

5.0

for Salary and Benefits

Likes

Yhey give you good package if you are onroll, but if you are on contract then don't expect much.

Salary - Excellent

Dislikes

If you are in probation, the HR does not listen to your side if your probation is extended. In my case & colleague, our probation was extended from 3 months to 6 months, after that instead of confirming probation they gave us reason that performance is not satisfactory even working hard & extending shifts. We were asked yo leave the firm, & HR does not have any role in it. They do not take part in it, once decision is made by manager. They don't put you in any other process, but simply ask to leave. Me & my colleague we both joined with a time difference of 2 weeks & both of us were not confirmed & asked to leave. Work culture is not good. Feedback & training was not give properly. Just a organisation for its name but policy are worst.

Skill development - Bad

+4 more

Assistant Vice President in Mumbai

Full Time

BFSI, Investments & Trading Department

2.0

• posted on 09 Dec 2022

3.0

for Salary and Benefits

Likes

High exposure to onshore team. Decent bonus payout. US MNC culture so beyond a point professionalism is adhered.

Job security - Excellent

Dislikes

Highly incompetent VPs and Top management. Wrong hires across top management. No visibility for team expansion. High disregard to women when it comes to maternity or otherwise. But large emphasis on diversity, highly contradictory.

Skill development - Bad

+4 more

Senior Associate in Bangalore / Bengaluru

Full Time

Finance & Accounting Department

4.0

• posted on 29 Jun 2022

3.0

for Salary and Benefits

Likes

In accounting, where I work, there has never been a day when there was no learning. Everyone is quite helpful with your curious questions. Professional environment mostly. People are composed and quite civil no matter what the situation (Mostly).

Skill development - Excellent

Dislikes

...an soon become a habit if you don't fight it. There is no overtime paid as well. Lastly, Year-end compensation is not satisfactory.

Work-life balance - Poor

Analyst in Mumbai

Full Time

Finance & Accounting Department

5.0

• posted on 05 Jun 2022

3.0

for Salary and Benefits

Likes

Good work life balance and MS culture promotes diversity and inclusion of people from all walks of life.

Skill development - Excellent

+4 more

Dislikes

Better compensation and other benefits can help retain maximum employees and improve productivity

see more salary related reviews

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What people are saying about Morgan Stanley

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wolflone

works at

JPMorgan Chase & Co.

Advise Needed - Staying vs leaving

I have an offer from Morgan Stanley since I wasn’t happy with my career trajectory in my current organisation - JPMC. After tendering my resignation, the management reached out to me trying to convince why leave JPM you’ve spent a lot of time here. Take a move internally etc. Now I’m selected and they are matching the offer I had from MS. What should be the best course of action for me? JPM is offering me a product role but under the same manager - I don’t wish to be under him. MS offers me a role in product operation and the team is expected to grow. What do I choose?

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Morgan Stanley Credit Risk Associate Salary FAQs

What is the salary of Credit Risk Associate at Morgan Stanley ?

The average salary of a Credit Risk Associate at Morgan Stanley in India typically ranges from ₹14.3 Lakhs to ₹22.0 Lakhs per year, depending on experience (from 3 years to 6 years).

The top 10% of Credit Risk Associate at Morgan Stanley earn more than ₹21.5 Lakhs per year, and the top 1% earn over ₹22.0 Lakhs per year. Credit Risk Associate Salaries at Morgan Stanley can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 20+ Morgan Stanley employees in India.

What is the estimated take home salary of a Credit Risk Associate at Morgan Stanley in India?

The estimated take-home salary of a Credit Risk Associate at Morgan Stanley in India typically ranges from ₹1,20,829 to ₹1,24,224 per month. This is based on the average salary range of ₹14.3 Lakhs to ₹22.0 Lakhs per year for employees with experience ranging from 3 years to 6 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 20+ salaries received from various employees of Morgan Stanley. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Credit Risk Associate at Morgan Stanley ?

To be a Credit Risk Associate at Morgan Stanley in india, the key skills required include:

- Risk Management
- CRM
- Investment Banking
- Financial Services
- Data Management

These skills are highly valued at Morgan Stanley and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than Morgan Stanley for Credit Risk Associate in India?

JPMorgan Chase & Co.

₹14.0 Lakhs to ₹36.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Morgan Stanley, depending on the role and experience level.

What is the salary of a Credit Risk Associate in companies similar to Morgan Stanley in India?

The salary of a Credit Risk Associate at companies similar to Morgan Stanley in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Wells Fargo	₹11.5 Lakhs to ₹20.0 Lakhs per year
UBS	₹9.0 Lakhs to ₹15.0 Lakhs per year
BNY	₹8.5 Lakhs to ₹10.0 Lakhs per year
KhataBook	₹4.5 Lakhs to ₹7.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Risk Associate at Morgan Stanley in India?

The salary growth for a Credit Risk Associate at Morgan Stanley depends on factors such as experience, performance, and promotions. On average, a Credit Risk Associate can expect the following growth trajectory at Morgan Stanley:

Experience	Average Salary Range
3 years	₹14.3 Lakhs to ₹21.0 Lakhs per year
4 years	₹15.0 Lakhs to ₹20.6 Lakhs per year
5 years	₹15.0 Lakhs to ₹22.0 Lakhs per year
6 years	₹7.5 Lakhs to ₹22.0 Lakhs per year

and so on.

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Morgan Stanley Credit Risk Associate Salaries

Morgan Stanley Credit Risk Associate salary in India ranges between ₹14.3 Lakhs to ₹22 Lakhs with an average annual salary of ₹. Salary estimates are based on 20 Morgan Stanley latest salaries received from various employees of Morgan Stanley.