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TCS Credit Analyst salaries in India (Updated 2025)

Annual salary range
1 - 8 years exp.
₹2.1 Lakhs - ₹6.3 Lakhs
Salary of majority employees
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62% less than the average Credit Analyst Salary in IT Services & Consulting Companies for 1 - 8 years of experience

Interested in this particular role? 1 job opening

Salaries in different departments

Finance & Accounting
Credit Analyst Salary
1 - 8 years exp. (23 salaries)
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₹2.2 L/yr - ₹5.5 L/yr

BFSI, Investments & Trading
Credit Analyst Salary
1 - 6 years exp. (12 salaries)
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₹2.3 L/yr - ₹6.3 L/yr

Customer Success, Service & Operations
Credit Analyst Salary
1 - 2 years exp. (4 salaries)
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₹2.3 L/yr - ₹3.5 L/yr

IT & Information Security
Credit Analyst Salary
2 - 3 years exp. (AmbitionBox Estimate)
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₹2.2 L/yr - ₹3.5 L/yr

Marketing & Communication
Credit Analyst Salary
2 - 6 years exp. (AmbitionBox Estimate)
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₹2.5 L/yr - ₹4 L/yr

Last Updated: 10 Mar 2025

Companies similar to TCS for Credit Analyst

Company name Avg Annual Salary Open Jobs
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Genpact Credit Analyst Salary

0 - 7 years exp. (138 salaries)

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₹1.9 L/yr - ₹9.1 L/yr

arrow icon 50% more
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Accenture Credit Analyst Salary

1 - 10 years exp. (132 salaries)

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₹1.8 L/yr - ₹10 L/yr

arrow icon 53% more
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Wipro Credit Analyst Salary

0 - 8 years exp. (22 salaries)

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₹2 L/yr - ₹7.3 L/yr

arrow icon 10% more
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IBM Credit Analyst Salary

1 - 3 years exp. (16 salaries)

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₹2.3 L/yr - ₹4.3 L/yr

arrow icon 7% less
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₹8.4 L/yr - ₹31.6 L/yr

arrow icon 472% more
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Tech Mahindra Credit Analyst Salary

1 - 14 years exp. (8 salaries)

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₹3.4 L/yr - ₹7 L/yr

arrow icon 36% more
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HCLTech Credit Analyst Salary

1 - 5 years exp. (6 salaries)

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₹1.6 L/yr - ₹7 L/yr

arrow icon 25% more
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Cognizant Credit Analyst Salary

1 - 9 years exp. (5 salaries)

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₹2 L/yr - ₹3.2 L/yr

arrow icon 15% less
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NTT Data Credit Analyst Salary

4 - 12 years exp. (5 salaries)

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₹5 L/yr - ₹11.5 L/yr

arrow icon 124% more
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Capgemini Credit Analyst Salary

2 - 14 years exp. (5 salaries)

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₹3 L/yr - ₹8.7 L/yr

arrow icon 78% more
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Infosys Credit Analyst Salary

1 - 8 years exp. (4 salaries)

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₹2.1 L/yr - ₹5.2 L/yr

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DXC Technology Credit Analyst Salary

2 - 6 years exp. (3 salaries)

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₹2.5 L/yr - ₹5.8 L/yr

arrow icon 13% more
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Tata Group Credit Analyst Salary

2 - 5 years exp. (3 salaries)

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₹3.3 L/yr - ₹4.3 L/yr

arrow icon 8% more
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NTT DATA, Inc. Credit Analyst Salary

4 - 11 years exp. (3 salaries)

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₹5 L/yr - ₹5.8 L/yr

arrow icon 63% more
Credit Analyst salary at TCS ranges between ₹2.1 Lakhs to ₹6.3 Lakhs per year for employees with experience between 1 year to 8 years. Salary estimates are based on 58 latest salaries received from various employees of TCS.

Latest annual salaries shared by TCS Credit Analyst

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Experience wise TCS Credit Analyst salaries

Last Updated: 10 Mar 2025

Experience Avg Annual Salary
1 year  (5 salaries)

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₹2.2 L/yr - ₹2.5 L/yr
2 years  (15 salaries)

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₹2.1 L/yr - ₹4 L/yr
3 years  (17 salaries)

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₹2.3 L/yr - ₹3.5 L/yr
4 years  (5 salaries)

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₹2.6 L/yr - ₹6 L/yr
5 years  (4 salaries)

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₹1.4 L/yr - ₹4.5 L/yr
View all

Similar Designation salaries in TCS

Senior Analyst Salary
(2.1k salaries)
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₹1.85 L/yr - ₹10.93 L/yr
Credit Manager Salary
(5 salaries)
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₹2.5 L/yr - ₹8.75 L/yr
Analyst Salary
(6.8k salaries)
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₹2 L/yr - ₹9.7 L/yr
Research Analyst Salary
(110 salaries)
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₹1.45 L/yr - ₹8 L/yr
Associate Analyst Salary
(199 salaries)
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₹1.3 L/yr - ₹8.62 L/yr
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₹4 L/yr - ₹15 L/yr
Financial Analyst Salary
(1.7k salaries)
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₹1 L/yr - ₹6.66 L/yr
Team Lead Salary
(8.1k salaries)
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₹4 L/yr - ₹14.99 L/yr
Deputy Manager Salary
(66 salaries)
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₹5.91 L/yr - ₹24.9 L/yr
Accountant Salary
(217 salaries)
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₹1.05 L/yr - ₹7.93 L/yr

Top skills at TCS for Credit Analyst

Credit Analysis Credit Appraisal Cash Flow Analysis Corporate Credit Credit Underwriting Credit Rating Credit Management

Salary related reviews for TCS

3.6

Rated by 9 employees for salary & benefits

Full Time

 · 

Engineering - Software & QA Department

1.0
  •  posted on 06 Mar 2025

1.0
 for  Salary and Benefits

Likes

Nothing found yet

Dislikes

- variable pay is scam for c3a plus people - toxic environment depends on team member and client (no team work) - zero job security , they will hire you any time and fire you with no reason it's like my bat and my ball if you gave me out then I will take my bat and ball with me no body can play - no salary growth

read more
  • Salary - Bad
  • +6 more

Full Time

 · 

Customer Success, Service & Operations Department

2.0
  •  posted on 19 Feb 2025

1.0
 for  Salary and Benefits

Likes

TCS is good for freshers and juniors. its running on brand name thats it.

Dislikes

compensation is pathetic. year on year raise in compensation is very horrible. huge variable pay and its not paid above c2 level associates.

read more
  • Salary - Bad
  • +4 more

Full Time

 · 

Engineering - Software & QA Department

4.0
  •  posted on 14 Feb 2025

2.0
 for  Salary and Benefits

Likes

Worklife balance, Kolkata

  • Job security - Good
  • +2 more

Dislikes

... No Proper Grievance Forum – Employee concerns are not effectively addressed. 4. Poor Salary - lack value to the loyal employees. 5.

read more
  • Salary - Poor

Full Time

 · 

Shipping & Maritime Department

3.0
  •  posted on 18 Jan 2025

2.0
 for  Salary and Benefits

Likes

Best place to experience person, if you not want work in pressure than this company is your type.

  • Job security - Excellent

Dislikes

Salary growth is very low as compared other bpo company for freshers and experience employees politics they think that we are the only boss

read more
  • Salary - Poor
  • +2 more
see more salary related reviews

Discover interview dos and don'ts from real experiences

TCS Credit Analyst Salary FAQs

What is the salary of Credit Analyst at TCS ?
The average salary of a Credit Analyst at TCS in India typically ranges from ₹2.1 Lakhs to ₹6.3 Lakhs per year, depending on experience (from 1 year to 8 years).

The top 10% of Credit Analyst at TCS earn more than ₹4.7 Lakhs per year, and the top 1% earn over ₹6.2 Lakhs per year. Credit Analyst Salaries at TCS can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 50+ TCS employees in India.
What is the estimated take home salary of a Credit Analyst at TCS in India?
The estimated take-home salary of a Credit Analyst at TCS in India typically ranges from ₹24,153 to ₹25,605 per month. This is based on the average salary range of ₹2.1 Lakhs to ₹6.3 Lakhs per year for employees with experience ranging from 1 year to 8 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 50+ salaries received from various employees of TCS. Check how we calculate in-hand salary with our in-hand salary calculator.
What are the key skills required to be a Credit Analyst at TCS ?
To be a Credit Analyst at TCS in india, the key skills required include:

  • - Credit Analysis
  • - Credit Appraisal
  • - Cash Flow Analysis
  • - Corporate Credit
  • - Credit Underwriting

These skills are highly valued at TCS and are crucial for successful performance in a Software Engineering role.
Which companies offer higher salaries than TCS for Credit Analyst in India?
Societe Generale Global Solution Centre ₹8.4 Lakhs to ₹31.6 Lakhs per year
NTT Data ₹5.0 Lakhs to ₹11.5 Lakhs per year
Capgemini ₹3.0 Lakhs to ₹8.7 Lakhs per year
NTT DATA, Inc. ₹5.0 Lakhs to ₹5.8 Lakhs per year
Accenture ₹1.8 Lakhs to ₹10.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by TCS, depending on the role and experience level.
What is the salary of a Credit Analyst in companies similar to TCS in India?
The salary of a Credit Analyst at companies similar to TCS in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Genpact ₹1.9 Lakhs to ₹9.1 Lakhs per year
Tech Mahindra ₹3.4 Lakhs to ₹7.0 Lakhs per year
HCLTech ₹1.6 Lakhs to ₹7.0 Lakhs per year
Infosys ₹2.1 Lakhs to ₹5.2 Lakhs per year
DXC Technology ₹2.5 Lakhs to ₹5.8 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.
How the salary growth look like for a Credit Analyst at TCS in India?
The salary growth for a Credit Analyst at TCS depends on factors such as experience, performance, and promotions. On average, a Credit Analyst can expect the following growth trajectory at TCS:

Experience Average Salary Range
1 year ₹2.2 Lakhs to ₹2.5 Lakhs per year
2 years ₹2.1 Lakhs to ₹4.0 Lakhs per year
3 years ₹2.3 Lakhs to ₹3.5 Lakhs per year
4 years ₹2.6 Lakhs to ₹6.0 Lakhs per year
and so on.

Tell us how to improve this page.

TCS Credit Analyst salary in India ranges between ₹2.1 Lakhs to ₹6.3 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 58 TCS latest salaries received from various employees of TCS.