TCS Credit Analyst Salaries by 50+ Employees (Updated 2025)

1 - 7 years exp.

₹2.1 Lakhs - ₹6.3 Lakhs

Salary of majority employees

64% less than the average Credit Analyst Salary in IT Services & Consulting Companies for 1 - 7 years of experience

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Salaries in different departments

Finance & Accounting Credit Analyst Salary 1 - 7 years exp. (20 salaries)	₹2.2 L/yr - ₹4.8 L/yr
BFSI, Investments & Trading Credit Analyst Salary 1 - 6 years exp. (11 salaries)	₹2.3 L/yr - ₹6.3 L/yr
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Customer Success, Service & Operations Credit Analyst Salary 1 - 2 years exp. (4 salaries)	₹2.3 L/yr - ₹3.5 L/yr
IT & Information Security Credit Analyst Salary 2 - 3 years exp. (AmbitionBox Estimate)	₹2.1 L/yr - ₹3.5 L/yr
Marketing & Communication Credit Analyst Salary 2 - 6 years exp. (AmbitionBox Estimate)	₹2.1 L/yr - ₹4 L/yr

Last Updated: 9 Jan 2025

Companies similar to TCS for Credit Analyst

Company name	Avg Annual Salary	Open Jobs
Infosys Credit Analyst Salary 1 - 8 years exp. (4 salaries)	₹2.1 L/yr - ₹5.2 L/yr 28% more
Wipro Credit Analyst Salary 0 - 8 years exp. (22 salaries)	₹2 L/yr - ₹7.3 L/yr 18% more
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HCLTech Credit Analyst Salary 1 - 5 years exp. (6 salaries)	₹1.6 L/yr - ₹7 L/yr 33% more
Tech Mahindra Credit Analyst Salary 1 - 14 years exp. (8 salaries)	₹3.4 L/yr - ₹7 L/yr 46% more
Genpact Credit Analyst Salary 0 - 7 years exp. (135 salaries)	₹1.9 L/yr - ₹9.1 L/yr 55% more
Accenture Credit Analyst Salary 1 - 10 years exp. (135 salaries)	₹1.8 L/yr - ₹10 L/yr 66% more
IBM Credit Analyst Salary 1 - 3 years exp. (16 salaries)	₹2.3 L/yr - ₹4.3 L/yr 3% more
Societe Generale Global Solution Centre Credit Analyst Salary 0 - 14 years exp. (14 salaries)	₹8.4 L/yr - ₹31.6 L/yr 512% more
Cognizant Credit Analyst Salary 1 - 9 years exp. (5 salaries)	₹2 L/yr - ₹3.2 L/yr 9% less
NTT Data Credit Analyst Salary 4 - 12 years exp. (5 salaries)	₹5 L/yr - ₹11.5 L/yr 140% more
Capgemini Credit Analyst Salary 2 - 14 years exp. (5 salaries)	₹3 L/yr - ₹8.7 L/yr 91% more
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DXC Technology Credit Analyst Salary 2 - 6 years exp. (3 salaries)	₹2.5 L/yr - ₹5.8 L/yr 20% more
Tata Group Credit Analyst Salary 2 - 5 years exp. (3 salaries)	₹3.3 L/yr - ₹4.3 L/yr 15% more

Credit Analyst salary at TCS ranges between ₹2.1 Lakhs to ₹6.3 Lakhs per year for employees with experience between 1 year to 7 years. Salary estimates are based on 54 latest salaries received from various employees of TCS.

Experience wise TCS Credit Analyst salaries

Last Updated: 9 Jan 2025

Experience	Avg Annual Salary
1 year (5 salaries)	₹0.8 L/yr - ₹2.5 L/yr
2 years (15 salaries)	₹2.1 L/yr - ₹4 L/yr
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3 years (17 salaries)	₹2.3 L/yr - ₹3.5 L/yr
4 years (3 salaries)	₹1.2 L/yr - ₹4.5 L/yr
5 years (4 salaries)	₹1.4 L/yr - ₹4.5 L/yr
6 years (7 salaries)	₹3.3 L/yr - ₹6.3 L/yr
7 years (3 salaries)	₹4.2 L/yr - ₹4.8 L/yr

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Similar Designation salaries in TCS

Senior Analyst Salary

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Credit Manager Salary

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Analyst Salary

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₹2 L/yr - ₹9.5 L/yr

Research Analyst Salary

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Associate Analyst Salary

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Business Analyst Salary

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₹4 L/yr - ₹15 L/yr

Financial Analyst Salary

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Team Lead Salary

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Deputy Manager Salary

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Accountant Salary

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₹1.05 L/yr - ₹7.9 L/yr

Top skills at TCS for Credit Analyst

Credit Analysis Credit Appraisal Cash Flow Analysis Corporate Credit Credit Underwriting Credit Rating Credit Management

Salary related reviews for TCS

4.9

Rated by 8 employees for salary & benefits

Associate Consultant in Hyderabad / Secunderabad

Full Time

Customer Success, Service & Operations Department

2.0

• posted on 19 Feb 2025

1.0

for Salary and Benefits

Likes

TCS is good for freshers and juniors. its running on brand name thats it.

Dislikes

compensation is pathetic. year on year raise in compensation is very horrible. huge variable pay and its not paid above c2 level associates.

Salary - Bad

+4 more

Associate Consultant in Kolkata

Full Time

Engineering - Software & QA Department

4.0

• posted on 14 Feb 2025

2.0

for Salary and Benefits

Likes

Worklife balance, Kolkata

Job security - Good

+2 more

Dislikes

... No Proper Grievance Forum – Employee concerns are not effectively addressed. 4. Poor Salary - lack value to the loyal employees. 5.

Salary - Poor

Senior Associate in Mumbai

Full Time

Shipping & Maritime Department

3.0

• posted on 18 Jan 2025

2.0

for Salary and Benefits

Likes

Best place to experience person, if you not want work in pressure than this company is your type.

Job security - Excellent

Dislikes

Salary growth is very low as compared other bpo company for freshers and experience employees politics they think that we are the only boss

Salary - Poor

+2 more

Senior Process Associate in Kolkata

Full Time

BFSI, Investments & Trading Department

4.0

• posted on 12 Jan 2025

3.0

for Salary and Benefits

Likes

I likes about the TCS is good work culture, low work pressure, work-life balance, lots of opportunities to learn and the most job security.

Skill development - Good

+4 more

Dislikes

It feels good working at TCS. The work culture is good, with low work pressure and lots to learn but the salary increament as per the seniority and role is low. If the salary is justified as per the seniority or designation, I would never left TCS.

see more salary related reviews

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What people are saying about TCS

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a technical specialist

How soon should I say I'm not joining the org.

I have offer from 3 orgs 1. Deloitte 2. Thoughtworks 3. TCS Decided to join Deloitte on March 05, which is the DoJ of other two as well. I wanted to know when is the right time to inform tcs and thoughtworks that I'm not joining their orgs, and what's the best reason to give? I wanted to have a backup offer if in worst case deloittes offer messes up.

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TCS Credit Analyst Salary FAQs

What is the salary of Credit Analyst at TCS?

Credit Analyst salary at TCS in India ranges between ₹2.1 Lakhs to ₹6.3 Lakhs for experience between 1 years to 7 years. According to our estimates it is 64% less than the average Credit Analyst Salary in India. Salary estimates are based on 54 latest salaries received from various employees of TCS India.

How does the salary of a Credit Analyst at TCS India compare with the average salary range for this job?

The average salary of a Credit Analyst at TCS is 64% less than the average salary of a Credit Analyst in India. To know exact salary insights, login to view.

What are the top skills required to work as a Credit Analyst at TCS?

Credit Analysis, Credit Appraisal, Cash Flow Analysis, Corporate Credit and Credit Underwriting are some of the popular skills required to work as a Credit Analyst at TCS India.

Which similar companies are paying more than TCS to a Credit Analyst in India?

Societe Generale Global Solution Centre Credit Analyst Salary - ₹8.4 Lakhs to ₹31.6 Lakhs per year
NTT Data Credit Analyst Salary - ₹5.0 Lakhs to ₹11.5 Lakhs per year
Capgemini Credit Analyst Salary - ₹3.0 Lakhs to ₹8.7 Lakhs per year
Accenture Credit Analyst Salary - ₹1.8 Lakhs to ₹10.0 Lakhs per year
Genpact Credit Analyst Salary - ₹1.9 Lakhs to ₹9.1 Lakhs per year

What is the salary of a Credit Analyst in companies similar to TCS in India?

Tech Mahindra Credit Analyst Salary - ₹3.4 Lakhs to ₹7.0 Lakhs per year
HCLTech Credit Analyst Salary - ₹1.6 Lakhs to ₹7.0 Lakhs per year
Infosys Credit Analyst Salary - ₹2.1 Lakhs to ₹5.2 Lakhs per year
DXC Technology Credit Analyst Salary - ₹2.5 Lakhs to ₹5.8 Lakhs per year
Wipro Credit Analyst Salary - ₹2.0 Lakhs to ₹7.3 Lakhs per year

What is the estimated take home salary of a Credit Analyst at TCS in India?

The estimated take-home salary of a Credit Analyst at TCS ranges between ₹22,407 per month to ₹23,885 per month in India. The take-home salary calculation is based on the average TCS Credit Analyst salary in India which ranges between ₹2.1 Lakhs to ₹6.3 Lakhs per year for employees with experience between 1 years to 7 years. Check how did we calculate take home salary?

What is the notice period for Credit Analyst at TCS?

According to AmbitionBox, 52% of the TCS Credit Analysts reported a notice period of 3 Months, 25% reported a notice period of 15 days or less and the remaining reported other notice period durations. This is based on 31 responses on AmbitionBox in last 2 years.

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TCS Credit Analyst Salaries

TCS Credit Analyst salary in India ranges between ₹2.1 Lakhs to ₹6.3 Lakhs with an average annual salary of ₹. Salary estimates are based on 54 TCS latest salaries received from various employees of TCS.