HCLTech Credit Analyst Salaries by 6 Employees

1 - 5 years exp.

₹1.6 Lakh - ₹7 Lakhs

Low Confidence

Salary of majority employees

53% less than the average Credit Analyst Salary in IT Services & Consulting Companies for 1 - 5 years of experience

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Salaries in different departments

BFSI, Investments & Trading Credit Analyst Salary 1 - 3 years exp. (AmbitionBox Estimate)	₹1.6 L/yr - ₹4.3 L/yr
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Customer Success, Service & Operations Credit Analyst Salary 3 years exp. (AmbitionBox Estimate)	₹3.9 L/yr - ₹4.8 L/yr

Last Updated: 1 Apr 2024

Companies similar to HCLTech for Credit Analyst

Company name	Avg Annual Salary	Open Jobs
TCS Credit Analyst Salary 1 - 8 years exp. (58 salaries)	₹2.1 L/yr - ₹6.3 L/yr 20% less	1 job opening
Infosys Credit Analyst Salary 1 - 8 years exp. (4 salaries)	₹2.1 L/yr - ₹5.2 L/yr 4% less
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Wipro Credit Analyst Salary 0 - 8 years exp. (22 salaries)	₹2 L/yr - ₹7.3 L/yr 11% less
Tech Mahindra Credit Analyst Salary 1 - 14 years exp. (8 salaries)	₹3.4 L/yr - ₹7 L/yr 9% more
Cognizant Credit Analyst Salary 1 - 9 years exp. (5 salaries)	₹2 L/yr - ₹3.2 L/yr 32% less
Accenture Credit Analyst Salary 1 - 10 years exp. (134 salaries)	₹1.8 L/yr - ₹10 L/yr 24% more
Capgemini Credit Analyst Salary 2 - 14 years exp. (5 salaries)	₹3 L/yr - ₹8.7 L/yr 43% more
Genpact Credit Analyst Salary 0 - 7 years exp. (136 salaries)	₹1.9 L/yr - ₹9.6 L/yr 16% more
IBM Credit Analyst Salary 1 - 4 years exp. (16 salaries)	₹2.3 L/yr - ₹4.3 L/yr 25% less
NTT Data Credit Analyst Salary 4 - 13 years exp. (5 salaries)	₹5 L/yr - ₹11.5 L/yr 80% more
Coforge Credit Analyst Salary 0 - 4 years exp. (4 salaries)	₹2.4 L/yr - ₹4.7 L/yr 22% less
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DXC Technology Credit Analyst Salary 2 - 6 years exp. (3 salaries)	₹2.5 L/yr - ₹5.8 L/yr 10% less
Tata Group Credit Analyst Salary 2 - 5 years exp. (3 salaries)	₹3.3 L/yr - ₹4.3 L/yr 14% less

Credit Analyst salary at HCLTech ranges between ₹1.6 Lakh to ₹7 Lakhs per year for employees with experience between 1 year to 5 years. Salary estimates are based on 6 latest salaries received from various employees of HCLTech.

Experience wise HCLTech Credit Analyst salaries

Last Updated: 1 Apr 2024

Experience	Avg Annual Salary
1 year (AmbitionBox Estimate)	₹4.3 L/yr - ₹8.4 L/yr
2 years (AmbitionBox Estimate)	₹4 L/yr - ₹5.1 L/yr
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3 years (4 salaries)	₹1.6 L/yr - ₹7 L/yr
4 years (AmbitionBox Estimate)	₹3.5 L/yr - ₹4.5 L/yr
5 years (AmbitionBox Estimate)	₹1.5 L/yr - ₹3.8 L/yr

Similar Designation salaries in HCLTech

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Credit Manager Salary

(AmbitionBox Estimate)

₹8.1 L/yr - ₹10.4 L/yr

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(14.6k salaries)

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Research Analyst Salary

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Financial Analyst Salary

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Team Lead Salary

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₹10.09 L/yr - ₹24 L/yr

Deputy Manager Salary

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₹1.5 L/yr - ₹8.5 L/yr

Salary related reviews for HCLTech

3.0

Rated by 1 employees for salary & benefits

Senior Analyst in Chennai

Full Time

IT & Information Security Department

2.0

• posted on 28 Jan 2025

1.0

for Salary and Benefits

Likes

Nothing

Dislikes

...s company and Note : ( you don't have an allowance for US projects Night shift). You don't get your "Variable pay" Every three months, they create new policies without any information. One of these policies seems like a way to steal your salary under the name of EPB adjustment Monthly For example, it starts with 500Rs and may increase based on your salary range. The HR and US project manager are the worst Both are well-trained to fool the employees. I can write more about this kind of issue, But I don't have time. please check with other comments and employees

Salary - Bad

+6 more

Associate Consultant in Noida

Full Time

Engineering - Software & QA Department

1.0

• posted on 28 Jan 2025

1.0

for Salary and Benefits

Likes

Being a big brand in IT industry, it's not a good company for long term. No promotions, No appraisals, very less opportunities for onsite which are reserved for non desr

Dislikes

No promotions,, no appraisals, variable pay deductions, onsite opportunity for selected people only, no allowances, policies are not employee friendly.

Salary - Bad

+5 more

Senior Analyst in Nagpur

Full Time

Customer Success, Service & Operations Department

1.0

• posted on 25 Jan 2025

1.0

for Salary and Benefits

Likes

Worklife balance is good also have opportunities to develop the new skills.

Skill development - Good

+2 more

Dislikes

There is no specific criteria for promotion and salary hike for laterals is not satisfied. Some time they won't give hike. They won't provide valid reason also. Very disappointed in terms of salary hike and promotions.

Salary - Bad

+1 more

Senior Analyst in Noida

Full Time

Engineering - Hardware & Networks Department

3.0

• posted on 15 Jan 2025

1.0

for Salary and Benefits

Likes

Food available everytime in cafeteria. Outside view is good .

Skill development - Good

+2 more

Dislikes

Perks and benefits are not good and deduction in salary on the basis of performance which is not good by compony . Every employee wants more and more hikes and who do not perform well for money . Who wants deduction but compony policy is to deduct from variables on the basis of performance .washrooms and breakout area are not hygienic .

Salary - Bad

+1 more

Senior Analyst in Bangalore / Bengaluru

Full Time

IT & Information Security Department

3.0

• posted on 15 Jan 2025

3.0

for Salary and Benefits

Likes

Biased managements

Dislikes

I have been working here from 2.5 years and there was no hike from past 2 years last month received hike even that is not justified. No Proper clarification for anything, Their Unified ticket tool is also not worth their team is not responding properly. They are just closing the tickets without clarifications.

Promotions - Bad

+1 more

see more salary related reviews

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What people are saying about HCLTech

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goodtoknow293

1w (edited)

currently not working

Hcl Tech EPB ( engagement or employee performance bonus) deduction issue.

Hi friends, I am sharing an important information with you. I have recently joined HCL tech. Last December, 2024 my first quarterly appraisal was done. I got near about 7+ out of 10. As of now everything was okay. But this month i.e March,2025 I got only 30% of my EPB component. I then connected with my HR and Manager and RM also but no response. Everyone said, I will check it etc etc....then I talked to one of my colleagues and got to know that if the rating is below 8.5 then 20 to 30% of the EPB component will be credited. Wow 😂...really shocked. Every one in HCL has this issue or concern. So guys if you are a new joiner, be cautious about your quarter or annual rating. Do not accept less than 8.5 or else it will be hugely impacted to your salary slip. Also 7.15 out of 10 is around 70%+...but how they were calculated 30%.. don't know...really bad policy implementation...I am now deciding to leave it now...

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HCLTech Credit Analyst Salary FAQs

What is the salary of Credit Analyst at HCLTech ?

The average salary of a Credit Analyst at HCLTech in India typically ranges from ₹1.6 Lakhs to ₹7.0 Lakhs per year, depending on experience (from 1 year to 5 years).

The top 10% of Credit Analyst at HCLTech earn more than ₹6.7 Lakhs per year, and the top 1% earn over ₹7.0 Lakhs per year. Credit Analyst Salaries at HCLTech can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 6 HCLTech employees in India.

What is the estimated take home salary of a Credit Analyst at HCLTech in India?

The estimated take-home salary of a Credit Analyst at HCLTech in India typically ranges from ₹30,750 to ₹32,053 per month. This is based on the average salary range of ₹1.6 Lakhs to ₹7.0 Lakhs per year for employees with experience ranging from 1 year to 5 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 6 salaries received from various employees of HCLTech. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than HCLTech for Credit Analyst in India?

NTT Data	₹5.0 Lakhs to ₹11.5 Lakhs per year
Capgemini	₹3.0 Lakhs to ₹8.7 Lakhs per year
Accenture	₹1.8 Lakhs to ₹10.0 Lakhs per year
Genpact	₹1.9 Lakhs to ₹9.6 Lakhs per year
Tech Mahindra	₹3.4 Lakhs to ₹7.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by HCLTech, depending on the role and experience level.

What is the salary of a Credit Analyst in companies similar to HCLTech in India?

The salary of a Credit Analyst at companies similar to HCLTech in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Infosys	₹2.1 Lakhs to ₹5.2 Lakhs per year
DXC Technology	₹2.5 Lakhs to ₹5.8 Lakhs per year
Wipro	₹2.0 Lakhs to ₹7.3 Lakhs per year
Tata Group	₹3.3 Lakhs to ₹4.3 Lakhs per year
TCS	₹2.1 Lakhs to ₹6.3 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Analyst at HCLTech in India?

The salary growth for a Credit Analyst at HCLTech depends on factors such as experience, performance, and promotions. On average, a Credit Analyst can expect the following growth trajectory at HCLTech:

Experience	Average Salary Range
1 year	₹4.3 Lakhs to ₹8.4 Lakhs per year
2 years	₹4.0 Lakhs to ₹5.1 Lakhs per year
3 years	₹1.6 Lakhs to ₹7.0 Lakhs per year
4 years	₹3.5 Lakhs to ₹4.5 Lakhs per year

and so on.

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HCLTech Credit Analyst Salaries

HCLTech Credit Analyst salary in India ranges between ₹1.6 Lakh to ₹7 Lakhs with an average annual salary of ₹. Salary estimates are based on 6 HCLTech latest salaries received from various employees of HCLTech.