Nivara Home Finance Bangalore / Bengaluru Credit Officer Salaries by 5 Employees (Updated 2025)

1 - 2 years exp.

₹2.4 Lakhs - ₹3 Lakhs

Avg. annual salary

Monthly In-hand Salary

35% less than the average Credit Officer Salary in Financial Services Companies for 1 - 2 years of experience

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Salaries in different departments

Finance & Accounting Credit Officer Salary 1 - 2 years exp. (4 salaries)	₹2.4 L/yr - ₹3 L/yr
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Customer Success, Service & Operations Credit Officer Salary 2 years exp. (AmbitionBox Estimate)	₹2.7 L/yr - ₹3 L/yr

Last Updated: 9 Feb 2025

Companies similar to Nivara Home Finance for Credit Officer in Bangalore / Bengaluru

Nivara Home Finance Credit Officer Salary

1 - 2 years exp. (5 salaries)

₹2.4 L/yr - ₹3 L/yr

Company name	Avg Annual Salary	Open Jobs
Ujjivan Small Finance Bank Credit Officer Salary 0 - 9 years exp. (66 salaries)	₹2.2 L/yr - ₹6 L/yr 63% more
Equitas Small Finance Bank Credit Officer Salary 0 - 10 years exp. (50 salaries)	₹2.2 L/yr - ₹4.3 L/yr 34% more	19 job openings
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ANZ Banking Group Credit Officer Salary 1 - 8 years exp. (24 salaries)	₹4.9 L/yr - ₹11.1 L/yr 230% more
Cholamandalam Investment & Finance Credit Officer Salary 0 - 6 years exp. (23 salaries)	₹2 L/yr - ₹3.5 L/yr 6% more
Muthoot Fincorp Credit Officer Salary 0 - 5 years exp. (15 salaries)	₹2 L/yr - ₹3.5 L/yr 14% more

Credit Officer salary at Nivara Home Finance ranges between ₹2.4 Lakhs to ₹3 Lakhs per year for employees with experience between 1 year to 2 years. Salary estimates are based on 5 latest salaries received from various employees of Nivara Home Finance.

Experience wise Nivara Home Finance Credit Officer salaries in Bangalore / Bengaluru

Last Updated: 9 Feb 2025

Experience	Avg Annual Salary
1 year (3 salaries)	₹2.4 L/yr - ₹3 L/yr
Login to view exact salary
2 years (AmbitionBox Estimate)	₹2.4 L/yr - ₹3 L/yr

Similar Designation salaries in Nivara Home Finance

Branch Credit Manager Salary

(6 salaries)

₹3.2 L/yr - ₹6.25 L/yr

Sales Officer Salary

(6 salaries)

₹2 L/yr - ₹3 L/yr

Sales Manager Salary

(5 salaries)

₹3.1 L/yr - ₹4.35 L/yr

Area Credit Manager Salary

(4 salaries)

₹7.5 L/yr - ₹10.8 L/yr

Deputy Manager Salary

(3 salaries)

₹3.7 L/yr - ₹4.4 L/yr

Salary related reviews for Nivara Home Finance

3.2

Rated by 3 employees for salary & benefits

Sales Officer in Aurangabad

Full Time

Sales & Business Development Department

1.0

• posted on 02 Feb 2023

1.0

for Salary and Benefits

Likes

Very very Bad experience In my career Nivara Home finance limited company is Froud he is not take care of employees and not giving salary to offroll employees I hshs

Dislikes

Salary not giving to offroll employees My salary also not get

Salary - Bad

+6 more

Relationship Manager in Bangalore Rural

Other Department

1.0

• posted on 01 Dec 2020

1.0

for Salary and Benefits

Likes

...d .upto Feb not given single rupee for allowvance..for me came covid positive..on that not paid salary. And 0'/. Support from HR and higher authority..

Dislikes

HR rules ..they didn't understand emergency problems..in covid they r told me to Doo .. notice period..in emergency time.

Salary - Bad

+6 more

Sales Executive in Eluru

Full Time

Finance Department

1.0

• posted on 05 Dec 2022

1.0

for Salary and Benefits

Likes

Worst company and worst manager They playing with us , my salary stolen unfairly not correct this is even hr also worst she not listening what iam saying

Dislikes

More work Pressure Stolen my salary unfairly mainly that manager and hr s are worst i never seen this type of people bad behaviour they alwasy playing with middle class people waste manger 😡😡😡

Salary - Bad

+6 more

Sales Executive in Pimpri-Chinchwad

Full Time

Sales & Business Development Department

3.0

• posted on 10 Dec 2022

4.0

for Salary and Benefits

Likes

Good Incentives

Salary - Good

+2 more

Dislikes

Rate Of Interest is much higher than other finance companies, Cheque Handover Issue to costumer, Pimpri Branch Area Sales Manager is Devil his behavior with staff is very bad, nivara is not take a call on big ammount cases less than 20 lakh.

Promotions - Poor

+1 more

Sales Officer in Aurangabad

Full Time

Sales & Business Development Department

1.0

• posted on 02 Feb 2023

1.0

for Salary and Benefits

Likes

Very very bad experience in my career i am lost 4 month my life 3rd class company

Dislikes

The company only gives the scheme and nothing to the workers. The management is very bad. The seniors do not understand anything. They rob the customers. Don't take any loans.

Salary - Bad

+6 more

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My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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Nivara Home Finance Credit Officer Salary FAQs

What is the salary of Credit Officer at Nivara Home Finance in Bangalore / Bengaluru?

The average salary of a Credit Officer at Nivara Home Finance in Bangalore / Bengaluru typically ranges from ₹2.4 Lakhs to ₹3.0 Lakhs per year, depending on experience (from 1 year to 2 years).

The top 10% of Credit Officer in Bangalore / Bengaluru at Nivara Home Finance earn more than ₹3.0 Lakhs per year, and the top 1% earn over ₹3.0 Lakhs per year. Credit Officer Salaries at Nivara Home Finance can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 5 Nivara Home Finance employees in India.

What is the estimated take home salary of a Credit Officer at Nivara Home Finance in Bangalore / Bengaluru?

The estimated take-home salary of a Credit Officer at Nivara Home Finance in Bangalore / Bengaluru typically ranges from ₹18,698 to ₹20,381 per month. This is based on the average salary range of ₹2.4 Lakhs to ₹3.0 Lakhs per year for employees with experience ranging from 1 year to 2 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 5 salaries received from various employees of Nivara Home Finance. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than Nivara Home Finance for Credit Officer in India?

ANZ Banking Group	₹4.9 Lakhs to ₹11.1 Lakhs per year
Ujjivan Small Finance Bank	₹2.2 Lakhs to ₹6.0 Lakhs per year
Equitas Small Finance Bank	₹2.2 Lakhs to ₹4.3 Lakhs per year
Muthoot Fincorp	₹2.0 Lakhs to ₹3.5 Lakhs per year
Cholamandalam Investment & Finance	₹2.0 Lakhs to ₹3.5 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Nivara Home Finance, depending on the role and experience level.

How the salary growth look like for a Credit Officer at Nivara Home Finance in Bangalore / Bengaluru?

The salary growth for a Credit Officer at Nivara Home Finance in Bangalore / Bengaluru depends on factors such as experience, performance, and promotions. On average, a Credit Officer in Bangalore / Bengaluru can expect the following growth trajectory at Nivara Home Finance:

Experience	Average Salary Range
1 year	₹2.4 Lakhs to ₹3.0 Lakhs per year
2 years	₹2.4 Lakhs to ₹3.0 Lakhs per year

and so on.

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Nivara Home Finance Credit Officer Salaries in Bangalore / Bengaluru

Nivara Home Finance Credit Officer salary in Bangalore / Bengaluru ranges between ₹2.4 Lakhs to ₹3 Lakhs with an average annual salary of ₹. Salary estimates are based on 5 Nivara Home Finance latest salaries received from various employees of Nivara Home Finance.

Nivara Home Finance Credit Officer salaries in Bangalore / Bengaluru (Updated 2025)

Companies similar to Nivara Home Finance for Credit Officer in Bangalore / Bengaluru

Latest annual salaries shared by Nivara Home Finance Credit Officer in Bangalore / Bengaluru

Experience wise Nivara Home Finance Credit Officer salaries in Bangalore / Bengaluru

Similar Designation salaries in Nivara Home Finance

Salary related reviews for Nivara Home Finance

Sales Officer in Aurangabad

Relationship Manager in Bangalore Rural

Sales Executive in Eluru

Sales Executive in Pimpri-Chinchwad

Sales Officer in Aurangabad

Nivara Home Finance Credit Officer Salary FAQs

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