Cholamandalam Investment & Finance Bangalore / Bengaluru Credit Officer Salaries by 20+ Employees (Updated 2025)

0 - 6 years exp.

₹2 Lakhs - ₹3.5 Lakhs

Avg. annual salary

Monthly In-hand Salary

31% less than the average Credit Officer Salary in Financial Services Companies for 0 - 6 years of experience

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Salaries in different departments

Finance & Accounting Credit Officer Salary 0 - 6 years exp. (11 salaries)	₹2 L/yr - ₹3.5 L/yr
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BFSI, Investments & Trading Credit Officer Salary 2 - 6 years exp. (7 salaries)	₹2 L/yr - ₹3 L/yr

Last Updated: 12 Mar 2025

Companies similar to Cholamandalam Investment & Finance for Credit Officer in Bangalore / Bengaluru

Cholamandalam Investment & Finance Credit Officer Salary

0 - 6 years exp. (23 salaries)

₹2 L/yr - ₹3.5 L/yr

Company name	Avg Annual Salary	Open Jobs
HDFC Sales Credit Officer Salary 2 - 6 years exp. (7 salaries)	₹2.8 L/yr - ₹5.2 L/yr 45% more
Bajaj Finserv Credit Officer Salary 1 - 5 years exp. (4 salaries)	₹3 L/yr - ₹3.6 L/yr 20% more
Login to view exact salary
Citicorp Credit Officer Salary 2 - 8 years exp. (4 salaries)	₹6.3 L/yr - ₹20.1 L/yr 447% more
JPMorgan Chase & Co. Credit Officer Salary 1 - 6 years exp. (3 salaries)	₹20.4 L/yr - ₹24.9 L/yr 706% more	5 job openings
Ujjivan Small Finance Bank Credit Officer Salary 0 - 9 years exp. (66 salaries)	₹2.2 L/yr - ₹6 L/yr 54% more

Credit Officer salary at Cholamandalam Investment & Finance ranges between ₹2 Lakhs to ₹3.5 Lakhs per year for employees with less than 1 year of experience to 6 years. Salary estimates are based on 23 latest salaries received from various employees of Cholamandalam Investment & Finance.

Experience wise Cholamandalam Investment & Finance Credit Officer salaries in Bangalore / Bengaluru

Last Updated: 12 Mar 2025

Experience	Avg Annual Salary
Fresher (AmbitionBox Estimate)	₹2.3 L/yr - ₹3 L/yr
1 year (3 salaries)	₹2 L/yr - ₹4.7 L/yr
Login to view exact salary
2 years (6 salaries)	₹2.4 L/yr - ₹3.5 L/yr
3 years (5 salaries)	₹2 L/yr - ₹5 L/yr
4 years (4 salaries)	₹2 L/yr - ₹3 L/yr
5 years (AmbitionBox Estimate)	₹2.6 L/yr - ₹3.3 L/yr
6 years (AmbitionBox Estimate)	₹2.6 L/yr - ₹3.4 L/yr

View all

Similar Designation salaries in Cholamandalam Investment & Finance

Sales Officer Salary

(15 salaries)

₹1.7 L/yr - ₹4 L/yr

Credit Executive Salary

(11 salaries)

₹2.05 L/yr - ₹3.4 L/yr

Deputy Manager Salary

(7 salaries)

₹3 L/yr - ₹5.03 L/yr

Area Credit Manager Salary

(6 salaries)

₹11.5 L/yr - ₹15.6 L/yr

Credit Manager Salary

(3 salaries)

₹6.35 L/yr - ₹8 L/yr

Officer Salary

(3 salaries)

₹2.5 L/yr - ₹3.05 L/yr

Salary related reviews for Cholamandalam Investment & Finance

2.0

Rated by 3 employees for salary & benefits

Credit Officer in Bikaner

BFSI, Investments & Trading Department

4.0

• posted on 21 Apr 2021

4.0

for Salary and Benefits

Likes

Work environment is excellent. Good Culture. Seniors are very supportive. Appraisals and salary hike is very good, bonus part is only satisfactory not too much good.

Salary - Good

+5 more

Dislikes

Overall work culture is very good but there is some thing which I found not good that is there is no any platform for juniors to complaining about their co-workers and senior.

Credit Officer in Rajkot

BFSI, Investments & Trading Department

5.0

• posted on 21 Jul 2021

3.0

for Salary and Benefits

Likes

Credit Operations Department as a good leaning Platform, Good System, Co-Operative Department Staff

Skill development - Excellent

+3 more

Dislikes

Financial Growth is lower due to New Employees getting higher hike salary as comper Existing Experience Employee getting less salary

Relationship Manager in Ranchi

Full Time

Finance & Accounting Department

1.0

• posted on 01 Oct 2024

1.0

for Salary and Benefits

Likes

There is literally nothing to like about Cholamandalam Investment & Finance.

Dislikes

...They'll just force you everytime for no reason, company is full of backstabbers. Not even paid my Bonus Amount for this financial year, after mailing me the details with entire amount, they kept the money.

Salary - Bad

+6 more

Area Credit Manager in Barwani

Full Time

Finance & Accounting Department

4.0

• posted on 01 Sep 2024

5.0

for Salary and Benefits

Likes

Friendly nature with seniors and employes .Good salary benifits and incentive structure. Skill development and time to time learning module.

Salary - Excellent

+5 more

Dislikes

Office work timing not fixed. We have not sufficient time for family

Work-life balance - Poor

Credit Analyst in Jaipur

Full Time

BFSI, Investments & Trading Department

3.0

• posted on 15 Aug 2023

3.0

for Salary and Benefits

Likes

Good company as compare to other NBC Salary is not as level No work life balance You have to work for 24 hr Join office early at 9 am leave office after 8 pm After that they will call you at home to work from home after 8pm Very bad working culture specially if you are working in unsecured loan department that is CSEL DEPARTMENT

Dislikes

Please don't join in CSEL in cholamandalam investment and finance company

Skill development - Poor

+2 more

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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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Cholamandalam Investment & Finance Credit Officer Salary FAQs

What is the salary of Credit Officer at Cholamandalam Investment & Finance in Bangalore / Bengaluru?

The average salary of a Credit Officer at Cholamandalam Investment & Finance in Bangalore / Bengaluru typically ranges from ₹2.0 Lakhs to ₹3.5 Lakhs per year, depending on experience (from Fresher to 6 years).

The top 10% of Credit Officer in Bangalore / Bengaluru at Cholamandalam Investment & Finance earn more than ₹3.0 Lakhs per year, and the top 1% earn over ₹3.5 Lakhs per year. Credit Officer Salaries at Cholamandalam Investment & Finance can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 20+ Cholamandalam Investment & Finance employees in India.

What is the estimated take home salary of a Credit Officer at Cholamandalam Investment & Finance in Bangalore / Bengaluru?

The estimated take-home salary of a Credit Officer at Cholamandalam Investment & Finance in Bangalore / Bengaluru typically ranges from ₹20,002 to ₹21,665 per month. This is based on the average salary range of ₹2.0 Lakhs to ₹3.5 Lakhs per year for employees with experience ranging from Fresher to 6 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 20+ salaries received from various employees of Cholamandalam Investment & Finance. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than Cholamandalam Investment & Finance for Credit Officer in India?

JPMorgan Chase & Co.	₹20.4 Lakhs to ₹24.9 Lakhs per year
Citicorp	₹6.3 Lakhs to ₹20.1 Lakhs per year
Ujjivan Small Finance Bank	₹2.2 Lakhs to ₹6.0 Lakhs per year
HDFC Sales	₹2.8 Lakhs to ₹5.2 Lakhs per year
Bajaj Finserv	₹3.0 Lakhs to ₹3.6 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Cholamandalam Investment & Finance, depending on the role and experience level.

How the salary growth look like for a Credit Officer at Cholamandalam Investment & Finance in Bangalore / Bengaluru?

The salary growth for a Credit Officer at Cholamandalam Investment & Finance in Bangalore / Bengaluru depends on factors such as experience, performance, and promotions. On average, a Credit Officer in Bangalore / Bengaluru can expect the following growth trajectory at Cholamandalam Investment & Finance:

Experience	Average Salary Range
Fresher	₹2.3 Lakhs to ₹3.0 Lakhs per year
1 year	₹2.0 Lakhs to ₹4.7 Lakhs per year
2 years	₹2.4 Lakhs to ₹3.5 Lakhs per year
3 years	₹2.0 Lakhs to ₹5.0 Lakhs per year

and so on.

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Cholamandalam Investment & Finance Credit Officer Salaries in Bangalore / Bengaluru

Cholamandalam Investment & Finance Credit Officer salary in Bangalore / Bengaluru ranges between ₹2 Lakhs to ₹3.5 Lakhs with an average annual salary of ₹. Salary estimates are based on 23 Cholamandalam Investment & Finance latest salaries received from various employees of Cholamandalam Investment & Finance.

Cholamandalam Investment & Finance Credit Officer salaries in Bangalore / Bengaluru (Updated 2025)

Companies similar to Cholamandalam Investment & Finance for Credit Officer in Bangalore / Bengaluru

Latest annual salaries shared by Cholamandalam Investment & Finance Credit Officer in Bangalore / Bengaluru

Experience wise Cholamandalam Investment & Finance Credit Officer salaries in Bangalore / Bengaluru

Similar Designation salaries in Cholamandalam Investment & Finance

Salary related reviews for Cholamandalam Investment & Finance

Credit Officer in Bikaner

Credit Officer in Rajkot

Relationship Manager in Ranchi

Area Credit Manager in Barwani

Credit Analyst in Jaipur

Cholamandalam Investment & Finance Credit Officer Salary FAQs

Tell us how to improve this page.