HDFC Sales Kolkata Credit Officer Salaries by 4 Employees (Updated 2025)

4 - 9 years exp.

₹3 Lakhs - ₹4.1 Lakhs

Salary of majority employees

11% less than the average Credit Officer Salary in Financial Services Companies for 4 - 9 years of experience

Interested in this particular role?

Salaries in different departments

BFSI, Investments & Trading Credit Officer Salary 4 - 7 years exp. (AmbitionBox Estimate)	₹3 L/yr - ₹4 L/yr
Login to view exact salary
Finance & Accounting Credit Officer Salary 8 - 9 years exp. (AmbitionBox Estimate)	₹3.6 L/yr - ₹4.1 L/yr

Last Updated: 9 Jan 2025

Companies similar to HDFC Sales for Credit Officer in Kolkata

HDFC Sales Credit Officer Salary

4 - 9 years exp. (4 salaries)

₹3 L/yr - ₹4.1 L/yr

Company name	Avg Annual Salary	Open Jobs
Ujjivan Small Finance Bank Credit Officer Salary 0 - 9 years exp. (53 salaries)	₹2 L/yr - ₹5.2 L/yr 17% more
HDFC Bank Credit Officer Salary 1 - 8 years exp. (29 salaries)	₹1.6 L/yr - ₹2.9 L/yr 24% less
Login to view exact salary
HDB Financial Services Credit Officer Salary 1 - 7 years exp. (15 salaries)	₹1.2 L/yr - ₹3.8 L/yr 26% less
Axis Bank Credit Officer Salary 1 - 6 years exp. (9 salaries)	₹2 L/yr - ₹4.3 L/yr 10% more	1 job opening
Bank of Baroda Credit Officer Salary 5 - 7 years exp. (7 salaries)	₹10 L/yr - ₹14.3 L/yr 294% more

Credit Officer salary at HDFC Sales ranges between ₹3 Lakhs to ₹4.1 Lakhs per year for employees with experience between 4 years to 9 years. Salary estimates are based on 4 latest salaries received from various employees of HDFC Sales.

Experience wise HDFC Sales Credit Officer salaries in Kolkata

Last Updated: 9 Jan 2025

Experience	Avg Annual Salary
4 years (AmbitionBox Estimate)	₹3 L/yr - ₹6.2 L/yr
5 years (AmbitionBox Estimate)	₹3.2 L/yr - ₹4.1 L/yr
Login to view exact salary
6 years (AmbitionBox Estimate)	₹3.3 L/yr - ₹4.3 L/yr
7 years (AmbitionBox Estimate)	₹3 L/yr - ₹6.9 L/yr
8 years (AmbitionBox Estimate)	₹3.6 L/yr - ₹7.1 L/yr
9 years (AmbitionBox Estimate)	₹4.1 L/yr - ₹7.4 L/yr

View all

Similar Designation salaries in HDFC Sales

Home Loan Counsellor Salary

(6 salaries)

₹1.55 L/yr - ₹2.81 L/yr

Banking Executive Salary

(5 salaries)

₹1.4 L/yr - ₹2.62 L/yr

Senior Relationship Officer Salary

(4 salaries)

₹2.05 L/yr - ₹2.68 L/yr

Top skills at HDFC Sales for Credit Officer

Home Loans mortgage Credit Assessment Disbursement Credit Appraisal Credit Underwriting Sales ICWA Inter Ratio Analysis Personal Loans Credit Credit Risk Analysis Sanction auto Credit Analysis

Salary related reviews for HDFC Sales

3.0

Rated by 1 employees for salary & benefits

Relationship Manager in Agra

Full Time

BFSI, Investments & Trading Department

4.0

• posted on 25 Jul 2024

3.0

for Salary and Benefits

Likes

Its a great place to work with the perfect balance of work and personal life. Company culture is so different to the others is a positive way. Learning and development programmes are very good to improve your skills and knowledge to grow in this sector.

Skill development - Excellent

+4 more

Dislikes

salary and benefits are so low in this company and the promotions activity also not good.

Sales Officer in Eluru

Full Time

Sales & Business Development Department

3.0

• posted on 13 May 2024

1.0

for Salary and Benefits

Likes

Low work pressure comparing to other NBFCs, Salary on time

Company culture - Good

+1 more

Dislikes

BSA payouts very late, very low perks and benifits, company having only one computer to the entire branch. This company works for HDFC bank and bank employees don't respect the employees of hdfc sales company.

Salary - Bad

+2 more

Deputy Manager in Mumbai

Full Time

Sales & Business Development Department

4.0

• posted on 21 Jan 2025

3.0

for Salary and Benefits

Likes

- Timely salary - Incentives are very good

Skill development - Good

Dislikes

- They offer low salary - Unnecessary cross sell products - Management doesn't allow to work in your own style..they just force you to do how they want specially in kandivali branch

Job security - Bad

+3 more

Sales Officer in Kolkata

Full Time

Sales & Business Development Department

4.0

• posted on 29 Sep 2023

5.0

for Salary and Benefits

Likes

You'll get a great learning, great team to work with. Salary on time.

Salary - Excellent

+2 more

Dislikes

Daily stretching, extraordinary pressure, you won't have any rights to take break, you suppose to be with like a machine, can't even talk to your colleagues.

Promotions - Poor

+1 more

Sales Officer in Mumbai

Full Time

Other Department

5.0

• posted on 23 Jun 2023

5.0

for Salary and Benefits

Likes

Work culture is good. Salary is good. Got appraisal every year

Salary - Excellent

+5 more

Dislikes

People are not good. But that is everywhere. You need to work hard and fast if you want to get appreciated here so no in-between breaks here.

see more salary related reviews

Discover interview dos and don'ts from real experiences

Top trending discussions

View All

Salary Discussions, Hike & Promotions

a system engineer

Just had to share this, I got a 100% hike!

I'm keeping this anonymous because I don’t want to disclose it in real life. After two years without a raise, I successfully negotiated a 100% increase at my current company. I focused on creating significant value and worked in cross-functional teams to learn as much as possible. There were times when I was overworked, but it was all worthwhile. I was confident that it was a mutually beneficial situation. My advice would be to choose your job wisely, create value in the right place, and don't be afraid to negotiate.

Got a question about HDFC Sales?

Ask anonymously on communities.

HDFC Sales Credit Officer Salary FAQs

What is the salary of Credit Officer at HDFC Sales in Kolkata?

The average salary of a Credit Officer at HDFC Sales in Kolkata typically ranges from ₹3.0 Lakhs to ₹4.1 Lakhs per year, depending on experience (from 4 years to 9 years).

The top 10% of Credit Officer in Kolkata at HDFC Sales earn more than ₹4.1 Lakhs per year, and the top 1% earn over ₹4.1 Lakhs per year. Credit Officer Salaries at HDFC Sales can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 4 HDFC Sales employees in India.

What is the estimated take home salary of a Credit Officer at HDFC Sales in Kolkata?

The estimated take-home salary of a Credit Officer at HDFC Sales in Kolkata typically ranges from ₹26,227 to ₹27,647 per month. This is based on the average salary range of ₹3.0 Lakhs to ₹4.1 Lakhs per year for employees with experience ranging from 4 years to 9 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 4 salaries received from various employees of HDFC Sales. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Credit Officer at HDFC Sales in Kolkata?

To be a Credit Officer at HDFC Sales in Kolkata, the key skills required include:

- Home Loans
- mortgage
- Credit Assessment
- Disbursement
- Credit Appraisal

These skills are highly valued at HDFC Sales and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than HDFC Sales for Credit Officer in India?

Bank of Baroda	₹10.0 Lakhs to ₹14.3 Lakhs per year
Ujjivan Small Finance Bank	₹2.0 Lakhs to ₹5.2 Lakhs per year
Axis Bank	₹2.0 Lakhs to ₹4.3 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by HDFC Sales, depending on the role and experience level.

What is the salary of a Credit Officer in companies similar to HDFC Sales in Kolkata?

The salary of a Credit Officer at companies similar to HDFC Sales in Kolkata varies, depending on the role, experience, and company size. Here are the typical salary ranges:

HDFC Bank	₹1.6 Lakhs to ₹2.9 Lakhs per year
HDB Financial Services	₹1.2 Lakhs to ₹3.8 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Officer at HDFC Sales in Kolkata?

The salary growth for a Credit Officer at HDFC Sales in Kolkata depends on factors such as experience, performance, and promotions. On average, a Credit Officer in Kolkata can expect the following growth trajectory at HDFC Sales:

Experience	Average Salary Range
4 years	₹3.0 Lakhs to ₹6.2 Lakhs per year
5 years	₹3.2 Lakhs to ₹4.1 Lakhs per year
6 years	₹3.3 Lakhs to ₹4.3 Lakhs per year
7 years	₹3.0 Lakhs to ₹6.9 Lakhs per year

and so on.

Tell us how to improve this page.

Home >
Salaries >
HDFC Sales Salaries >
HDFC Sales Credit Officer Salaries >
HDFC Sales Credit Officer Salaries in Kolkata

HDFC Sales Credit Officer salary in Kolkata ranges between ₹3 Lakhs to ₹4.1 Lakhs with an average annual salary of ₹. Salary estimates are based on 4 HDFC Sales latest salaries received from various employees of HDFC Sales.