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HDFC Bank Credit Officer salaries in Kolkata (Updated 2025)

Annual salary range
1 - 8 years exp.
₹1.6 Lakh - ₹2.9 Lakhs
Salary of majority employees
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32% less than the average Credit Officer Salary in Banking Companies for 1 - 8 years of experience

Interested in this particular role?

Salaries in different departments

BFSI, Investments & Trading
Credit Officer Salary
2 - 5 years exp. (8 salaries)
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₹1.6 L/yr - ₹3 L/yr

Finance & Accounting
Credit Officer Salary
3 - 6 years exp. (5 salaries)
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₹2 L/yr - ₹3 L/yr

Customer Success, Service & Operations
Credit Officer Salary
2 - 6 years exp. (3 salaries)
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₹2.6 L/yr - ₹3 L/yr

Risk Management & Compliance
Credit Officer Salary
1 - 5 years exp. (3 salaries)
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₹1.9 L/yr - ₹3 L/yr

Sales & Business Development
Credit Officer Salary
3 - 4 years exp. (AmbitionBox Estimate)
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₹2.7 L/yr - ₹2.9 L/yr

Last Updated: 1 Mar 2025

Companies similar to HDFC Bank for Credit Officer in Kolkata

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HDFC Bank Credit Officer Salary

1 - 8 years exp. (29 salaries)

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₹1.6 L/yr - ₹2.9 L/yr

vs
Company name Avg Annual Salary Open Jobs
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₹2 L/yr - ₹5.2 L/yr

arrow icon 54% more
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Axis Bank Credit Officer Salary

1 - 6 years exp. (9 salaries)

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₹2 L/yr - ₹4.3 L/yr

arrow icon 44% more
1 job opening
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Bandhan Bank Credit Officer Salary

1 - 6 years exp. (4 salaries)

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₹1.3 L/yr - ₹3.5 L/yr

arrow icon 17% more
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₹2.1 L/yr - ₹3 L/yr

arrow icon 4% more
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HDB Financial Services Credit Officer Salary

1 - 7 years exp. (15 salaries)

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₹1.2 L/yr - ₹3.8 L/yr

arrow icon 3% less
Credit Officer salary at HDFC Bank ranges between ₹1.6 Lakh to ₹2.9 Lakhs per year for employees with experience between 1 year to 8 years. Salary estimates are based on 29 latest salaries received from various employees of HDFC Bank.

Latest annual salaries shared by HDFC Bank Credit Officer in Kolkata

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Experience wise HDFC Bank Credit Officer salaries in Kolkata

Last Updated: 1 Mar 2025

Experience Avg Annual Salary
1 year (AmbitionBox Estimate)

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₹2.1 L/yr - ₹4.4 L/yr
2 years  (4 salaries)

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₹1.6 L/yr - ₹2.5 L/yr
3 years  (5 salaries)

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₹1.9 L/yr - ₹2.9 L/yr
4 years  (7 salaries)

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₹2 L/yr - ₹2.7 L/yr
5 years  (9 salaries)

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₹2 L/yr - ₹5 L/yr
View all

Similar Designation salaries in HDFC Bank

Deputy Manager Salary
(1k salaries)
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₹2.2 L/yr - ₹9.9 L/yr
Sales Officer Salary
(384 salaries)
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₹1.05 L/yr - ₹5 L/yr
Branch Manager Salary
(233 salaries)
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₹6 L/yr - ₹23.7 L/yr
Credit Manager Salary
(190 salaries)
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₹3 L/yr - ₹12 L/yr
Officer Salary
(25 salaries)
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₹1.5 L/yr - ₹3.55 L/yr
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₹3.5 L/yr - ₹11 L/yr
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₹10.2 L/yr - ₹28 L/yr
Credit Analyst Salary
(7 salaries)
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₹5 L/yr - ₹18.4 L/yr

Top skills at HDFC Bank for Credit Officer

Relationship Management Finance Operations Management Communication Skills Front Office Channel Partners Financial Services Marketing Retail Lending

Salary related reviews for HDFC Bank

4.0

Rated by 4 employees for salary & benefits

Full Time

 · 

BFSI, Investments & Trading Department

5.0
  •  posted on 20 Jun 2023

3.0
 for  Salary and Benefits

Likes

... and promotions of subordinate staffs its should be strong look over by HR team. Im 4yr 3 months almost completed here but no promotion till not get yet and salary also very slow very slow increase. But iam always like to tell every one that HDFC bank is a very big and very good bank in India. I am very very happy that i am one of the part of this big corporate.

read more
  • Skill development - Excellent
  • +4 more

Dislikes

Nothing.

Full Time

 · 

Risk Management & Compliance Department

4.0
  •  posted on 13 Sep 2022

3.0
 for  Salary and Benefits

Likes

JOB SECURITY, JOB TYPE THESE ARE THINGS ARE GOOD HERE. MENTAL PRESSURE AND WORK LOAD ARE NOT THAT HUGE. IT'S ABSOLUTELY DOABLE.

read more
  • Skill development - Good
  • +2 more

Dislikes

SALARY STRUCTURE, PROMOTION OF APPRAISAL, WORK CULTURE IS NOT GOOD. SOME BOSSES ARE ALSO VERY EGOISTIC AND NOT HELPFUL. THEY ARE ABSOLUTELY NOT INTERESTED TO PROGRESS OUR CAREER.EXCEPTIONAL ARE ALWAYS THERE.

read more
  • Promotions - Bad

Full Time

 · 

Finance & Accounting Department

5.0
  •  posted on 11 Jun 2020

5.0
 for  Salary and Benefits

Likes

During the lockdown period company offering us the monthly salary without any deduction. That's the best part. My mentor and the Seniors are so much concerned about our safety and security. Just thankful for that. Looking forward for more opportunities and growth here. Thank you for the support HDFC. Thanx a lot.

read more
  • Salary - Excellent
  • +6 more

Dislikes

Nothing

Full Time

 · 

Other Department

4.0
  •  posted on 02 Aug 2023

2.0
 for  Salary and Benefits

Likes

The work environment at HDFC Bank was professional and supportive. I had a great team of colleagues who were always willing to help each other out. The management was also very supportive and understanding. I had a positive overall experience working as a credit officer at HDFC Bank. I learned a lot about the banking industry and about credit analysis. I also developed my skills in customer service and teamwork. I would recommend this role to anyone who is interested in a career in banking. I believe that working as a credit officer at HDFC Bank is a rewarding career. It offers a good salary and benefits, as well as opportunities to learn and develop skills. However, it is important to be aware of the long hours and demanding workload before you apply for this role.

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  • Job security - Excellent
  • +1 more

Dislikes

...ing workload, High-pressure environment, Every day daily 100km travel required, Less salary, Business team always pressure for complete file work, Always get approval form higher authority and alway Hollyday working no Saturday or Sunday every day is working day.

read more
  • Salary - Poor
  • +2 more

Full Time

 · 

Other Department

4.0
  •  posted on 03 Jul 2023

1.0
 for  Salary and Benefits

Likes

I have a lot to learn in HDFC Bank till date, I have very little to learn. My staff has helped me a lot to move forward and supported me every time. Thanku HDFC Bank

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  • Skill development - Excellent
  • +3 more

Dislikes

As much as the credit officer is working in SLI department, he does not have salary debt from the bank. Bank takes a lot of work in low salary and does not give increment annually as required. I am dissatisfied for Salary.

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  • Salary - Bad
  • +1 more
see more salary related reviews

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HDFC Bank Credit Officer Salary FAQs

What is the salary of Credit Officer at HDFC Bank in Kolkata?
The average salary of a Credit Officer at HDFC Bank in Kolkata typically ranges from ₹1.6 Lakhs to ₹2.9 Lakhs per year, depending on experience (from 1 year to 8 years).

The top 10% of Credit Officer in Kolkata at HDFC Bank earn more than ₹2.7 Lakhs per year, and the top 1% earn over ₹2.9 Lakhs per year. Credit Officer Salaries at HDFC Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 20+ HDFC Bank employees in India.
What is the estimated take home salary of a Credit Officer at HDFC Bank in Kolkata?
The estimated take-home salary of a Credit Officer at HDFC Bank in Kolkata typically ranges from ₹19,397 to ₹21,069 per month. This is based on the average salary range of ₹1.6 Lakhs to ₹2.9 Lakhs per year for employees with experience ranging from 1 year to 8 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 20+ salaries received from various employees of HDFC Bank. Check how we calculate in-hand salary with our in-hand salary calculator.
What are the key skills required to be a Credit Officer at HDFC Bank in Kolkata?
To be a Credit Officer at HDFC Bank in Kolkata, the key skills required include:

  • - Relationship Management
  • - Finance
  • - Operations Management
  • - Communication Skills
  • - Front Office

These skills are highly valued at HDFC Bank and are crucial for successful performance in a Software Engineering role.
Which companies offer higher salaries than HDFC Bank for Credit Officer in India?
Ujjivan Small Finance Bank ₹2.0 Lakhs to ₹5.2 Lakhs per year
Axis Bank ₹2.0 Lakhs to ₹4.3 Lakhs per year
Bandhan Bank ₹1.3 Lakhs to ₹3.5 Lakhs per year
Jana Small Finance Bank ₹2.1 Lakhs to ₹3.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by HDFC Bank, depending on the role and experience level.
What is the salary of a Credit Officer in companies similar to HDFC Bank in Kolkata?
The salary of a Credit Officer at companies similar to HDFC Bank in Kolkata varies, depending on the role, experience, and company size. Here are the typical salary ranges:

HDB Financial Services ₹1.2 Lakhs to ₹3.8 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.
How the salary growth look like for a Credit Officer at HDFC Bank in Kolkata?
The salary growth for a Credit Officer at HDFC Bank in Kolkata depends on factors such as experience, performance, and promotions. On average, a Credit Officer in Kolkata can expect the following growth trajectory at HDFC Bank:

Experience Average Salary Range
1 year ₹2.1 Lakhs to ₹4.4 Lakhs per year
2 years ₹1.6 Lakhs to ₹2.5 Lakhs per year
3 years ₹1.9 Lakhs to ₹2.9 Lakhs per year
4 years ₹2.0 Lakhs to ₹2.7 Lakhs per year
and so on.

Tell us how to improve this page.

HDFC Bank Credit Officer salary in Kolkata ranges between ₹1.6 Lakh to ₹2.9 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 29 HDFC Bank latest salaries received from various employees of HDFC Bank.