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HDFC Bank Credit Underwriter salaries in Kolkata (Updated 2025)

Annual salary range
0 - 8 years exp.
₹3.5 Lakhs - ₹11 Lakhs
Salary of majority employees
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54% more than the average Credit Underwriter Salary in Banking Companies for 0 - 8 years of experience

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Salaries in different departments

Finance & Accounting
Credit Underwriter Salary
1 - 8 years exp. (8 salaries)
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₹3.5 L/yr - ₹7.6 L/yr

BFSI, Investments & Trading
Credit Underwriter Salary
0 - 4 years exp. (3 salaries)
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₹5.6 L/yr - ₹8.8 L/yr

Risk Management & Compliance
Credit Underwriter Salary
0 - 6 years exp. (AmbitionBox Estimate)
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₹7.7 L/yr - ₹11 L/yr

Customer Success, Service & Operations
Credit Underwriter Salary
3 years exp. (AmbitionBox Estimate)
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₹4.5 L/yr - ₹7.3 L/yr

Last Updated: 25 Feb 2025

Companies similar to HDFC Bank for Credit Underwriter in Kolkata

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HDFC Bank Credit Underwriter Salary

0 - 8 years exp. (19 salaries)

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₹3.5 L/yr - ₹11 L/yr

vs
Company name Avg Annual Salary Open Jobs
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₹2.3 L/yr - ₹4.2 L/yr

arrow icon 51% less
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Bandhan Bank Credit Underwriter Salary

0 - 2 years exp. (7 salaries)

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₹2 L/yr - ₹7 L/yr

arrow icon 47% less
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₹7.3 L/yr - ₹12 L/yr

arrow icon 15% more
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₹2.3 L/yr - ₹4.1 L/yr

arrow icon 59% less
Credit Underwriter salary at HDFC Bank ranges between ₹3.5 Lakhs to ₹11 Lakhs per year for employees with less than 1 year of experience to 8 years. Salary estimates are based on 19 latest salaries received from various employees of HDFC Bank.

Latest annual salaries shared by HDFC Bank Credit Underwriter in Kolkata

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Experience wise HDFC Bank Credit Underwriter salaries in Kolkata

Last Updated: 25 Feb 2025

Experience Avg Annual Salary
Fresher (AmbitionBox Estimate)

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₹5.6 L/yr - ₹11 L/yr
1 year  (5 salaries)

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₹4 L/yr - ₹13 L/yr
2 years  (4 salaries)

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₹3.5 L/yr - ₹13.1 L/yr
3 years  (3 salaries)

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₹4.5 L/yr - ₹13.3 L/yr
4 years  (3 salaries)

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₹5.5 L/yr - ₹13.5 L/yr
View all

Similar Designation salaries in HDFC Bank

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Sales Officer Salary
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₹1.05 L/yr - ₹5 L/yr
Branch Manager Salary
(248 salaries)
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₹6 L/yr - ₹26.4 L/yr
Credit Manager Salary
(190 salaries)
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₹3 L/yr - ₹12 L/yr
Credit Officer Salary
(29 salaries)
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₹1.55 L/yr - ₹2.88 L/yr
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₹10.2 L/yr - ₹28 L/yr
Credit Analyst Salary
(7 salaries)
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₹5 L/yr - ₹18.4 L/yr

Top skills at HDFC Bank for Credit Underwriter

Credit Underwriting Credit Documentation Productivity Implementation Deviation Credit Analysis Credit Appraisal Interpersonal Skills Credit Management Problem Solving Interpersonal Communication Auditing Credit Monitoring Credit Risk Analysis

Salary related reviews for HDFC Bank

2.3

Rated by 2 employees for salary & benefits

Other Department

4.0
  •  posted on 27 May 2022

1.0
 for  Salary and Benefits

Likes

Only good thing was the colleagues that I had were very supportive and friendly. No animosity created unnecessarily

Dislikes

Needs better compensation for amount of hours employee puts in the bank not paid fairly at all and no work life balance.

read more
  • Salary - Bad
  • +4 more

Finance Department

3.0
  •  posted on 01 Jul 2019

1.0
 for  Salary and Benefits

Likes

there is job secured for onroll employees, they are getting good salary, many things for learn, work environment is good.

read more
  • Company culture - Good

Dislikes

job is not secured for offroll employees, salary package is very low, work time is too

read more
  • Salary - Bad
  • +4 more

Full Time

 · 

Finance & Accounting Department

1.0
  •  posted on 25 Mar 2025

2.0
 for  Salary and Benefits

Likes

Don't have anything to like here

Dislikes

No Work life balance here No opportunity for skill development. No proper salary hike If you and family suffering from anything and u not providing proper productivity due any issue then don't have job security.

read more
  • Salary - Poor
  • +5 more

Full Time

 · 

Marketing & Communication Department

2.0
  •  posted on 15 Feb 2025

2.0
 for  Salary and Benefits

Likes

Brand value and future leaders in banking ,

Dislikes

Internal Politics, no understand on employee struggles ,no job security, less salary in the market ,always think about bank profits ,no human values ,no caring of employees , no much digitalization comparing to other banks , No leaves ,huge pressure eon every employee for tgts , need huge profits with less man power, No happiness at working with bank .only need of the hour for employees

read more
  • Salary - Poor
  • +4 more

Full Time

 · 

Sales & Business Development Department

3.0
  •  posted on 09 Feb 2025

2.0
 for  Salary and Benefits

Likes

1.Good brand value in market. 2.Variety of products.

  • Skill development - Good
  • +1 more

Dislikes

1. They demands multiple products to sell at same time. 2. Senior managers are taking very high salary with less productive and ideas and they just do 2-3 hrs concall with staffs every day. 3. Unwanted pressure on so many things.

read more
  • Salary - Poor
  • +1 more
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HDFC Bank Credit Underwriter Salary FAQs

What is the salary of Credit Underwriter at HDFC Bank in Kolkata?
The average salary of a Credit Underwriter at HDFC Bank in Kolkata typically ranges from ₹3.5 Lakhs to ₹11.0 Lakhs per year, depending on experience (from Fresher to 8 years).

The top 10% of Credit Underwriter in Kolkata at HDFC Bank earn more than ₹11.0 Lakhs per year, and the top 1% earn over ₹17.0 Lakhs per year. Credit Underwriter Salaries at HDFC Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 10+ HDFC Bank employees in India.
What is the estimated take home salary of a Credit Underwriter at HDFC Bank in Kolkata?
The estimated take-home salary of a Credit Underwriter at HDFC Bank in Kolkata typically ranges from ₹55,646 to ₹57,040 per month. This is based on the average salary range of ₹3.5 Lakhs to ₹11.0 Lakhs per year for employees with experience ranging from Fresher to 8 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 10+ salaries received from various employees of HDFC Bank. Check how we calculate in-hand salary with our in-hand salary calculator.
What are the key skills required to be a Credit Underwriter at HDFC Bank in Kolkata?
To be a Credit Underwriter at HDFC Bank in Kolkata, the key skills required include:

  • - Credit Underwriting
  • - Credit
  • - Documentation
  • - Productivity
  • - Implementation

These skills are highly valued at HDFC Bank and are crucial for successful performance in a Software Engineering role.
Which companies offer higher salaries than HDFC Bank for Credit Underwriter in India?
GIC Housing Finance ₹7.3 Lakhs to ₹12.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by HDFC Bank, depending on the role and experience level.
What is the salary of a Credit Underwriter in companies similar to HDFC Bank in Kolkata?
The salary of a Credit Underwriter at companies similar to HDFC Bank in Kolkata varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Bandhan Bank ₹2.0 Lakhs to ₹7.0 Lakhs per year
Jana Small Finance Bank ₹2.3 Lakhs to ₹4.2 Lakhs per year
Conneqt Business Solutions ₹2.3 Lakhs to ₹4.1 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.
How the salary growth look like for a Credit Underwriter at HDFC Bank in Kolkata?
The salary growth for a Credit Underwriter at HDFC Bank in Kolkata depends on factors such as experience, performance, and promotions. On average, a Credit Underwriter in Kolkata can expect the following growth trajectory at HDFC Bank:

Experience Average Salary Range
Fresher ₹5.6 Lakhs to ₹11.0 Lakhs per year
1 year ₹4.0 Lakhs to ₹13.0 Lakhs per year
2 years ₹3.5 Lakhs to ₹13.1 Lakhs per year
3 years ₹4.5 Lakhs to ₹13.3 Lakhs per year
and so on.

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HDFC Bank Credit Underwriter salary in Kolkata ranges between ₹3.5 Lakhs to ₹11 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 19 HDFC Bank latest salaries received from various employees of HDFC Bank.