Axis Bank Kolkata Credit Officer Salaries by 9 Employees (Updated 2025)

1 - 6 years exp.

₹2 Lakhs - ₹4.3 Lakhs

Salary of majority employees

Fixed (89%)

₹3.5 Lakhs

Variable (11%)

₹0.4 Lakh

At par with the average Credit Officer Salary in Banking Companies for 1 - 6 years of experience

Interested in this particular role? 1 job opening

Salaries in different departments

Finance & Accounting Credit Officer Salary 1 - 6 years exp. (6 salaries)	₹2.1 L/yr - ₹4.6 L/yr
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BFSI, Investments & Trading Credit Officer Salary 2 years exp. (AmbitionBox Estimate)	₹2 L/yr - ₹4.6 L/yr

Last Updated: 17 Mar 2025

Companies similar to Axis Bank for Credit Officer in Kolkata

Axis Bank Credit Officer Salary

1 - 6 years exp. (9 salaries)

₹2 L/yr - ₹4.3 L/yr

Company name	Avg Annual Salary	Open Jobs
HDFC Bank Credit Officer Salary 1 - 8 years exp. (29 salaries)	₹1.6 L/yr - ₹2.9 L/yr 30% less
Bank of Baroda Credit Officer Salary 5 - 7 years exp. (7 salaries)	₹10 L/yr - ₹14.3 L/yr 259% more
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Bandhan Bank Credit Officer Salary 1 - 6 years exp. (4 salaries)	₹1.3 L/yr - ₹3.5 L/yr 18% less
Jana Small Finance Bank Credit Officer Salary 4 - 7 years exp. (4 salaries)	₹2.1 L/yr - ₹3 L/yr 27% less
Bank of India Credit Officer Salary 0 - 4 years exp. (3 salaries)	₹5 L/yr - ₹10.5 L/yr 153% more

Credit Officer salary at Axis Bank ranges between ₹2 Lakhs to ₹4.3 Lakhs per year for employees with experience between 1 year to 6 years. Salary estimates are based on 9 latest salaries received from various employees of Axis Bank.

Experience wise Axis Bank Credit Officer salaries in Kolkata

Last Updated: 17 Mar 2025

Experience	Avg Annual Salary
1 year (AmbitionBox Estimate)	₹3.5 L/yr - ₹6.6 L/yr
2 years (3 salaries)	₹2 L/yr - ₹5.3 L/yr
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3 years (AmbitionBox Estimate)	₹2.5 L/yr - ₹7.1 L/yr
4 years (AmbitionBox Estimate)	₹1.6 L/yr - ₹6.8 L/yr
5 years (AmbitionBox Estimate)	₹3.8 L/yr - ₹4.8 L/yr
6 years (AmbitionBox Estimate)	₹2.5 L/yr - ₹7.7 L/yr

View all

Similar Designation salaries in Axis Bank

Deputy Manager Salary

(974 salaries)

₹2.2 L/yr - ₹10 L/yr

Sales Officer Salary

(424 salaries)

₹1.2 L/yr - ₹4 L/yr

Branch Manager Salary

(46 salaries)

₹7.6 L/yr - ₹19.65 L/yr

Credit Manager Salary

(41 salaries)

₹4.3 L/yr - ₹15.65 L/yr

Credit Analyst Salary

(30 salaries)

₹5 L/yr - ₹17 L/yr

Officer Salary

(23 salaries)

₹1.75 L/yr - ₹2.75 L/yr

Area Credit Manager Salary

(13 salaries)

₹9.6 L/yr - ₹17 L/yr

Credit Executive Salary

(4 salaries)

₹1.62 L/yr - ₹2.16 L/yr

Top skills at Axis Bank for Credit Officer

Underwriting Loans Management Personal Loans Credit Risk Banking Retail Lending Credit Appraisal PWD Monitoring Risk Management Process Improvement Customer Service Retail Banking Training

Salary related reviews for Axis Bank

4.0

Rated by 1 employees for salary & benefits

Deputy Manager in Lucknow

Full Time

Legal & Regulatory Department

2.0

• posted on 11 Dec 2024

1.0

for Salary and Benefits

Likes

The team is good and if you want to learn on your own

Job security - Excellent

Dislikes

Location placement is not good Culture is not good as well Salary is the worst as compared to other national banks Overall learning is not that great No training facilities

Salary - Bad

+3 more

Deputy Manager in Kolkata

Full Time

Customer Success, Service & Operations Department

3.0

• posted on 21 Nov 2024

5.0

for Salary and Benefits

Likes

Salary on time. Descent salary package they provide compare to other companies.

Salary - Excellent

Dislikes

No work life balance. Unlimited pressure on tpp products. Huge mental pressure. Worst work culture. Huge partiality within employees. No team work.

Work satisfaction - Poor

+2 more

Deputy Manager in Noida

Full Time

BFSI, Investments & Trading Department

3.0

• posted on 02 Nov 2024

2.0

for Salary and Benefits

Likes

Job certainty, less pressure of work as compared to other bank.

Job security - Good

Dislikes

Out dated Process of work, no training for new joiners, less salary package as compared to other company, lack of communication before application of new process, no leave encashment

Salary - Poor

+3 more

Sales Officer in Kollam (working remotely)

Full Time

Sales & Business Development Department

1.0

• posted on 08 Oct 2024

1.0

for Salary and Benefits

Likes

I'm very disappointed with my experience at Axis Bank. The work culture feels overly pressurized, and I find the numerous account charges frustrating. It seems like there are fees for every little thing, which adds to my dissatisfaction. Overall, I do not appreciate the environment or the practices at Axis Bank.

Dislikes

... to such pressure, especially during peak login times. I hate this bank forever. I’ve been facing significant financial strain due to my salary being consistently low at 7,000 to 8,000 for the past 10 months. The bank has deducted amounts for parental insurance without proper communication, and this has caused me a lot of hardship.

Salary - Bad

+6 more

Deputy Manager in Mumbai

Full Time

Customer Success, Service & Operations Department

1.0

• posted on 05 Oct 2024

1.0

for Salary and Benefits

Likes

...entally disturbed and getting panic attacks at work. Very in human work culture. They will tell you the salary is 40k in-hand and pay you 28k, when you go back to discuss they simply put up some reason ok deductions that was never informed on the first place.

Dislikes

Do not work here unless you want to be dragged around like an animal . I not only speak for myself but everyone that I know there. Only working in such a toxic environment to make some money for bread. And how they treat you is by throwing bread crumbs on the floor. They are the best manipulaters. Even if you are on death bed, they would want you to report to work.

Salary - Bad

+6 more

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Axis Bank Credit Officer Salary FAQs

What is the salary of Credit Officer at Axis Bank in Kolkata?

The average salary of a Credit Officer at Axis Bank in Kolkata typically ranges from ₹2.0 Lakhs to ₹4.3 Lakhs per year, depending on experience (from 1 year to 6 years).

The top 10% of Credit Officer in Kolkata at Axis Bank earn more than ₹9.6 Lakhs per year, and the top 1% earn over ₹9.6 Lakhs per year. Credit Officer Salaries at Axis Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 9 Axis Bank employees in India.

What is the estimated take home salary of a Credit Officer at Axis Bank in Kolkata?

The estimated take-home salary of a Credit Officer at Axis Bank in Kolkata typically ranges from ₹28,990 to ₹30,370 per month. This is based on the average salary range of ₹2.0 Lakhs to ₹4.3 Lakhs per year for employees with experience ranging from 1 year to 6 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 9 salaries received from various employees of Axis Bank. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Credit Officer at Axis Bank in Kolkata?

To be a Credit Officer at Axis Bank in Kolkata, the key skills required include:

- Underwriting
- Loans
- Management
- Personal Loans
- Credit Risk

These skills are highly valued at Axis Bank and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than Axis Bank for Credit Officer in India?

Bank of Baroda	₹10.0 Lakhs to ₹14.3 Lakhs per year
Bank of India	₹5.0 Lakhs to ₹10.5 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Axis Bank, depending on the role and experience level.

What is the salary of a Credit Officer in companies similar to Axis Bank in Kolkata?

The salary of a Credit Officer at companies similar to Axis Bank in Kolkata varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Bandhan Bank	₹1.3 Lakhs to ₹3.5 Lakhs per year
Jana Small Finance Bank	₹2.1 Lakhs to ₹3.0 Lakhs per year
HDFC Bank	₹1.6 Lakhs to ₹2.9 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Officer at Axis Bank in Kolkata?

The salary growth for a Credit Officer at Axis Bank in Kolkata depends on factors such as experience, performance, and promotions. On average, a Credit Officer in Kolkata can expect the following growth trajectory at Axis Bank:

Experience	Average Salary Range
1 year	₹3.5 Lakhs to ₹6.6 Lakhs per year
2 years	₹2.0 Lakhs to ₹5.3 Lakhs per year
3 years	₹2.5 Lakhs to ₹7.1 Lakhs per year
4 years	₹1.6 Lakhs to ₹6.8 Lakhs per year

and so on.

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Axis Bank Credit Officer Salaries in Kolkata

Axis Bank Credit Officer salary in Kolkata ranges between ₹2 Lakhs to ₹4.3 Lakhs with an average annual salary of ₹. Salary estimates are based on 9 Axis Bank latest salaries received from various employees of Axis Bank.