Bank of Baroda Kolkata Credit Officer Salaries by 7 Employees (Updated 2025)

5 - 7 years exp.

₹10 Lakhs - ₹14.3 Lakhs

Salary of majority employees

246% more than the average Credit Officer Salary in Banking Companies for 5 - 7 years of experience

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Salaries in different departments

Finance & Accounting Credit Officer Salary 6 - 7 years exp. (AmbitionBox Estimate)	₹10.3 L/yr - ₹15.1 L/yr
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BFSI, Investments & Trading Credit Officer Salary 6 years exp. (AmbitionBox Estimate)	₹13 L/yr - ₹13.7 L/yr

Last Updated: 31 Jan 2025

Companies similar to Bank of Baroda for Credit Officer in Kolkata

Bank of Baroda Credit Officer Salary

5 - 7 years exp. (7 salaries)

₹10 L/yr - ₹14.3 L/yr

Company name	Avg Annual Salary	Open Jobs
Ujjivan Small Finance Bank Credit Officer Salary 0 - 8 years exp. (53 salaries)	₹2 L/yr - ₹5.2 L/yr 70% less
HDFC Bank Credit Officer Salary 1 - 8 years exp. (29 salaries)	₹1.6 L/yr - ₹2.9 L/yr 82% less
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Axis Bank Credit Officer Salary 1 - 7 years exp. (9 salaries)	₹2 L/yr - ₹4.3 L/yr 72% less	1 job opening
Jana Small Finance Bank Credit Officer Salary 4 - 7 years exp. (5 salaries)	₹2.1 L/yr - ₹3.5 L/yr 81% less
Bandhan Bank Credit Officer Salary 1 - 6 years exp. (4 salaries)	₹1.3 L/yr - ₹3.5 L/yr 77% less
Bank of India Credit Officer Salary 0 - 4 years exp. (3 salaries)	₹5 L/yr - ₹10.5 L/yr 30% less

Credit Officer salary at Bank of Baroda ranges between ₹10 Lakhs to ₹14.3 Lakhs per year for employees with experience between 5 years to 7 years. Salary estimates are based on 7 latest salaries received from various employees of Bank of Baroda.

Experience wise Bank of Baroda Credit Officer salaries in Kolkata

Last Updated: 31 Jan 2025

Experience	Avg Annual Salary
5 years (AmbitionBox Estimate)	₹12 L/yr - ₹25.1 L/yr
6 years (4 salaries)	₹10 L/yr - ₹25.2 L/yr
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7 years (AmbitionBox Estimate)	₹10 L/yr - ₹25.3 L/yr

Similar Designation salaries in Bank of Baroda

Credit Manager Salary

(14 salaries)

₹8.65 L/yr - ₹21 L/yr

Chief Manager Salary

(11 salaries)

₹18 L/yr - ₹29 L/yr

Officer Salary

(10 salaries)

₹5.35 L/yr - ₹13 L/yr

Salary related reviews for Bank of Baroda

2.6

Rated by 3 employees for salary & benefits

Credit Officer in New Delhi

Full Time

BFSI, Investments & Trading Department

2.0

• posted on 28 Jun 2023

3.0

for Salary and Benefits

Likes

Job security, timely credit of salary, perks and allowances.

Job security - Excellent

Dislikes

Lack of work life balance, impractical targets and nonchalant attitude of higher authorities. Unnecessary bashing. Higher authorities force the subordinates to lend loans without proper documentation just to meet the targets. Poor infrastructure of branches. Verbal abuses at times. In short, expectation from employees are high and support from management is nil. Culture is deteriorating with time.

Skill development - Poor

+2 more

Credit Officer in Lucknow

Credit Department

1.0

• posted on 06 Nov 2022

3.0

for Salary and Benefits

Likes

Salary and other Financial Benefits are ok There is job security

Dislikes

HR Policy is Management Centric No Work Life Balance Work on Weekends Late working hours Too much pressure for cross selling. One time you are working in a city and suddenly you get transferred to the remotest of places

Skill development - Bad

+4 more

Credit Manager in Bangalore / Bengaluru

Full Time

BFSI, Investments & Trading Department

2.0

• posted on 14 Jul 2023

3.0

for Salary and Benefits

Likes

Cannot think of anything much apart from job security.

Job security - Excellent

Dislikes

...ions. * People who do work get rewarded with more work and responsibilities. *Performers and non performers get the same pay. * No quick resolution for any problem.

Promotions - Poor

+3 more

Chief Manager in Hyderabad / Secunderabad

Full Time

BFSI, Investments & Trading Department

3.0

• posted on 17 Oct 2023

3.0

for Salary and Benefits

Likes

Salary and perks

Job security - Good

Dislikes

No work life balance Bosses behaves like supreme authority Promotions above chief manager is impossible and it is very worst Transfer policy No practical knowledge in higher cader so illogical targets gives by them

Skill development - Poor

+4 more

Chief Manager in Rajkot

BFSI, Investments & Trading Department

3.0

• posted on 27 Sep 2021

5.0

for Salary and Benefits

Likes

Bob is a Govt sector bank. Employee is having job security and good salary and other benefits

Salary - Excellent

+2 more

Dislikes

Transfer and posting policy is not transparent. discremenation on the basis of cast and religion. Some people are working very hard but no value in the eyes of management due to favratism and castism. Some people are getting choice posting on the other hand those who are working hard is only getting transfer on the basis of management demand.

Work satisfaction - Bad

+2 more

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What people are saying about Bank of Baroda

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a senior manager

I AM FEELING UNDERPAID // NEED SUGGESTIONS

I am a Banker with 7 years of experience in sales. I started my career from Bandhan Bank's Micro Finance Department, after that switched to ICICI as a Sales Officer, post that joined Axis Bank in the grade of Assistant Manager and was promoted to Deputy Manager. This year I joined Bank of Baroda as a Senior Manager - MSME Department but its a contractual job role. The department and designation is too good but the contractual role is a matter of concern as there is no PF, Mediclaim, extra 1% ROI for Banker. I am getting paid at only 6 Lac p.a and I am willing to get 14 LPA, I am holding a graduate degree only. Can you suggest some good advice which I can use to boost my career.

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Bank of Baroda Credit Officer Salary FAQs

What is the salary of Credit Officer at Bank of Baroda in Kolkata?

The average salary of a Credit Officer at Bank of Baroda in Kolkata typically ranges from ₹10.0 Lakhs to ₹14.3 Lakhs per year, depending on experience (from 5 years to 7 years).

The top 10% of Credit Officer in Kolkata at Bank of Baroda earn more than ₹12.8 Lakhs per year, and the top 1% earn over ₹13.0 Lakhs per year. Credit Officer Salaries at Bank of Baroda can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 7 Bank of Baroda employees in India.

What is the estimated take home salary of a Credit Officer at Bank of Baroda in Kolkata?

The estimated take-home salary of a Credit Officer at Bank of Baroda in Kolkata typically ranges from ₹98,446 to ₹1,01,118 per month. This is based on the average salary range of ₹10.0 Lakhs to ₹14.3 Lakhs per year for employees with experience ranging from 5 years to 7 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 7 salaries received from various employees of Bank of Baroda. Check how we calculate in-hand salary with our in-hand salary calculator.

What is the salary of a Credit Officer in companies similar to Bank of Baroda in Kolkata?

The salary of a Credit Officer at companies similar to Bank of Baroda in Kolkata varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Bank of India	₹5.0 Lakhs to ₹10.5 Lakhs per year
Ujjivan Small Finance Bank	₹2.0 Lakhs to ₹5.2 Lakhs per year
Axis Bank	₹2.0 Lakhs to ₹4.3 Lakhs per year
Bandhan Bank	₹1.3 Lakhs to ₹3.5 Lakhs per year
Jana Small Finance Bank	₹2.1 Lakhs to ₹3.5 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Officer at Bank of Baroda in Kolkata?

The salary growth for a Credit Officer at Bank of Baroda in Kolkata depends on factors such as experience, performance, and promotions. On average, a Credit Officer in Kolkata can expect the following growth trajectory at Bank of Baroda:

Experience	Average Salary Range
5 years	₹12.0 Lakhs to ₹25.1 Lakhs per year
6 years	₹10.0 Lakhs to ₹25.2 Lakhs per year
7 years	₹10.0 Lakhs to ₹25.3 Lakhs per year

and so on.

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Bank of Baroda Credit Officer Salaries in Kolkata

Bank of Baroda Credit Officer salary in Kolkata ranges between ₹10 Lakhs to ₹14.3 Lakhs with an average annual salary of ₹. Salary estimates are based on 7 Bank of Baroda latest salaries received from various employees of Bank of Baroda.