HDB Financial Services Junior Credit Officer Salaries by 40+ Employees (Updated 2025)

0 - 4 years exp.

₹1.2 Lakh - ₹3.5 Lakhs

Avg. annual salary

Monthly In-hand Salary

11% less than the average Junior Credit Officer Salary in NBFC Companies for 0 - 4 years of experience

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Salaries in different departments

Finance & Accounting Junior Credit Officer Salary 0 - 4 years exp. (15 salaries)	₹1.2 L/yr - ₹3.5 L/yr
BFSI, Investments & Trading Junior Credit Officer Salary 1 - 4 years exp. (7 salaries)	₹1.2 L/yr - ₹3.3 L/yr
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Customer Success, Service & Operations Junior Credit Officer Salary 1 - 3 years exp. (5 salaries)	₹1.3 L/yr - ₹3.5 L/yr

Last Updated: 2 Apr 2025

Companies similar to HDB Financial Services for Junior Credit Officer

Company name	Avg Annual Salary	Open Jobs
Cholamandalam Investment & Finance Junior Credit Officer Salary 0 - 5 years exp. (9 salaries)	₹1 L/yr - ₹3.5 L/yr 10% more
HDFC Sales Junior Credit Officer Salary 1 - 5 years exp. (8 salaries)	₹2.4 L/yr - ₹3.3 L/yr 40% more
Login to view exact salary
HDFC Bank Junior Credit Officer Salary 1 - 4 years exp. (5 salaries)	₹1.2 L/yr - ₹3 L/yr 1% less
Can Fin Homes Junior Credit Officer Salary 1 - 5 years exp. (5 salaries)	₹2.8 L/yr - ₹4 L/yr 88% more
Orange Retail Finance Junior Credit Officer Salary 1 - 5 years exp. (4 salaries)	₹1.2 L/yr - ₹2 L/yr 23% less

Junior Credit Officer salary at HDB Financial Services ranges between ₹1.2 Lakh to ₹3.5 Lakhs per year for employees with less than 1 year of experience to 4 years. Salary estimates are based on 40 latest salaries received from various employees of HDB Financial Services.

Latest annual salaries shared by HDB Financial Services Junior Credit Officer

2d ago

₹2.6 Lakhs

2 years exp.

8mo ago

₹1.2 Lakh

1 year exp.

9mo ago

₹1.2 Lakh

2 years exp.

10mo ago

₹1.2 Lakh

1 year exp.

1y ago

₹2.5 Lakhs

1 year exp.

1y ago

3 years exp.

1y ago

3 years exp.

1y ago

2 years exp.

1y ago

3 years exp.

1y ago

4 years exp.

Experience wise HDB Financial Services Junior Credit Officer salaries

Last Updated: 2 Apr 2025

Experience	Avg Annual Salary
Fresher (4 salaries)	₹1.2 L/yr - ₹2 L/yr
1 year (9 salaries)	₹1.2 L/yr - ₹3.3 L/yr
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2 years (10 salaries)	₹1.2 L/yr - ₹3.5 L/yr
3 years (11 salaries)	₹1.2 L/yr - ₹3.3 L/yr
4 years (6 salaries)	₹1.2 L/yr - ₹3.5 L/yr

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Supervisor Salary

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₹1.75 L/yr - ₹6 L/yr

Salary related reviews for HDB Financial Services

3.8

Rated by 7 employees for salary & benefits

Junior Credit Officer in Jaipur

Operation Department Department

4.0

• posted on 01 Mar 2019

3.0

for Salary and Benefits

Likes

...ise from them. 2. Training was good and frankly ,job security was not stable. 3. Salary was very low and appraisal was also only 5-7% p.a. 4. Work environment was excellent and learning experience was very good but politics between employees and bosses was almost high. Overall experience was good. 4 stars are exact rating.

Skill development - Good

+4 more

Dislikes

Career growth and appraisal were very low and also politics between employees and bosses was very high.

Supervisor in Kolkata

Full Time

Customer Success, Service & Operations Department

2.0

• posted on 17 Feb 2025

2.0

for Salary and Benefits

Likes

Job Security is the only plus point in the company. The company is good for freshers and people with high experience

Job security - Excellent

Dislikes

Salary increments are very low, promotions there are in many cases biased and low in numbers. Work satisfaction is on below average level due to unrealistic incentive slab make earning good money very difficult. If you are 2-3 yrs of experience person don't come here. Just people being a fresher or a 8yrs+ experience people are valued then also freshers are also get their valued getting less after their 1st increment (1-1.5yrs) after joining the company

Salary - Poor

+2 more

Sales Executive in Kolkata

Full Time

Sales & Business Development Department

3.0

• posted on 24 Oct 2023

1.0

for Salary and Benefits

Likes

HDB give us a opportunity to job and give us avarage salary pakage to make our life style good. And also Insentive structure is very good.

Dislikes

Their are lots of things I dislike of this company. They hold salary if you didn't achive your target. After 6 months your salary cutoff upto RS. 1000 which one is terrible. The work culture and pressure also not acceptable. And lots of things are very poor of this company.

Salary - Bad

+5 more

Sales Executive in Patiala

Full Time

Customer Success, Service & Operations Department

3.0

• posted on 06 Oct 2023

2.0

for Salary and Benefits

Likes

Working with HDB financial servirces is very good. I learned so many new things in banking

Skill development - Excellent

+3 more

Dislikes

The one of the worst part is freshers salary package. Salary’s startup is very low in the industry. I requested you to please improve this

Salary - Poor

Sales Executive in Dhanbad

Full Time

Sales & Business Development Department

3.0

• posted on 11 Aug 2023

2.0

for Salary and Benefits

Likes

I was working in third party pay roll in Hdfc bank Ltd hdfc bank work culture was good but as third party staff promotion or bonus and increment was not good.

Dislikes

Salary was very lower and incremental, bonus or promotion is not sure and not confirmed yet.

Salary - Poor

+2 more

see more salary related reviews

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What people are saying about HDB Financial Services

View All

a manager

Ambiguity in JOB offer.

I recently changed my Job as Business Manager with Arka Fincap, but some how I also selected as BM(Branch manager) with HDB financial and Varthana finance. I am very confused, to what I will do. CTC would be same approximately. Suggest me right decision with reason... 1. I can continue with Arka Fincap. 2. Will join HDB financial as BM. 3. Will join Varthana finance as BM. Your feedback will be appreciated.

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HDB Financial Services Junior Credit Officer Salary FAQs

What is the salary of Junior Credit Officer at HDB Financial Services ?

The average salary of a Junior Credit Officer at HDB Financial Services in India typically ranges from ₹1.2 Lakhs to ₹3.5 Lakhs per year, depending on experience (from Fresher to 4 years).

The top 10% of Junior Credit Officer at HDB Financial Services earn more than ₹3.3 Lakhs per year, and the top 1% earn over ₹3.5 Lakhs per year. Junior Credit Officer Salaries at HDB Financial Services can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 40+ HDB Financial Services employees in India.

What is the estimated take home salary of a Junior Credit Officer at HDB Financial Services in India?

The estimated take-home salary of a Junior Credit Officer at HDB Financial Services in India typically ranges from ₹13,475 to ₹14,911 per month. This is based on the average salary range of ₹1.2 Lakhs to ₹3.5 Lakhs per year for employees with experience ranging from Fresher to 4 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 40+ salaries received from various employees of HDB Financial Services. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than HDB Financial Services for Junior Credit Officer in India?

Can Fin Homes	₹2.8 Lakhs to ₹4.0 Lakhs per year
HDFC Sales	₹2.4 Lakhs to ₹3.3 Lakhs per year
Cholamandalam Investment & Finance	₹1.0 Lakhs to ₹3.5 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by HDB Financial Services, depending on the role and experience level.

What is the salary of a Junior Credit Officer in companies similar to HDB Financial Services in India?

The salary of a Junior Credit Officer at companies similar to HDB Financial Services in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

HDFC Bank	₹1.2 Lakhs to ₹3.0 Lakhs per year
Orange Retail Finance	₹1.2 Lakhs to ₹2.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Junior Credit Officer at HDB Financial Services in India?

The salary growth for a Junior Credit Officer at HDB Financial Services depends on factors such as experience, performance, and promotions. On average, a Junior Credit Officer can expect the following growth trajectory at HDB Financial Services:

Experience	Average Salary Range
Fresher	₹1.2 Lakhs to ₹2.0 Lakhs per year
1 year	₹1.2 Lakhs to ₹3.3 Lakhs per year
2 years	₹1.2 Lakhs to ₹3.5 Lakhs per year
3 years	₹1.2 Lakhs to ₹3.3 Lakhs per year

and so on.

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HDB Financial Services Junior Credit Officer Salaries

HDB Financial Services Junior Credit Officer salary in India ranges between ₹1.2 Lakh to ₹3.5 Lakhs with an average annual salary of ₹. Salary estimates are based on 40 HDB Financial Services latest salaries received from various employees of HDB Financial Services.

HDB Financial Services Junior Credit Officer salaries in India (Updated 2025)

Companies similar to HDB Financial Services for Junior Credit Officer

Latest annual salaries shared by HDB Financial Services Junior Credit Officer

Experience wise HDB Financial Services Junior Credit Officer salaries

Similar Designation salaries in HDB Financial Services

Salary related reviews for HDB Financial Services

Junior Credit Officer in Jaipur

Supervisor in Kolkata

Sales Executive in Kolkata

Sales Executive in Patiala

Sales Executive in Dhanbad

HDB Financial Services Junior Credit Officer Salary FAQs

Tell us how to improve this page.

HDB Financial Services Junior Credit Officer Salaries by Location