HDFC Bank Junior Credit Officer Salaries by 5 Employees

1 - 4 years exp.

₹1.2 Lakh - ₹3 Lakhs

Low Confidence

Salary of majority employees

13% less than the average Junior Credit Officer Salary in Banking Companies for 1 - 4 years of experience

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Salaries in different departments

BFSI, Investments & Trading Junior Credit Officer Salary 1 - 2 years exp. (3 salaries)	₹1.2 L/yr - ₹2 L/yr
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Finance & Accounting Junior Credit Officer Salary 3 - 4 years exp. (AmbitionBox Estimate)	₹2.4 L/yr - ₹3 L/yr

Last Updated: 16 Mar 2023

Companies similar to HDFC Bank for Junior Credit Officer

Company name	Avg Annual Salary	Open Jobs
HDB Financial Services Junior Credit Officer Salary 0 - 4 years exp. (41 salaries)	₹1.2 L/yr - ₹3.5 L/yr 4% more
Cholamandalam Investment & Finance Junior Credit Officer Salary 0 - 5 years exp. (9 salaries)	₹1 L/yr - ₹3.5 L/yr 12% more
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HDFC Sales Junior Credit Officer Salary 1 - 5 years exp. (8 salaries)	₹2.4 L/yr - ₹3.3 L/yr 42% more
Can Fin Homes Junior Credit Officer Salary 1 - 5 years exp. (5 salaries)	₹2.8 L/yr - ₹4 L/yr 90% more
Orange Retail Finance Junior Credit Officer Salary 1 - 5 years exp. (4 salaries)	₹1.2 L/yr - ₹2 L/yr 21% less

Junior Credit Officer salary at HDFC Bank ranges between ₹1.2 Lakh to ₹3 Lakhs per year for employees with experience between 1 year to 4 years. Salary estimates are based on 5 latest salaries received from various employees of HDFC Bank.

Experience wise HDFC Bank Junior Credit Officer salaries

Last Updated: 16 Mar 2023

Experience	Avg Annual Salary
1 year (AmbitionBox Estimate)	₹1.2 L/yr - ₹2 L/yr
2 years (AmbitionBox Estimate)	₹1.5 L/yr - ₹3.5 L/yr
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3 years (AmbitionBox Estimate)	₹0.8 L/yr - ₹3 L/yr
4 years (AmbitionBox Estimate)	₹0.9 L/yr - ₹3 L/yr

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Salary related reviews for HDFC Bank

3.5

Rated by 5 employees for salary & benefits

Deputy Manager in Mumbai

Full Time

Finance & Accounting Department

1.0

• posted on 25 Mar 2025

2.0

for Salary and Benefits

Likes

Don't have anything to like here

Dislikes

No Work life balance here No opportunity for skill development. No proper salary hike If you and family suffering from anything and u not providing proper productivity due any issue then don't have job security.

Salary - Poor

+5 more

Deputy Manager in Guwahati (working remotely)

Full Time

Sales & Business Development Department

3.0

• posted on 09 Feb 2025

2.0

for Salary and Benefits

Likes

1.Good brand value in market. 2.Variety of products.

Skill development - Good

+1 more

Dislikes

1. They demands multiple products to sell at same time. 2. Senior managers are taking very high salary with less productive and ideas and they just do 2-3 hrs concall with staffs every day. 3. Unwanted pressure on so many things.

Salary - Poor

+1 more

Sales Executive in Jabalpur (working remotely)

Full Time

Finance & Accounting Department

5.0

• posted on 06 Feb 2025

5.0

for Salary and Benefits

Likes

strong brand reputation, dynamic work environment, excellent learning and development opportunities, supportive culture, focus on customer service, good career growth prospects, competitive compensation, and the ability to develop strong sales and financial management skills

Salary - Excellent

+6 more

Dislikes

SALARY ISSUE

Deputy Manager in Chennai

Full Time

Sales & Business Development Department

5.0

• posted on 04 Dec 2024

4.0

for Salary and Benefits

Likes

All are good job security, work life balance, Job satisfaction, Skills and knowledge development, these are all is good

Salary - Good

+6 more

Dislikes

Salary is not good. This company is a few things restricted to incentive and bonus and employee service not good. I am not satisfaction. These are all not good

Deputy Manager in Bhopal

Full Time

Sales & Business Development Department

2.0

• posted on 09 Oct 2024

2.0

for Salary and Benefits

Likes

Salary comes on time.

Dislikes

There is no one in the bank to explain And the ones that are old, new people treat them differently, & Timing is a big issue, like coming to the bank is on time but leaving is not fixed And there is a lot more to write but it cannot be completed in one line

Salary - Poor

+5 more

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Shifting from Bangalore to Hyderabad

I’m working in Bangalore for last 9 years. Currently I got 2 offers. 1. CTS - Bangalore (CTC - 22.7 LPA) 2. Deloitte - Hyderabad (CTC - 24.2 LPA) Is it good move to shift to Hyderabad for Deloitte ? Is it ok to ask the HR if my base location can be changed to Bangalore ? Please share your thoughts

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HDFC Bank Junior Credit Officer Salary FAQs

What is the salary of Junior Credit Officer at HDFC Bank ?

The average salary of a Junior Credit Officer at HDFC Bank in India typically ranges from ₹1.2 Lakhs to ₹3.0 Lakhs per year, depending on experience (from 1 year to 4 years).

The top 10% of Junior Credit Officer at HDFC Bank earn more than ₹3.0 Lakhs per year, and the top 1% earn over ₹3.0 Lakhs per year. Junior Credit Officer Salaries at HDFC Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 5 HDFC Bank employees in India.

What is the estimated take home salary of a Junior Credit Officer at HDFC Bank in India?

The estimated take-home salary of a Junior Credit Officer at HDFC Bank in India typically ranges from ₹13,283 to ₹14,702 per month. This is based on the average salary range of ₹1.2 Lakhs to ₹3.0 Lakhs per year for employees with experience ranging from 1 year to 4 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 5 salaries received from various employees of HDFC Bank. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than HDFC Bank for Junior Credit Officer in India?

Can Fin Homes	₹2.8 Lakhs to ₹4.0 Lakhs per year
HDFC Sales	₹2.4 Lakhs to ₹3.3 Lakhs per year
Cholamandalam Investment & Finance	₹1.0 Lakhs to ₹3.5 Lakhs per year
HDB Financial Services	₹1.2 Lakhs to ₹3.5 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by HDFC Bank, depending on the role and experience level.

What is the salary of a Junior Credit Officer in companies similar to HDFC Bank in India?

The salary of a Junior Credit Officer at companies similar to HDFC Bank in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Orange Retail Finance

₹1.2 Lakhs to ₹2.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Junior Credit Officer at HDFC Bank in India?

The salary growth for a Junior Credit Officer at HDFC Bank depends on factors such as experience, performance, and promotions. On average, a Junior Credit Officer can expect the following growth trajectory at HDFC Bank:

Experience	Average Salary Range
1 year	₹1.2 Lakhs to ₹2.0 Lakhs per year
2 years	₹1.5 Lakhs to ₹3.5 Lakhs per year
3 years	₹0.8 Lakhs to ₹3.0 Lakhs per year
4 years	₹0.9 Lakhs to ₹3.0 Lakhs per year

and so on.

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HDFC Bank Junior Credit Officer Salaries

HDFC Bank Junior Credit Officer salary in India ranges between ₹1.2 Lakh to ₹3 Lakhs with an average annual salary of ₹. Salary estimates are based on 5 HDFC Bank latest salaries received from various employees of HDFC Bank.