User’s career status has been verified via Naukri.

A professional shared this post in the Personal Finance community. Join this conversation on AmbitionBox with verified professionals

From penny-pinching to investing, let's talk money moves that would make Warren Buffett proud.

Personal Finance

So I wanted to buy a couple of things for which I saved up the money, but once I reached that amount I didn't feel like buying it.

E.g. I wanted to buy a watch that costs around 13-15k i have 36k( disposable income apart from savings) saved up but still don't feel like buying it now. I'll end up putting it in stocks and have nothing, then drool over such things and the cycle continues. 😅

I've tried a method of saving where we can afford to buy two of those items, but then the thought of that number getting deducted from the account eats me up .😓

How to change my mindset about spending?🤷‍♂️

Secure your digital infrastructure and leverage technology through discussions on IT and information security.

IT & Information Security

Recently, a CEO (an IITian, no less) shared something that should’ve been a wake-up call for the Indian tech scene.......but most of us are too busy posing on LinkedIn to notice.

Out of over 1,000 applications for a 50 LPA tech role, the majority submitted absolute trash for a basic coding task. 

Yes......basic. Not a system design round
Just a simple task to test if they can code.

And the result?
Poor-quality code
No understanding of the basics

The same people call themselves “Tech leads,” “Experts,” or “SDEs” on LinkedIn, write long motivational posts, and act like they’re running the world. 

Let’s be honest:
Many in the tech world are all talk and no skill.
They’re more focused on looking smart online than actually being good at their job.

This isn’t about insulting anyone........it’s about calling out a culture where everyone techie wants a big salary, but very few want to do the hard work to deserve it.

Shame on you, techies!

Level up your career with insights, inspiration, and support from your fellow go-getters.

Career Growth

I worked in a company for 20 years and suddenly put off role. Searching jobs I realised I am over age for various roles that I could do and less experienced for Leadership Roles as my exposure was limited. I always thought I am earning decent money and can work another 7 years and retire at 50. Though the younger generation is much smarter I still want to advise them (BFSI specific)
* Work in a role for max 2-3 years and switch when you feel you are done.
* By age of 30, if you are still earning less than 10 lakh you are not growing 
* By age of 35 you must become AVP as no company will hire AVP if you are more than 36.
*Be loyal to your self, not your organization. 
* Most importantly save atleast 30% or more of whatever your CTC. Donot spend much with every raise. 
* Buy a property, and pay loans before 35.

In tough times it's only Savings that give you cushion and peace nothing else

Stability vs Growth

Show me the money! Let's talk compensation and hustle.

Salary Discussions, Hike & Promotions

Current Role: Data Scientist (Gen AI)
YOE: 5.5
CCTC: 18.5 LPA

Offers I have:
1. Quantiphi Analytics (Bangalore) - 32.9 LPA (29 Fixed + 1 JB + 2.9 Variable)
2. STG Labs (Bangalore) - 33 LPA (32 Fixed + 1 JB)
3. Rakuten Symphony (Bangalore) - 32.8 LPA (28 Fixed + 1 JB + 2.8 Bonus)
4. IBM (Hometown) - 35.6 LPA (32.55 Fixed + 3.05 Variable)
5. Programmers.io (Remote) - 35.5 LPA (33.5 Fixed + 1 Variable + 1 JB)
6. Fractal Analytics (Bangalore) - 32 LPA (29 Fixed + 3 Variable) - Asked them to revise it

I want to know which organization will best considering Learning, Opportunity, WLB.

Best organization in terms of Learning, Opportunity, WLB

Supporting each other through the ups and downs of work life

Day to Day Office

Every office has one unspoken conflict…

No, not deadlines.
Not promotions.
Not even stolen tiffins.

We’re talking about the real war:
THE AIR CONDITIONER.

In our office, it’s a daily drama.

On one side:
The “Antarctica Squad” — people who want the A/C at 16°C and dress like they’re hiking Everest.

On the other:
The “Sun Lovers” — begging for warmth, wearing shawls like they’re in Shimla.

And then…
There’s me.
The neutral party.
The one just trying to survive — not sweat, not shiver, just exist.

Every 30 minutes:

Someone lowers the temp.

Someone raises it.

Someone secretly switches off the A/C.

Maintenance gets called.

A meeting is held.

One colleague even brought their own fan. Another carries a blanket. I’m thinking of installing a thermometer on my desk.

At this point, the A/C remote has more office politics than our team meetings.

Lesson:
Forget team bonding activities.
If we can survive the A/C wars together, we’re already family. ❄️🔥

🌬️ The Office A/C Wars: Chill or Be Chilled 🥶🥵

Build robust software and ensure quality through collaboration with software, QA, and testing professionals.

Engineering - Software & QA

I'm holding offer from Boeing, Citi and Ford which one should I choose? My priority is work life balance and job security at some point.
Boeing - 35LPA Team Lead
Citi - 33.5 LPA Sr. Software Engineer
Ford - 37LPA Team Lead
Iris software - 28 LPA WFH - Sr. Software Engineer