Post
Personal Finance
5mo
a chat and email support executive
How to change my mindset about spending?🤷♂️
So I wanted to buy a couple of things for which I saved up the money, but once I reached that amount I didn't feel like buying it.
E.g. I wanted to buy a watch that costs around 13-15k i have 36k( disposable income apart from savings) saved up but still don't feel like buying it now. I'll end up putting it in stocks and have nothing, then drool over such things and the cycle continues. 😅
I've tried a method of saving where we can afford to buy two of those items, but then the thought of that number getting deducted from the account eats me up .😓
sevenpepper
5mo
student at
IIT Madras
Hi, I relate with you so much. It’s because I come from a humble background so buying myself anything even when I have disposable income for it feel so tough to do.
I think that what helps me is that I overcompensate by savi... see more
a chat and email support executive
author
5mo
@sevenpepper Thanks I will try this.
cleantonic
5mo
works at
Get married and your wife will make you buy it anyways
a chat and email support executive
author
5mo
@cleantonic Hahahaa! Good one😂
stylishjasmine
5mo
works at
If you’ve been consistently saving 30% of your income every month for past 5 years then go ahead and buy what you like with the remaining money each month after 30% saving.
If you’ve just been saving for a few months then stay frugal and focuse... see more
a chat and email support executive
author
5mo
@stylishjasmine 👍👍
greatking
5mo
A Team Lead
Buy on EMIs instead. Trick your mind ;)
a content writer
5mo
@smoothapplepie Not a good suggestion. Why pay extra money as interest, when one has entire amount s... see more
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