Post
BFSI, Investments & Trading
8mo
naamnahisunahoga
·
A Financial Analyst
Are loans becoming India's future?
CarDekho has launched Rupyy that will give people loans under Rs.40,000. Is this a sign that Indians (who were much averse to loans/credit) are becoming more and more open to loans?
Don't know if that's a good thing or a bad thing. What do you guys think?
exoticmagpie
8mo
ex -
Hey, Here's how I see it: Digital lending makes everything faster and smoother.🤷♂️
gurugrind
8mo
An Assistant Manager
I think it will be a lot of help for lower-middle class and middle-class individuals for emergency purposes like a medical emergency or unexpected shortage of funds during weddings and child birth. But, don't think such an opportunity should be wasted on shopping recklessly which is a problem on the rise.
chaturchartwala
8mo
student at
Indian Institute of Technology (IIT), Kharagpur
Don't see how this would be vastly different from a credit card.
hukumamatata
8mo
works at
Yes! Loans are becoming more common but that's not necessarily a bad thing for India.
Posts you might like
"Career Progression Insights Needed: Is My Growth on Track?"
Hi All,I started my career in May 2022 with a CTC of ₹4.5 LPA at the age of 21. After 8 months, I received a promotion, and my revised CTC became ₹5 LPA.In April 2024, I switched jobs with a CTC of ₹5.7 LPA at the age of 22. Now, I am planning another job switch in January 2024, role as Management Trainee at an MNC, aiming for an estimated CTC of ₹6.7 to ₹7.2 LPA.I wanted to know if this progression is fair and aligns with market and industry standards for my field. Any insights or advice would ...
I been at my company for 6M and I feel like I am achieving nothing
I been at my company for 6 months I am working everyday..but I feel like I am achieving literally nothing,I feel empty and frustrated working here. I don't think my company knows what's there vision is, the management doesn't work properly it's gonna be almost 10 months to the company and they still can't figure out the basic every month they try something new recently they changed our contracts for example..ik start ups are like this but this is too much
Notice period negotiation
I resigned from my current company a couple of days ago. I have a 90 day notice period. I tried to negotiate it with my manager of the current company, asking to release early as the new company has early requirements and also on a medical ground basis, but my manager is not agreeing. I tried to talk with the HR of my current company. HR is ready to give the "buy out" option and I am also ok with it. But for the "buy out" to happen, HR needs something officially written from my manager that I do...
Job Offer Dilemma
I’m in a situation and need some guidance.I have a job offer with:CTC: 9.4 LPA fixed + 21% variable = 11.4 LPA total.Location: Chennai (not ideal for me).Another opportunity is in the pipeline, with a more suitable location, but the expected CTC is around 9.4 LPA, which is significantly lower than the first offer.To add to the dilemma, the HR of the second company feels that asking for 12 LPA (considering my 9.4 LPA fixed offer) is too high.How would you approach this decision? Should I prioriti...
I’m 27, I’m looking for Career transition
Hello ,I hold bachelor degree in mechanical engineering 2019. With 4.5 yoe in Total1)Associate product compliance engineer - 1.5 years2)Currently working as Project engineer (compliance). 3 years I see no growth in my current company and current role.so I’m looking for career shift,high growth and good package.Skills1) Environmental compliance(REACH,ROHS,..)2)Basic networking OS,Linux basic, Aws cloud3) SAP MM (in progress)4) Project Management (self preparation from PMBOk)I’m confused betwee...
Download AmbitionBox app
Anonymously discuss salaries, work culture, industry news and more ...
or