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149 HDB Financial Services Jobs

Gold Loan Executive

1-6 years

₹ 2 - 4L/yr (AmbitionBox estimate)

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This is an estimate of the average salary range for this position. It has not been reviewed by the company, and the actual salary may differ.

Bangalore / Bengaluru

1 vacancy

Gold Loan Executive

HDB Financial Services

posted 10d ago

Job Role Insights

Fixed timing

Job Description

Job Role :-

• Coordinate with branch sales team and support BSM, SMs for lead conversion • Tele-calling / follow up on leads given by sales team and Corporate office • Coordinate customer walk in branch. Explain product details to customer and suggest scheme based on need analysis • Conduct self gold valuation and inform gold loan amount. Manage external gold valuation process i.e. interacting with valuator making sure that the process is followed • Update valuation details in system i.e. Gold portal and loan booking system • Ensure loan processing completed within stipulated TAT. • Follow up with delinquent customer and ensure that customer does not cross 30 DPD bucket • Follow up with customer for timely interest collection • Gold loan file disbursal in system (this could be done by BOM for most Branches) • Custody of gold packets in the office, record it as per process • Raise Payment Request / Cheque Disbursement, record it as per process • Arrange to send the complete file to COPS as per process. • Manage Related MIS, interface with COPS, regional teams as might be required. • Co-ordinate with central telecalling team for collections / follow up for payments from overdue borrowers • Customer Support / Service as required.


Key Responsibilties :-

• Sales process management in FMCG/ Direct sales company • Understanding of gold process understanding ,KYC Knowledge & Sales process • Gold loan Sales process & BTL Marketing • Process understanding ,KYC Knowledge ,Understanding of the documentation required, Product /Competition Knowledge


Mandatory skills :-

Graduate with Minimum 2-4 yrs experience • Experience in collection and auction will be preferred. • Min 2 years experience in gold valuation at gold loan NBFCs.


Forward your updated resume - murugasurya.p@hdbfs.com


Regards,

HR - TEAM

HDB Financial Services


Employment Type: Full Time, Permanent

Read full job description

HDB Financial Services Interview Questions & Tips

Prepare for HDB Financial Services Gold Loan Executive roles with real interview advice

Top HDB Financial Services Gold Loan Executive Interview Questions

Q1. Do you know what is selling and how you can sell it?
Q2. Whate is the sales and bank and .. any sales in hdfc and others banks
Q3. Being a salesperson can you sell this pen to the manager?
View all 198 questions

What people at HDB Financial Services are saying

3.8
 Rating based on 94 Gold Loan Executive reviews

Likes

Skill development.....................................and salary increment at every year

  • Salary - Good
  • +6 more
Dislikes

Working in holidays also ..

Read 94 Gold Loan Executive reviews

Gold Loan Executive salary at HDB Financial Services

reported by 164 employees
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₹1.6 L/yr - ₹4 L/yr
22% more than the average Gold Loan Executive Salary in India
View more details

What HDB Financial Services employees are saying about work life

based on 20.4k employees
52%
60%
51%
99%
Strict timing
Monday to Saturday
Within city
Day Shift
View more insights

HDB Financial Services Benefits

Job Training
Health Insurance
Soft Skill Training
Work From Home
Team Outings
Cafeteria +6 more
View more benefits

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