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Mega Walk in Drive at Chennai - Ambattur - 3rd & 4th Mar 25

5-10 years

Chennai

25 vacancies

Mega Walk in Drive at Chennai - Ambattur - 3rd & 4th Mar 25

HCLTech

posted 12hr ago

Job Role Insights

Flexible timing

Job Description


Mega Walk in Drive at Chennai Ambattur-03rd & 4th Mar '2025


Interview Place: AMB6, 8, South Phase, MTH Road, Ambattur Industrial Estate, Ambattur, Chennai, Tamil Nadu 600058


Interview Date: 03rd & 4th Mar '2025

Interview Time: 11am- 2pm.

Contact Person: HR Priya


Job Details:


Job Title: Associate / Senior Executive

Job Location: Chennai, Sez

Shift Time: 7:00 am to 5.00 pm (IST)

Domain: Australian Mortgage Underwriting

Work model: WFO Only.


Responsibilities:


  • Must have experience in analysis of customers current financial position, employment history, credit history, credit needs, ability to pay and the asset being offered as security.
  • Well-versed with the 4 Cs of Credit.
  • Extensive skill to adhere to regulatory and company guidelines and should be able to understand complex-subject matters quickly.
  • Experience in assessing the credit risk associated with each loan application and providing an outcome regarding Approval/decline of the loan application.
  • Experience in lending/credit policy, product and Mortgage Insurance guidelines, and a high level of judgement, in assessing applicants credit worthiness.
  • Experience in reaching out to external stake holder communication via calls with Brokers/Lenders.
  • Expertise in Customer centric communication with positive repo building.
  • Excellent written and verbal communication skills.

Core Responsibilities:


  • Loan Application Assessment
  • Creditworthiness Evaluation
  • Income Verification
  • Risk Analysis
  • Property Valuation Review
  • Reviewing LVR
  • Approval or Declination of Loans
  • Fraud detection

Skills and Qualifications:


  • Knowledge of Responsible Lending Obligations
  • Understanding of APRA and ASIC regulations
  • Strong Analytical and Financial Assessment Skills.
  • Attention to Detail
  • Communication and Stakeholder Management
  • Experience with Lending Policies and Procedures
  • Time Management and Multi-tasking Skills

Qualification & Experience:


  • Bachelor's or master's degree in any field.
  • 2+ years of experience in Pre-underwriting, Loan Processing, Mortgage Underwriting or Post Close Underwriting in Australian Mortgage, USA & UK mortgage domain.
  • Proven work experience as a Mortgage Underwriter or similar role
  • Strong understanding of Australia, USA, or UK lending regulations is essential for this role.
  • Excellent analytical and problem-solving skills, with meticulous attention to detail.
  • Ability to communicate effectively with internal and external stakeholders at all levels.
  • Familiarity with loan origination systems and other relevant software applications.
  • Ability to work independently and prioritize tasks in a fast-paced environment.

Note: Bring your ID proof for the Gate Pass.


Employment Type: Full Time, Permanent

Read full job description

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What HCLTech employees are saying about work life

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Flexible timing
Monday to Friday
No travel
Day Shift
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HCLTech Benefits

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A diverse, international culture that values your whole self
An employment that you can trust in
Career opportunities on your terms
Enriching job experiences
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Work From Home
Cafeteria
Health Insurance
Soft Skill Training
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Free Transport +6 more
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Chennai, Tamil Nadu Office
Sterling Technopolis, 4/293, Old Mahabalipuram Road (Rajiv Gandhi Salai), Perungudi Chennai, Tamil Nadu
Chennai, Tamil Nadu Office
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