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Premium Employer

Axis Bank

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3.8

based on 25.5k Reviews

Video summary

Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

Top Rated Mega Company - 2024

Top Rated Banking Company - 2024

160 Axis Bank Jobs

CBG:Credit Analyst

Axis Bank Limited

3.8

based on 25.5k Reviews

7-9 years

Rajkot

1 vacancy

CBG:Credit Analyst

Axis Bank

posted 6d ago

Job Role Insights

Fixed timing

Key skills for the job

Software Configuration Management Finance Cash Management Services Forex Trading Credit Cards CAM

+ 2 more

Job Description

CBG:Credit Analyst INTERNAL USAGE No. of Vacancies Reports to Is a Team leader Team Size Grade Business Department CBG Sub - Department Location About Commercial Banking Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc. About the Role
Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, management, etc. Credit Analysts work closely with Relationship Managers to understand the profile of their clients and their requirements Key Responsibilities

Responsible for preparation of CAM and putting up various notes (review, replies to observations from the Risk department, etc.)

Responsible for assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelines

Conduct review / renewal of accounts

Ensure maintenance of acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc.

Qualifications
Optimal qualification for success on the job is:

Graduates with a good academic background

CAs/Management Graduates/ICWAs will be preferred

Role Proficiencies
For successful execution of the job, the candidate should possess the following:

Good understanding of financial ratios and concepts

Good communication (both verbal and written) skill in both English and the local language

Refer to the Job Description

Employment Type: Full Time, Permanent

Read full job description

Axis Bank Interview Questions & Tips

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What people at Axis Bank are saying

3.5

Rating based on 66 Credit Analyst reviews

Anonymous · Finance & Accounting in Chandigarh

Likes

Learning is real thing as person learns himself when surrounded by lot of work and least practical training sessions.

Salary - Good

+1 more

Dislikes

Appraisals are poor. No transparency and no rewards against your work. They want you to work like top executive and when it comes appraisal, they complicates with KRAs and Other parameters which were not predefined. Although working was never regulated in the same direction.