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Axis Bank

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156 Axis Bank Jobs

CBG:Credit Analyst

7-9 years

Rajkot

1 vacancy

CBG:Credit Analyst

Axis Bank

posted 10d ago

Job Description

CBG:Credit Analyst INTERNAL USAGE No. of Vacancies Reports to Is a Team leader Team Size Grade Business Department CBG Sub - Department Location About Commercial Banking Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc. About the Role
Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, management, etc. Credit Analysts work closely with Relationship Managers to understand the profile of their clients and their requirements Key Responsibilities
  • Responsible for preparation of CAM and putting up various notes (review, replies to observations from the Risk department, etc.)
  • Responsible for assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelines
  • Conduct review / renewal of accounts
  • Ensure maintenance of acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc.
Qualifications
Optimal qualification for success on the job is:
  • Graduates with a good academic background
  • CAs/Management Graduates/ICWAs will be preferred
Role Proficiencies
For successful execution of the job, the candidate should possess the following:
  • Good understanding of financial ratios and concepts
  • Good communication (both verbal and written) skill in both English and the local language
Refer to the Job Description

Employment Type: Full Time, Permanent

Read full job description

Axis Bank Interview Questions & Tips

Prepare for Axis Bank Credit Analyst roles with real interview advice

Top Axis Bank Credit Analyst Interview Questions

Q1. You are Handling cash operations then how you manage operations with sales ?
Q2. How many joint holders we can process in an account in once ?
Q3. 1)How will you extend business of bank. 2) How will you pitch the customer. 3) What kind of loans are distributed in large no. now adays?
View all 488 questions

What people at Axis Bank are saying

3.5
 Rating based on 66 Credit Analyst reviews

Likes

Learning is real thing as person learns himself when surrounded by lot of work and least practical training sessions.

  • Salary - Good
  • +1 more
Dislikes

Appraisals are poor. No transparency and no rewards against your work. They want you to work like top executive and when it comes appraisal, they complicates with KRAs and Other parameters which were not predefined. Although working was never regulated in the same direction.

  • Promotions - Poor
  • +2 more
Read 66 Credit Analyst reviews

Credit Analyst salary at Axis Bank

reported by 432 employees
₹5 L/yr - ₹20 L/yr
31% more than the average Credit Analyst Salary in India
View more details

What Axis Bank employees are saying about work life

based on 25.6k employees
56%
46%
50%
99%
Strict timing
Monday to Saturday
Within city
Day Shift
View more insights

Axis Bank Benefits

Submitted by Company
Loan Benefit
Insurance
Leaves
Mobile Expense Reimbursement
Meal Card
Company Car Policy
Submitted by Employees
Health Insurance
Job Training
Soft Skill Training
Work From Home
Team Outings
Free Transport +6 more
View more benefits

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