Financial Analyst

You Lead the Way. We ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you ll learn and grow as we help you create a career journey that s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you ll be recognized for your contributions, leadership, and impact every colleague has the opportunity to share in the company s success. Together, we ll win as a team, striving to uphold our company values and powerful backing promise to provide the world s best customer experience every day. And we ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and lets lead the way together.

The International Card Services (ICS) FP&A team leads the end-to-end forecasting and financial planning processes for the ICS segment, providing decision support to Senior Finance and Business leaders by producing P&L reports and analyses, bringing forward analytical insights and carrying out thorough financial planning.

Delivering on these key goals requires high levels of analytical rigor, financial thought leadership, knowledge of the P&L, strong collaboration across teams, and relationship-building skills. Spend has been a key area of focus through the years and will continue to be incredibly important in 2025 & beyond. The Financial Analyst based in Gurgaon will support the Spend Vertical with primary focus on developing insightful financial analyses and frameworks across the Spend Margin, improve forecasting and planning models, and support preparation and presentation of materials for ICS Finance & Business Leadership reviews. This is a high-visibility role with exposure to senior leaders across different Finance teams. As such, the ideal candidate must possess excellent analytical and planning skills, strong communication and relationship-building skills, and the ability to collaborate seamlessly with colleagues across organization.

Responsibilities

• Support the Annual Plan and Long-Range Planning processes for ICS Spend vertical in close partnership with multiple stakeholders across BU FP&A, HQ & Market Lead Finance Officers (LFOs), Finance Decision Science (FDS), Risk Finance and Controllership
• Monthly results analysis for Spend vertical, developing useful insights to support better understanding of business performance, key trends and it s impact on future performance
• Manage ongoing Risks & Opportunities assessment for assigned Spend lines
• Deliver useful and actionable insights on the ICS Billings performance and it s future trajectory through careful study and analysis of past and future trends, market dynamics and macro-economic environment
• Support Deep-dives, ad-hoc analysis on key Revenue & Expense lines
• Support various Finance Transformation Projects, focus on continuous process enhancement through innovation and automation
• Develop insightful content and analyses for presentation to senior leaders across business and finance
• Actively build & support a culture of learning and collaboration

Functional Skills/Capabilities

• Good understanding of AXP businesses and of the P&L
• Experience of AXP Financial Planning process while supporting any of the Segment/ BU P&L would certainly be a great advantage
• Experience building driver-based financial models and extracting insights from large amounts of data
• Strong analytical skills, experience of managing large data set using data mining techniques [e.g. SQL, Python, SAS] would be an added advantage

Technical skills

• Must be proficient in using Excel and PowerPoint
• Good hands-on experience on platforms and tools such as TM1, Power BI, Oracle Smart View

Behavior Skills/Capabilities

• Strong communication skills, with ability to articulate and communicate in a succinct, clear and unambiguous manner
• Demonstrated ability to solve unstructured problem statements and handle ambiguity
• Ability to operate in high pressure environment with aggressive deadlines while balancing multiple priorities
• Flexibility to operate across different time zones and shifts

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.