State Credit Manager

Role & responsibilities

• Will be responsible for implementing credit policies and processes at the State level.

working closely with area credit managers to ensure compliance and portfolio quality.

• You have to conduct credit risk assessments and monitor portfolio performance within their designated zones, while also collaborating with branch teams to optimize credit processes.
• You will play a crucial role in implementing national credit strategies and providing support to area credit managers in achieving organizational objectives within their respective states.
• Promoting a culture of continuous improvement within the state credit department.
• Monitoring state-specific credit risk indicators and taking proactive measures.

Preferred candidate profile

• Proven work experience in credit underwriting of retail asset Banking products.(preferably in private sector, HL & LAP /SME/Mortgages)
• Ability to build, coach and mentor high performance oriented teams
• should have good knowledge of risk related to business
• good financial analytical skills.

Interested candidate can share resumes to Ankita.gautam@aavas.in.